UPM-Kymmene OyjUPMKF -13.64%77 Interest Coverage is 11.09 as of Mar. 2026, which is 29% below its 10-year median of 15.63. GuruFocus rates UPMKF with a GF Score™ of 77/100 and a GF Value™ of $27.72 (Fairly Valued). The stock has 5 warning signs investors should review. Among 183 Forest Products companies, UPM-Kymmene Oyj ranks better than 65.57% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. UPM-Kymmene Oyj's
Operating Income
for the
three
months ended in Mar. 2026 was $295 Mil. UPM-Kymmene Oyj's Interest Expense for the
three
months ended in Mar. 2026 was $-27 Mil.
UPM-Kymmene Oyj's interest coverage for the quarter that ended in Mar. 2026 was 11.09.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for UPM-Kymmene Oyj's Interest Coverage or its related term are showing as below:
UPMKF'
s Interest Coverage Range Over the Past 10 Years
Min: 7.23 Med: 15.63 Max: 42.07
Current: 8.15
UPMKF's Interest Coverage is ranked better than 65.57% of 183
companies
in the Forest Products industry
Industry Median: 3.98
vs UPMKF: 8.15
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
UPM-Kymmene Oyj Interest Coverage Related Terms
UPM-Kymmene Oyj Interest Coverage Historical Data
* Premium members only.
The historical data trend for UPM-Kymmene Oyj's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Paper & Paper Products subindustry, UPM-Kymmene Oyj's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UPM-Kymmene Oyj Interest Coverage vs Forest Products Industry
For the Forest Products industry and Basic Materials sector, UPM-Kymmene Oyj's Interest Coverage distribution charts can be found below:
* The bar in red indicates where UPM-Kymmene Oyj's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UPM-Kymmene Oyj (UPMKF) has a Interest Coverage of 11.09 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UPM-Kymmene Oyj and its competitors. This is 29% below median its historical median of 15.63. Over the past decade, UPM-Kymmene Oyj's Interest Coverage has ranged from 7.23 to 42.07. According to the industry distribution chart, UPM-Kymmene Oyj ranks #63 out of 183 companies in the Forest Products industry, placing it in the top 34.4%.
Is UPM-Kymmene Oyj's Interest Coverage too high?
UPM-Kymmene Oyj's current Interest Coverage of 11.09 is 29% below median its 10-year median of 15.63. Over the past 10 years, this metric has ranged from a low of 7.23 to a high of 42.07. The Forest Products industry median Interest Coverage is 3.98. UPM-Kymmene Oyj's value of 11.09 is 178.6% above this industry median. Based on the distribution chart, UPM-Kymmene Oyj ranks #63 out of 183 companies in the Forest Products industry, which is above the industry midpoint. Overall, UPM-Kymmene Oyj has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UPM-Kymmene Oyj's Interest Coverage compare to SLVM?
According to the Forest Products industry distribution chart, UPM-Kymmene Oyj ranks #63 out of 183 companies for Interest Coverage. This puts UPM-Kymmene Oyj in the upper half of its industry. The industry median Interest Coverage is 3.98. UPM-Kymmene Oyj's value of 11.09 is 178.6% above this benchmark. Historically, UPM-Kymmene Oyj's own Interest Coverage has ranged from 7.23 to 42.07 over the past decade. While the company's 10-year median is 15.63 vs. the industry median of 3.98, UPM-Kymmene Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Forest Products company?
The median Interest Coverage among Forest Products companies is 3.98, based on 183 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UPM-Kymmene Oyj's current Interest Coverage of 11.09 is 178.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UPM-Kymmene Oyj and its competitors. For the Forest Products industry, the median Interest Coverage is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UPM-Kymmene Oyj's current Interest Coverage is 11.09, which is 29% below median its own 10-year median of 15.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UPM-Kymmene Oyj stock overvalued right now?
Based on GuruFocus' analysis, UPM-Kymmene Oyj (UPMKF) is currently considered Fairly Valued. The stock's GF Value™ is $27.72, compared to a current price of $25.33 — trading 8.6% below its estimated fair value. The current Interest Coverage is 11.09, which is 29% below median its 10-year median of 15.63 and 178.6% above the Forest Products industry median of 3.98. UPM-Kymmene Oyj's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UPM-Kymmene Oyj (UPMKF), the current Interest Coverage is 11.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UPM-Kymmene Oyj (UPMKF) Overvalued in 2026?
Based on GuruFocus' analysis, UPM-Kymmene Oyj stock appears to be undervalued.
The current stock price of $25.33 is trading 8.6% below its estimated GF Value™ of $27.72.
GuruFocus considers UPM-Kymmene Oyj to be Fairly Valued.
Key valuation signals for UPMKF:
Interest Coverage: 11.09 (29% below median its 10-year median of 15.63)
GF Value™: $27.72 vs. price of $25.33 (8.6% below fair value)
Industry Position: 178.6% above the Forest Products median (#63 of 183)
No single metric tells the full story. See the UPMKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UPM-Kymmene Oyj is a Finnish paper and biomaterials company. The company produces products related to the forestry industry, including paper, pulp, and plywood. UPM is also the majority electricity generator in Finland and is one of the globalised producers of self-adhesive labeling materials. It delivers responsible solutions and innovation for a future beyond fossils across six business areas: UPM Fibres, UPM Energy, UPM Raflatac, UPM Specialty Papers, UPM Communication Papers, and UPM Plywood. Geographically, the company has operational footprints in Sweden, Finland, the Netherlands, and other regions.
77GF Score
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