Auxilia (WAR:AUX) Interest Coverage: 11.00 (As of Mar. 2026) — 29% Above Median

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WAR:AUX Auxilia SA WAR:AUX
78 GF Score
Price zł1.10
GF Value zł1.34
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Auxilia Interest Coverage?

Auxilia WAR:AUX 78 Interest Coverage is 11.00 as of Mar. 2026, which is 29% above its 10-year median of 8.54. GuruFocus rates WAR:AUX with a GF Score™ of 78/100 and a GF Value™ of zł1.34 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 71 Personal Services companies, Auxilia ranks better than 50.7% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Auxilia's Operating Income for the three months ended in Mar. 2026 was zł0.13 Mil. Auxilia's Interest Expense for the three months ended in Mar. 2026 was zł-0.01 Mil. Auxilia's interest coverage for the quarter that ended in Mar. 2026 was 11.00. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Auxilia's Interest Coverage or its related term are showing as below:

WAR:AUX' s Interest Coverage Range Over the Past 10 Years
Min: 2.93   Med: 8.54   Max: 43.82
Current: 10.6


WAR:AUX's Interest Coverage is ranked better than
50.7% of 71 companies
in the Personal Services industry
Industry Median: 9.34 vs WAR:AUX: 10.60

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Auxilia  (WAR:AUX) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Auxilia Interest Coverage Related Terms


Auxilia Interest Coverage Historical Data

* Premium members only.

The historical data trend for Auxilia's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Auxilia Interest Coverage Chart

Auxilia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.70 2.93 4.16 14.94 9.37

Auxilia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.65 0.00 18.23 37.00 11.00

WAR:AUX vs ROL, SCI, FTDR: Interest Coverage Comparison

For the Personal Services subindustry, Auxilia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Auxilia Interest Coverage vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, Auxilia's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Auxilia's Interest Coverage falls into.


WAR:AUX
78GF Score
Auxilia SA WAR:AUX
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Auxilia Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Auxilia's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Auxilia's Interest Expense was zł-0.06 Mil. Its Operating Income was zł0.56 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.37 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.562/-0.06
=9.37

Auxilia's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Auxilia's Interest Expense was zł-0.01 Mil. Its Operating Income was zł0.13 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.132/-0.012
=11.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.00 mean?
Auxilia (WAR:AUX) has a Interest Coverage of 11.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Auxilia and its competitors. This is 29% above median its historical median of 8.54. Over the past decade, Auxilia's Interest Coverage has ranged from 2.93 to 43.82. According to the industry distribution chart, Auxilia ranks #35 out of 71 companies in the Personal Services industry, placing it in the top 49.3%.
Is Auxilia's Interest Coverage too high?
Auxilia's current Interest Coverage of 11.00 is 29% above median its 10-year median of 8.54. Over the past 10 years, this metric has ranged from a low of 2.93 to a high of 43.82. The Personal Services industry median Interest Coverage is 9.34. Auxilia's value of 11.00 is 17.8% above this industry median. Based on the distribution chart, Auxilia ranks #35 out of 71 companies in the Personal Services industry, which is above the industry midpoint. Overall, Auxilia has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Auxilia's Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, Auxilia ranks #35 out of 71 companies for Interest Coverage. This puts Auxilia in the upper half of its industry. The industry median Interest Coverage is 9.34. Auxilia's value of 11.00 is 17.8% above this benchmark. Historically, Auxilia's own Interest Coverage has ranged from 2.93 to 43.82 over the past decade. While the company's 10-year median is 8.54 vs. the industry median of 9.34, Auxilia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 9.34, based on 71 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Auxilia's current Interest Coverage of 11.00 is 17.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Auxilia and its competitors. For the Personal Services industry, the median Interest Coverage is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Auxilia's current Interest Coverage is 11.00, which is 29% above median its own 10-year median of 8.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Auxilia stock overvalued right now?
Based on GuruFocus' analysis, Auxilia (WAR:AUX) is currently considered Modestly Undervalued. The stock's GF Value™ is zł1.34, compared to a current price of zł1.10 — trading 17.9% below its estimated fair value. The current Interest Coverage is 11.00, which is 29% above median its 10-year median of 8.54 and 17.8% above the Personal Services industry median of 9.34. Auxilia's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Auxilia (WAR:AUX), the current Interest Coverage is 11.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Auxilia (WAR:AUX) Overvalued in 2026?

Based on GuruFocus' analysis, Auxilia stock appears to be undervalued. The current stock price of zł1.10 is trading 17.9% below its estimated GF Value™ of zł1.34. GuruFocus considers Auxilia to be Modestly Undervalued.

Key valuation signals for WAR:AUX:

  • Interest Coverage: 11.00 (29% above median its 10-year median of 8.54)
  • GF Value™: zł1.34 vs. price of zł1.10 (17.9% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 17.8% above the Personal Services median (#35 of 71)

No single metric tells the full story. See the WAR:AUX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Auxilia Business Description

Address ul. Zaolzianska 4, Wroclaw, POL, 53-334
Auxilia SA is focused on supporting victims and victims in transport accidents. It provides victims of accidents and their families get compensation and compensation for the injuries suffered. The company offers compensation for fatal, personal injury, road accidents; accidents at work, accidents in agriculture, and medical errors.
78GF Score

Get the complete analysis for WAR:AUX

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1.10
Price
zł1.34
GF Value