Sfinks Polska (WAR:SFS) Interest Coverage: 0.38 (As of Mar. 2026) — Near Median


WAR:SFS Sfinks Polska SA WAR:SFS
29 GF Score
Price zł0.47
GF Value zł0.30
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Sfinks Polska Interest Coverage?

Sfinks Polska WAR:SFS +6.36% 29 Interest Coverage is 0.38 as of Mar. 2026, which is 7% below its 10-year median of 0.41. GuruFocus rates WAR:SFS with a GF Score™ of 29/100 and a GF Value™ of zł0.30 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 262 Restaurants companies, Sfinks Polska ranks worse than 96.18% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sfinks Polska's Operating Income for the three months ended in Mar. 2026 was zł0.98 Mil. Sfinks Polska's Interest Expense for the three months ended in Mar. 2026 was zł-2.61 Mil. Sfinks Polska's interest coverage for the quarter that ended in Mar. 2026 was 0.38. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Sfinks Polska SAs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Sfinks Polska's Interest Coverage or its related term are showing as below:

WAR:SFS' s Interest Coverage Range Over the Past 10 Years
Min: 0.04   Med: 0.41   Max: 0.66
Current: 0.46


WAR:SFS's Interest Coverage is ranked worse than
96.18% of 262 companies
in the Restaurants industry
Industry Median: 6.45 vs WAR:SFS: 0.46

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sfinks Polska  (WAR:SFS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sfinks Polska Interest Coverage Related Terms


Sfinks Polska Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sfinks Polska's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sfinks Polska Interest Coverage Chart

Sfinks Polska Annual Data
Trend Nov16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.42 0.45 0.04 0.40

Sfinks Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.29 0.68 0.51 0.38

WAR:SFS vs MCD, SBUX, CMG: Interest Coverage Comparison

For the Restaurants subindustry, Sfinks Polska's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sfinks Polska Interest Coverage vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Sfinks Polska's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sfinks Polska's Interest Coverage falls into.


WAR:SFS
29GF Score
Sfinks Polska SA WAR:SFS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sfinks Polska Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sfinks Polska's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Sfinks Polska's Interest Expense was zł-12.20 Mil. Its Operating Income was zł4.90 Mil. And its Long-Term Debt & Capital Lease Obligation was zł96.36 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*4.896/-12.195
=0.40

Sfinks Polska's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Sfinks Polska's Interest Expense was zł-2.61 Mil. Its Operating Income was zł0.98 Mil. And its Long-Term Debt & Capital Lease Obligation was zł106.93 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.984/-2.609
=0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.38 mean?
Sfinks Polska (WAR:SFS) has a Interest Coverage of 0.38 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sfinks Polska and its competitors. This is near median its historical median of 0.41. Over the past decade, Sfinks Polska's Interest Coverage has ranged from 0.04 to 0.66. According to the industry distribution chart, Sfinks Polska ranks #252 out of 262 companies in the Restaurants industry, placing it in the top 96.2%.
Is Sfinks Polska's Interest Coverage too high?
Sfinks Polska's current Interest Coverage of 0.38 is near median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.66. The Restaurants industry median Interest Coverage is 6.45. Sfinks Polska's value of 0.38 is 94.1% below this industry median. Based on the distribution chart, Sfinks Polska ranks #252 out of 262 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, Sfinks Polska has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sfinks Polska's Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Sfinks Polska ranks #252 out of 262 companies for Interest Coverage. This places Sfinks Polska in the lower half of its industry. The industry median Interest Coverage is 6.45. Sfinks Polska's value of 0.38 is 94.1% below this benchmark. Historically, Sfinks Polska's own Interest Coverage has ranged from 0.04 to 0.66 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 6.45, Sfinks Polska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.45, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sfinks Polska's current Interest Coverage of 0.38 is 94.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sfinks Polska and its competitors. For the Restaurants industry, the median Interest Coverage is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sfinks Polska's current Interest Coverage is 0.38, which is near median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sfinks Polska stock overvalued right now?
Based on GuruFocus' analysis, Sfinks Polska (WAR:SFS) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.30, compared to a current price of zł0.47 — trading 56% above its estimated fair value. The current Interest Coverage is 0.38, which is near median its 10-year median of 0.41 and 94.1% below the Restaurants industry median of 6.45. Sfinks Polska's overall GF Score™ is 29/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sfinks Polska (WAR:SFS), the current Interest Coverage is 0.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sfinks Polska (WAR:SFS) Overvalued in 2026?

Based on GuruFocus' analysis, Sfinks Polska stock appears to be overvalued. The current stock price of zł0.47 is trading 56% above its estimated GF Value™ of zł0.30. GuruFocus considers Sfinks Polska to be Significantly Overvalued.

Key valuation signals for WAR:SFS:

  • Interest Coverage: 0.38 (near median its 10-year median of 0.41)
  • GF Value™: zł0.30 vs. price of zł0.47 (56% above fair value)
  • GF Score™: 29/100 with 9 warning signs
  • Industry Position: 94.1% below the Restaurants median (#252 of 262)

No single metric tells the full story. See the WAR:SFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sfinks Polska Business Description

Address ul. M?odych Wilcz?t 36, Zalesie Górne, Warsaw, POL, 05540
Sfinks Polska SA is engaged in the business of restaurants in Poland. It is also engaged in the casual drinking sector. The company brands include Sphinx; Chlopskie Jadlo; and WOOK.
29GF Score

Get the complete analysis for WAR:SFS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.47
Price
zł0.30
GF Value