Decora (WAR:DCR) Interest Coverage: 76.85 (As of Mar. 2026) — 110% Above Median


WAR:DCR Decora SA WAR:DCR
86 GF Score
Price zł72.00
GF Value zł74.51
Valuation Fairly Valued
! 2 Warning Signs
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What is Decora Interest Coverage?

Decora WAR:DCR -0.83% 86 Interest Coverage is 76.85 as of Mar. 2026, which is 110% above its 10-year median of 36.66. GuruFocus rates WAR:DCR with a GF Score™ of 86/100 and a GF Value™ of zł74.51 (Fairly Valued). The stock has 2 warning signs investors should review. Among 293 Furnishings, Fixtures & Appliances companies, Decora ranks better than 80.55% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Decora's Operating Income for the three months ended in Mar. 2026 was zł28.4 Mil. Decora's Interest Expense for the three months ended in Mar. 2026 was zł-0.4 Mil. Decora's interest coverage for the quarter that ended in Mar. 2026 was 76.85. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Decora's Interest Coverage or its related term are showing as below:

WAR:DCR' s Interest Coverage Range Over the Past 10 Years
Min: 21.78   Med: 36.66   Max: 200.93
Current: 60.82


WAR:DCR's Interest Coverage is ranked better than
80.55% of 293 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 11.05 vs WAR:DCR: 60.82

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Decora  (WAR:DCR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Decora Interest Coverage Related Terms


Decora Interest Coverage Historical Data

* Premium members only.

The historical data trend for Decora's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Decora Interest Coverage Chart

Decora Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 200.93 46.80 21.78 37.05 56.08

Decora Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.20 53.45 61.84 53.87 76.85

WAR:DCR vs SN, SGI, MHK: Interest Coverage Comparison

For the Furnishings, Fixtures & Appliances subindustry, Decora's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Decora Interest Coverage vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Decora's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Decora's Interest Coverage falls into.


WAR:DCR
86GF Score
Decora SA WAR:DCR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Decora Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Decora's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Decora's Interest Expense was zł-1.8 Mil. Its Operating Income was zł102.0 Mil. And its Long-Term Debt & Capital Lease Obligation was zł53.4 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*101.961/-1.818
=56.08

Decora's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Decora's Interest Expense was zł-0.4 Mil. Its Operating Income was zł28.4 Mil. And its Long-Term Debt & Capital Lease Obligation was zł47.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*28.359/-0.369
=76.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 76.85 mean?
Decora (WAR:DCR) has a Interest Coverage of 76.85 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Decora and its competitors. This is 110% above median its historical median of 36.66. Over the past decade, Decora's Interest Coverage has ranged from 21.78 to 200.93. According to the industry distribution chart, Decora ranks #57 out of 293 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 19.5%.
Is Decora's Interest Coverage too high?
Decora's current Interest Coverage of 76.85 is 110% above median its 10-year median of 36.66. Over the past 10 years, this metric has ranged from a low of 21.78 to a high of 200.93. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 11.05. Decora's value of 76.85 is 595.5% above this industry median. Based on the distribution chart, Decora ranks #57 out of 293 companies in the Furnishings, Fixtures & Appliances industry, which is in the top quartile — a strong position relative to peers. Overall, Decora has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Decora's Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Decora ranks #57 out of 293 companies for Interest Coverage. This places Decora in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 11.05. Decora's value of 76.85 is 595.5% above this benchmark. Historically, Decora's own Interest Coverage has ranged from 21.78 to 200.93 over the past decade. While the company's 10-year median is 36.66 vs. the industry median of 11.05, Decora has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 11.05, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Decora's current Interest Coverage of 76.85 is 595.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Decora and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 11.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Decora's current Interest Coverage is 76.85, which is 110% above median its own 10-year median of 36.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Decora stock overvalued right now?
Based on GuruFocus' analysis, Decora (WAR:DCR) is currently considered Fairly Valued. The stock's GF Value™ is zł74.51, compared to a current price of zł72.00 — trading 3.4% below its estimated fair value. The current Interest Coverage is 76.85, which is 110% above median its 10-year median of 36.66 and 595.5% above the Furnishings, Fixtures & Appliances industry median of 11.05. Decora's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Decora (WAR:DCR), the current Interest Coverage is 76.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Decora (WAR:DCR) Overvalued in 2026?

Based on GuruFocus' analysis, Decora stock appears to be undervalued. The current stock price of zł72.00 is trading 3.4% below its estimated GF Value™ of zł74.51. GuruFocus considers Decora to be Fairly Valued.

Key valuation signals for WAR:DCR:

  • Interest Coverage: 76.85 (110% above median its 10-year median of 36.66)
  • GF Value™: zł74.51 vs. price of zł72.00 (3.4% below fair value)
  • GF Score™: 86/100 with 2 warning signs
  • Industry Position: 595.5% above the Furnishings, Fixtures & Appliances median (#57 of 293)

No single metric tells the full story. See the WAR:DCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Decora Business Description

Address ul Ignacego Pradzynskiego 24 a, Sroda Wielkopolska, POL, 63-000
Decora SA is involved in providing decorating products in Poland and internationally. It offers decoration and floor finishing products, such as floor underlays, skirting boards, flooring profiles, and profiles for wall and floor tiles; window decoration products, including curtain poles and roller blinds; and ceiling decoration products comprising molding and rosettes.
86GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł72.00
Price
zł74.51
GF Value