Passus (WAR:PAS) Interest Coverage: 320.70 (As of Mar. 2026) — 32% Above Median


WAR:PAS Passus SA WAR:PAS
80 GF Score
Price zł115.60
GF Value zł51.27
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Passus Interest Coverage?

Passus WAR:PAS +0.35% 80 Interest Coverage is 320.70 as of Mar. 2026, which is 32% above its 10-year median of 242.31. GuruFocus rates WAR:PAS with a GF Score™ of 80/100 and a GF Value™ of zł51.27 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,707 Software companies, Passus ranks worse than 58582.25% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Passus's Operating Income for the three months ended in Mar. 2026 was zł14.1 Mil. Passus's Interest Expense for the three months ended in Mar. 2026 was zł-0.0 Mil. Passus's interest coverage for the quarter that ended in Mar. 2026 was 320.70. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Passus's Interest Coverage or its related term are showing as below:


WAR:PAS's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.65
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Passus  (WAR:PAS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Passus Interest Coverage Related Terms


Passus Interest Coverage Historical Data

* Premium members only.

The historical data trend for Passus's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Passus Interest Coverage Chart

Passus Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 242.31 278.23 267.92 334.46 1,098.91

Passus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.34 0.00 96.91 0.00 320.70

WAR:PAS vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Passus's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Passus Interest Coverage vs Software Industry

For the Software industry and Technology sector, Passus's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Passus's Interest Coverage falls into.


WAR:PAS
80GF Score
Passus SA WAR:PAS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Passus Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Passus's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Passus's Interest Expense was zł-0.1 Mil. Its Operating Income was zł83.5 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*83.517/-0.076
=1,098.91

Passus's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Passus's Interest Expense was zł-0.0 Mil. Its Operating Income was zł14.1 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.1 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*14.111/-0.044
=320.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 320.70 mean?
Passus (WAR:PAS) has a Interest Coverage of 320.70 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Passus and its competitors. This is 32% above median its historical median of 242.31. Over the past decade, Passus' Interest Coverage has ranged from 7.41 to 1,098.91. According to the industry distribution chart, Passus ranks #999999 out of 1707 companies in the Software industry.
Is Passus' Interest Coverage too high?
Passus' current Interest Coverage of 320.70 is 32% above median its 10-year median of 242.31. Over the past 10 years, this metric has ranged from a low of 7.41 to a high of 1,098.91. The Software industry median Interest Coverage is 24.65. Passus' value of 320.70 is 1201% above this industry median. Based on the distribution chart, Passus ranks #999999 out of 1707 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Passus has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Passus' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Passus ranks #999999 out of 1707 companies for Interest Coverage. This places Passus in the lower half of its industry. The industry median Interest Coverage is 24.65. Passus' value of 320.70 is 1201% above this benchmark. Historically, Passus' own Interest Coverage has ranged from 7.41 to 1,098.91 over the past decade. While the company's 10-year median is 242.31 vs. the industry median of 24.65, Passus has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Passus's current Interest Coverage of 320.70 is 1201% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Passus and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Passus's current Interest Coverage is 320.70, which is 32% above median its own 10-year median of 242.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Passus stock overvalued right now?
Based on GuruFocus' analysis, Passus (WAR:PAS) is currently considered Significantly Overvalued. The stock's GF Value™ is zł51.27, compared to a current price of zł115.60 — trading 125.5% above its estimated fair value. The current Interest Coverage is 320.70, which is 32% above median its 10-year median of 242.31 and 1201% above the Software industry median of 24.65. Passus' overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Passus (WAR:PAS), the current Interest Coverage is 320.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Passus (WAR:PAS) Overvalued in 2026?

Based on GuruFocus' analysis, Passus stock appears to be overvalued. The current stock price of zł115.60 is trading 125.5% above its estimated GF Value™ of zł51.27. GuruFocus considers Passus to be Significantly Overvalued.

Key valuation signals for WAR:PAS:

  • Interest Coverage: 320.70 (32% above median its 10-year median of 242.31)
  • GF Value™: zł51.27 vs. price of zł115.60 (125.5% above fair value)
  • GF Score™: 80/100 with 4 warning signs
  • Industry Position: 1201% above the Software median (#999999 of 1707)

No single metric tells the full story. See the WAR:PAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Passus Business Description

Address ul. Goraszewska 19, Warsaw, POL, 02-910
Passus SA is an integrator and supplier of specialized information technology solutions. The company offers network and application effieciency, infrastructure security, and WiFi network.
80GF Score

Get the complete analysis for WAR:PAS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł115.60
Price
zł51.27
GF Value