Organic Farma Zdrowia (WAR:ORG) Interest Coverage: 15.29 (As of Mar. 2026) — 114% Above Median


WAR:ORG Organic Farma Zdrowia SA WAR:ORG
53 GF Score
Price zł8.50
GF Value zł9.77
Valuation Modestly Undervalued
View Full Analysis

What is Organic Farma Zdrowia Interest Coverage?

Organic Farma Zdrowia WAR:ORG +3.03% 53 Interest Coverage is 15.29 as of Mar. 2026, which is 114% above its 10-year median of 7.15. GuruFocus rates WAR:ORG with a GF Score™ of 53/100 and a GF Value™ of zł9.77 (Modestly Undervalued). Among 254 Retail - Defensive companies, Organic Farma Zdrowia ranks worse than 52.76% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Organic Farma Zdrowia's Operating Income for the three months ended in Mar. 2026 was zł1.4 Mil. Organic Farma Zdrowia's Interest Expense for the three months ended in Mar. 2026 was zł-0.1 Mil. Organic Farma Zdrowia's interest coverage for the quarter that ended in Mar. 2026 was 15.29. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Organic Farma Zdrowia's Interest Coverage or its related term are showing as below:

WAR:ORG' s Interest Coverage Range Over the Past 10 Years
Min: 0.93   Med: 7.15   Max: 8.26
Current: 8.21


WAR:ORG's Interest Coverage is ranked worse than
52.76% of 254 companies
in the Retail - Defensive industry
Industry Median: 8.795 vs WAR:ORG: 8.21

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Organic Farma Zdrowia  (WAR:ORG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Organic Farma Zdrowia Interest Coverage Related Terms


Organic Farma Zdrowia Interest Coverage Historical Data

* Premium members only.

The historical data trend for Organic Farma Zdrowia's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Organic Farma Zdrowia Interest Coverage Chart

Organic Farma Zdrowia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.93 8.26 7.15

Organic Farma Zdrowia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.77 6.75 0.00 12.89 15.29

WAR:ORG vs KR, SFM, ACI: Interest Coverage Comparison

For the Grocery Stores subindustry, Organic Farma Zdrowia's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Organic Farma Zdrowia Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Organic Farma Zdrowia's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Organic Farma Zdrowia's Interest Coverage falls into.


WAR:ORG
53GF Score
Organic Farma Zdrowia SA WAR:ORG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Organic Farma Zdrowia Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Organic Farma Zdrowia's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Organic Farma Zdrowia's Interest Expense was zł-0.4 Mil. Its Operating Income was zł2.8 Mil. And its Long-Term Debt & Capital Lease Obligation was zł4.6 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2.816/-0.394
=7.15

Organic Farma Zdrowia's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Organic Farma Zdrowia's Interest Expense was zł-0.1 Mil. Its Operating Income was zł1.4 Mil. And its Long-Term Debt & Capital Lease Obligation was zł4.1 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.437/-0.094
=15.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 15.29 mean?
Organic Farma Zdrowia (WAR:ORG) has a Interest Coverage of 15.29 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Organic Farma Zdrowia and its competitors. This is 114% above median its historical median of 7.15. Over the past decade, Organic Farma Zdrowia's Interest Coverage has ranged from 0.93 to 8.26. According to the industry distribution chart, Organic Farma Zdrowia ranks #134 out of 254 companies in the Retail - Defensive industry, placing it in the top 52.8%.
Is Organic Farma Zdrowia's Interest Coverage too high?
Organic Farma Zdrowia's current Interest Coverage of 15.29 is 114% above median its 10-year median of 7.15. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 8.26. The Retail - Defensive industry median Interest Coverage is 8.80. Organic Farma Zdrowia's value of 15.29 is 73.8% above this industry median. Based on the distribution chart, Organic Farma Zdrowia ranks #134 out of 254 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Organic Farma Zdrowia has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Organic Farma Zdrowia's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Organic Farma Zdrowia ranks #134 out of 254 companies for Interest Coverage. This places Organic Farma Zdrowia in the lower half of its industry. The industry median Interest Coverage is 8.80. Organic Farma Zdrowia's value of 15.29 is 73.8% above this benchmark. Historically, Organic Farma Zdrowia's own Interest Coverage has ranged from 0.93 to 8.26 over the past decade. While the company's 10-year median is 7.15 vs. the industry median of 8.80, Organic Farma Zdrowia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Organic Farma Zdrowia's current Interest Coverage of 15.29 is 73.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Organic Farma Zdrowia and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Organic Farma Zdrowia's current Interest Coverage is 15.29, which is 114% above median its own 10-year median of 7.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Organic Farma Zdrowia stock overvalued right now?
Based on GuruFocus' analysis, Organic Farma Zdrowia (WAR:ORG) is currently considered Modestly Undervalued. The stock's GF Value™ is zł9.77, compared to a current price of zł8.50 — trading 13% below its estimated fair value. The current Interest Coverage is 15.29, which is 114% above median its 10-year median of 7.15 and 73.8% above the Retail - Defensive industry median of 8.80. Organic Farma Zdrowia's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Organic Farma Zdrowia (WAR:ORG), the current Interest Coverage is 15.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Organic Farma Zdrowia (WAR:ORG) Overvalued in 2026?

Based on GuruFocus' analysis, Organic Farma Zdrowia stock appears to be undervalued. The current stock price of zł8.50 is trading 13% below its estimated GF Value™ of zł9.77. GuruFocus considers Organic Farma Zdrowia to be Modestly Undervalued.

Key valuation signals for WAR:ORG:

  • Interest Coverage: 15.29 (114% above median its 10-year median of 7.15)
  • GF Value™: zł9.77 vs. price of zł8.50 (13% below fair value)
  • GF Score™: 53/100
  • Industry Position: 73.8% above the Retail - Defensive median (#134 of 254)

No single metric tells the full story. See the WAR:ORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Organic Farma Zdrowia Business Description

Address ul. Jagiello?ska 82, Budget 133, Warsaw, POL, 03-301
Organic Farma Zdrowia SA operates retail store chains in Poland. Its stores offer vegetables and fruits; butter, white and yellow cheese, cream, eggs, and sour milk; goat's milk, cheese, and yogurt; organic meats; whole wheat flour, cereal, muesli, etc.
53GF Score

Get the complete analysis for WAR:ORG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł8.50
Price
zł9.77
GF Value