UPMKF (UPM-Kymmene Oyj) Quick Ratio: 1.10 (As of Mar. 2026) — 11% Below Median


UPMKF UPM-Kymmene Oyj UPMKF
77 GF Score
Price $25.33
GF Value $27.71
Valuation Fairly Valued
! 5 Warning Signs
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What is UPM-Kymmene Oyj Quick Ratio?

UPM-Kymmene Oyj UPMKF -13.64% 77 Quick Ratio is 1.10 as of Mar. 2026, which is 11% below its 10-year median of 1.24. GuruFocus rates UPMKF with a GF Score™ of 77/100 and a GF Value™ of $27.71 (Fairly Valued). The stock has 5 warning signs investors should review. Among 289 Forest Products companies, UPM-Kymmene Oyj ranks better than 56.75% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. UPM-Kymmene Oyj's quick ratio for the quarter that ended in Mar. 2026 was 1.10.

UPM-Kymmene Oyj has a quick ratio of 1.10. It generally indicates good short-term financial strength.

The historical rank and industry rank for UPM-Kymmene Oyj's Quick Ratio or its related term are showing as below:

UPMKF' s Quick Ratio Range Over the Past 10 Years
Min: 0.84   Med: 1.24   Max: 1.98
Current: 1.1

During the past 13 years, UPM-Kymmene Oyj's highest Quick Ratio was 1.98. The lowest was 0.84. And the median was 1.24.

UPMKF's Quick Ratio is ranked better than
56.75% of 289 companies
in the Forest Products industry
Industry Median: 0.93 vs UPMKF: 1.10

UPM-Kymmene Oyj  (OTCPK:UPMKF) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


UPM-Kymmene Oyj Quick Ratio Related Terms


UPM-Kymmene Oyj Quick Ratio Historical Data

* Premium members only.

The historical data trend for UPM-Kymmene Oyj's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UPM-Kymmene Oyj Quick Ratio Chart

UPM-Kymmene Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.49 1.41 1.08 1.24 1.05

UPM-Kymmene Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.93 0.89 1.05 1.10

UPMKF vs SLVM: Quick Ratio Comparison

For the Paper & Paper Products subindustry, UPM-Kymmene Oyj's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UPM-Kymmene Oyj Quick Ratio vs Forest Products Industry

For the Forest Products industry and Basic Materials sector, UPM-Kymmene Oyj's Quick Ratio distribution charts can be found below:

* The bar in red indicates where UPM-Kymmene Oyj's Quick Ratio falls into.


UPMKF
77GF Score
UPM-Kymmene Oyj UPMKF
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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UPM-Kymmene Oyj Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

UPM-Kymmene Oyj's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(4911.007-2169.789)/2615.925
=1.05

UPM-Kymmene Oyj's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(5105.202-2230.058)/2617.341
=1.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.10 mean?
UPM-Kymmene Oyj (UPMKF) has a Quick Ratio of 1.10 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on UPM-Kymmene Oyj and its competitors. This is 11% below median its historical median of 1.24. Over the past decade, UPM-Kymmene Oyj's Quick Ratio has ranged from 0.84 to 1.98. According to the industry distribution chart, UPM-Kymmene Oyj ranks #125 out of 289 companies in the Forest Products industry, placing it in the top 43.3%.
Is UPM-Kymmene Oyj's Quick Ratio too high?
UPM-Kymmene Oyj's current Quick Ratio of 1.10 is 11% below median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 1.98. The Forest Products industry median Quick Ratio is 0.93. UPM-Kymmene Oyj's value of 1.10 is 18.3% above this industry median. Based on the distribution chart, UPM-Kymmene Oyj ranks #125 out of 289 companies in the Forest Products industry, which is above the industry midpoint. Overall, UPM-Kymmene Oyj has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UPM-Kymmene Oyj's Quick Ratio compare to SLVM?
According to the Forest Products industry distribution chart, UPM-Kymmene Oyj ranks #125 out of 289 companies for Quick Ratio. This puts UPM-Kymmene Oyj in the upper half of its industry. The industry median Quick Ratio is 0.93. UPM-Kymmene Oyj's value of 1.10 is 18.3% above this benchmark. Historically, UPM-Kymmene Oyj's own Quick Ratio has ranged from 0.84 to 1.98 over the past decade. While the company's 10-year median is 1.24 vs. the industry median of 0.93, UPM-Kymmene Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Forest Products company?
The median Quick Ratio among Forest Products companies is 0.93, based on 289 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UPM-Kymmene Oyj's current Quick Ratio of 1.10 is 18.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on UPM-Kymmene Oyj and its competitors. For the Forest Products industry, the median Quick Ratio is 0.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UPM-Kymmene Oyj's current Quick Ratio is 1.10, which is 11% below median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UPM-Kymmene Oyj stock overvalued right now?
Based on GuruFocus' analysis, UPM-Kymmene Oyj (UPMKF) is currently considered Fairly Valued. The stock's GF Value™ is $27.71, compared to a current price of $25.33 — trading 8.6% below its estimated fair value. The current Quick Ratio is 1.10, which is 11% below median its 10-year median of 1.24 and 18.3% above the Forest Products industry median of 0.93. UPM-Kymmene Oyj's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For UPM-Kymmene Oyj (UPMKF), the current Quick Ratio is 1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UPM-Kymmene Oyj (UPMKF) Overvalued in 2026?

Based on GuruFocus' analysis, UPM-Kymmene Oyj stock appears to be undervalued. The current stock price of $25.33 is trading 8.6% below its estimated GF Value™ of $27.71. GuruFocus considers UPM-Kymmene Oyj to be Fairly Valued.

Key valuation signals for UPMKF:

  • Quick Ratio: 1.10 (11% below median its 10-year median of 1.24)
  • GF Value™: $27.71 vs. price of $25.33 (8.6% below fair value)
  • GF Score™: 77/100 with 5 warning signs
  • Industry Position: 18.3% above the Forest Products median (#125 of 289)

No single metric tells the full story. See the UPMKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UPM-Kymmene Oyj Business Description

Address Alvar Aallon katu 1, P.O. Box 380, Helsinki, FIN, FI-00100
UPM-Kymmene Oyj is a Finnish paper and biomaterials company. The company produces products related to the forestry industry, including paper, pulp, and plywood. UPM is also the majority electricity generator in Finland and is one of the globalised producers of self-adhesive labeling materials. It delivers responsible solutions and innovation for a future beyond fossils across six business areas: UPM Fibres, UPM Energy, UPM Raflatac, UPM Specialty Papers, UPM Communication Papers, and UPM Plywood. Geographically, the company has operational footprints in Sweden, Finland, the Netherlands, and other regions.
77GF Score

Get the complete analysis for UPMKF

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.33
Price
$27.71
GF Value