VIRC (Virco Manufacturing) Interest Coverage: 0 (At Loss) (As of Apr. 2026)


VIRC Virco Manufacturing Corp VIRC
63 GF Score
Price $6.65
GF Value $6.56
Valuation Fairly Valued
! 3 Warning Signs
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What is Virco Manufacturing Interest Coverage?

Virco Manufacturing VIRC -0.30% 63 Interest Coverage is 0 (At Loss) as of Apr. 2026. GuruFocus rates VIRC with a GF Score™ of 63/100 and a GF Value™ of $6.56 (Fairly Valued). The stock has 3 warning signs investors should review. Among 296 Furnishings, Fixtures & Appliances companies, Virco Manufacturing ranks worse than 97.64% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Virco Manufacturing's Operating Income for the three months ended in Apr. 2026 was $-3.7 Mil. Virco Manufacturing's Interest Expense for the three months ended in Apr. 2026 was $-0.1 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Virco Manufacturing's Interest Coverage or its related term are showing as below:

VIRC' s Interest Coverage Range Over the Past 10 Years
Min: 0.27   Med: 4.88   Max: 79.83
Current: 0.27


VIRC's Interest Coverage is ranked worse than
97.64% of 296 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 10.955 vs VIRC: 0.27

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Virco Manufacturing  (NAS:VIRC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Virco Manufacturing Interest Coverage Related Terms


Virco Manufacturing Interest Coverage Historical Data

* Premium members only.

The historical data trend for Virco Manufacturing's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Virco Manufacturing Interest Coverage Chart

Virco Manufacturing Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 5.38 11.90 79.83 12.20

Virco Manufacturing Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 74.98 0.00 0.00 0.00

VIRC vs KEQU, VIOT, HOFT: Interest Coverage Comparison

For the Furnishings, Fixtures & Appliances subindustry, Virco Manufacturing's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Virco Manufacturing Interest Coverage vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Virco Manufacturing's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Virco Manufacturing's Interest Coverage falls into.


VIRC
63GF Score
Virco Manufacturing Corp VIRC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Virco Manufacturing Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Virco Manufacturing's Interest Coverage for the fiscal year that ended in Jan. 2026 is calculated as

Here, for the fiscal year that ended in Jan. 2026, Virco Manufacturing's Interest Expense was $-0.3 Mil. Its Operating Income was $3.7 Mil. And its Long-Term Debt & Capital Lease Obligation was $33.6 Mil.

Interest Coverage=-1* Operating Income (A: Jan. 2026 )/Interest Expense (A: Jan. 2026 )
=-1*3.659/-0.3
=12.20

Virco Manufacturing's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Virco Manufacturing's Interest Expense was $-0.1 Mil. Its Operating Income was $-3.7 Mil. And its Long-Term Debt & Capital Lease Obligation was $31.9 Mil.

Virco Manufacturing did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Virco Manufacturing (VIRC) has a Interest Coverage of 0 (At Loss) as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Virco Manufacturing and its competitors. Over the past decade, Virco Manufacturing's Interest Coverage has ranged from 0.27 to 79.83. According to the industry distribution chart, Virco Manufacturing ranks #289 out of 296 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 97.6%.
Is Virco Manufacturing's Interest Coverage too high?
Virco Manufacturing's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 79.83. Based on the distribution chart, Virco Manufacturing ranks #289 out of 296 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Virco Manufacturing has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Virco Manufacturing's Interest Coverage compare to KEQU and VIOT?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Virco Manufacturing ranks #289 out of 296 companies for Interest Coverage. This places Virco Manufacturing in the lower half of its industry. The industry median Interest Coverage is 10.96. Historically, Virco Manufacturing's own Interest Coverage has ranged from 0.27 to 79.83 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 10.96, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Virco Manufacturing and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 10.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Virco Manufacturing's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virco Manufacturing stock overvalued right now?
Based on GuruFocus' analysis, Virco Manufacturing (VIRC) is currently considered Fairly Valued. The stock's GF Value™ is $6.56, compared to a current price of $6.65 — trading 1.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Virco Manufacturing's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Virco Manufacturing (VIRC), the current Interest Coverage is 0 (At Loss) as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Virco Manufacturing (VIRC) Overvalued in 2026?

Based on GuruFocus' analysis, Virco Manufacturing stock appears to be overvalued. The current stock price of $6.65 is trading 1.4% above its estimated GF Value™ of $6.56. GuruFocus considers Virco Manufacturing to be Fairly Valued.

Key valuation signals for VIRC:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $6.56 vs. price of $6.65 (1.4% above fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the VIRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Virco Manufacturing Business Description

Address 2027 Harpers Way, Torrance, CA, USA, 90501
Virco Manufacturing Corp is engaged in designing, production and distributing quality furniture for the commercial and education markets. The company manufactures an assortment of products, including mobile tables, mobile storage equipment, desks, computer furniture, chairs, activity tables, folding chairs, and folding tables. Its primary furniture lines are constructed of tubular metal legs and frames, combined with wood and plastic tops, plastic seats and backs, upholstered seats and backs, and upholstered rigid polyethylene and polypropylene shells.
63GF Score

Get the complete analysis for VIRC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.65
Price
$6.56
GF Value