INCWAR:INC -1.33%54 Interest Coverage is 30.71 as of Mar. 2026, which is 76% above its 10-year median of 17.48. GuruFocus rates WAR:INC with a GF Score™ of 54/100 and a GF Value™ of zł2.99 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 430 Capital Markets companies, INC ranks worse than 97.21% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. INC's
Operating Income
for the
three
months ended in Mar. 2026 was zł2.15 Mil. INC's Interest Expense for the
three
months ended in Mar. 2026 was zł-0.07 Mil.
INC's interest coverage for the quarter that ended in Mar. 2026 was 30.71.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for INC's Interest Coverage or its related term are showing as below:
WAR:INC'
s Interest Coverage Range Over the Past 10 Years
Min: 0.35 Med: 17.48 Max: 102.56
Current: 0.35
WAR:INC's Interest Coverage is ranked worse than 97.21% of 430
companies
in the Capital Markets industry
Industry Median: 19.375
vs WAR:INC: 0.35
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
INC Interest Coverage Related Terms
INC Interest Coverage Historical Data
* Premium members only.
The historical data trend for INC's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:INC vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, INC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
INC Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, INC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where INC's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
INC (WAR:INC) has a Interest Coverage of 30.71 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on INC and its competitors. This is 76% above median its historical median of 17.48. Over the past decade, INC's Interest Coverage has ranged from 0.35 to 102.56. According to the industry distribution chart, INC ranks #418 out of 430 companies in the Capital Markets industry, placing it in the top 97.2%.
Is INC's Interest Coverage too high?
INC's current Interest Coverage of 30.71 is 76% above median its 10-year median of 17.48. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 102.56. The Capital Markets industry median Interest Coverage is 19.38. INC's value of 30.71 is 58.5% above this industry median. Based on the distribution chart, INC ranks #418 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, INC has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does INC's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, INC ranks #418 out of 430 companies for Interest Coverage. This places INC in the lower half of its industry. The industry median Interest Coverage is 19.38. INC's value of 30.71 is 58.5% above this benchmark. Historically, INC's own Interest Coverage has ranged from 0.35 to 102.56 over the past decade. While the company's 10-year median is 17.48 vs. the industry median of 19.38, INC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. INC's current Interest Coverage of 30.71 is 58.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on INC and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. INC's current Interest Coverage is 30.71, which is 76% above median its own 10-year median of 17.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is INC stock overvalued right now?
Based on GuruFocus' analysis, INC (WAR:INC) is currently considered Possible Value Trap. The stock's GF Value™ is zł2.99, compared to a current price of zł1.48 — trading 50.5% below its estimated fair value. The current Interest Coverage is 30.71, which is 76% above median its 10-year median of 17.48 and 58.5% above the Capital Markets industry median of 19.38. INC's overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For INC (WAR:INC), the current Interest Coverage is 30.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is INC (WAR:INC) Overvalued in 2026?
Based on GuruFocus' analysis, INC stock appears to be undervalued.
The current stock price of zł1.48 is trading 50.5% below its estimated GF Value™ of zł2.99.
GuruFocus considers INC to be Possible Value Trap.
Key valuation signals for WAR:INC:
Interest Coverage: 30.71 (76% above median its 10-year median of 17.48)
GF Value™: zł2.99 vs. price of zł1.48 (50.5% below fair value)
Industry Position: 58.5% above the Capital Markets median (#418 of 430)
No single metric tells the full story. See the WAR:INC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
INC SA operates in the area of investment and advisory services in the Polish capital market. The company supports the development of small and medium-sized enterprises, as well as local government units.
54GF Score
Get the complete analysis for WAR:INC
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAR:INC has been successfully added to your 
