Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ServiceTitanTTAN +0.98%12 Interest Coverage is 0 (At Loss) as of Apr. 2026. GuruFocus rates TTAN with a GF Score™ of 12/100. The stock has 1 warning sign investors should review. Among 1,728 Software companies, ServiceTitan ranks worse than 57870.31% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. ServiceTitan's
Operating Income
for the
three
months ended in Apr. 2026 was $-26 Mil. ServiceTitan's Interest Expense for the
three
months ended in Apr. 2026 was $-0 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for ServiceTitan's Interest Coverage or its related term are showing as below:
TTAN's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 25.535 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
ServiceTitan Interest Coverage Related Terms
ServiceTitan Interest Coverage Historical Data
* Premium members only.
The historical data trend for ServiceTitan's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TTAN vs PCTY, IDCC, PAYC: Interest Coverage Comparison
For the Software - Application subindustry, ServiceTitan's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ServiceTitan Interest Coverage vs Software Industry
For the Software industry and Technology sector, ServiceTitan's Interest Coverage distribution charts can be found below:
* The bar in red indicates where ServiceTitan's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
ServiceTitan did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
ServiceTitan (TTAN) has a Interest Coverage of 0 (At Loss) as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ServiceTitan and its competitors. According to the industry distribution chart, ServiceTitan ranks #999999 out of 1728 companies in the Software industry.
Is ServiceTitan's Interest Coverage too high?
ServiceTitan's current Interest Coverage is 0 (At Loss). Based on the distribution chart, ServiceTitan ranks #999999 out of 1728 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, ServiceTitan has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does ServiceTitan's Interest Coverage compare to PCTY and IDCC?
According to the Software industry distribution chart, ServiceTitan ranks #999999 out of 1728 companies for Interest Coverage. This places ServiceTitan in the lower half of its industry. The industry median Interest Coverage is 25.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 25.54, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ServiceTitan and its competitors. For the Software industry, the median Interest Coverage is 25.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ServiceTitan's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ServiceTitan stock overvalued right now?
ServiceTitan (TTAN) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). ServiceTitan's overall GF Score™ is 12/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ServiceTitan (TTAN), the current Interest Coverage is 0 (At Loss) as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
ServiceTitan Inc is an end-to-end technology platform built for contractors to transform the performance of their businesses. The platform provides business owners, technicians, customer service representatives and other key office staff with technology tools designed to help customers grow revenue, drive operational efficiencies, deliver a superior end-customer experience and monitor key business drivers in real-time. The Company also has subsidiaries in Australia, Armenia and British Columbia, Canada that serve as research and development and support centers.
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