Sygnity (WAR:SGN) Interest Coverage: 123.98 (As of Mar. 2026) — 2472% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:SGN Sygnity SA WAR:SGN
88 GF Score
Price zł72.60
GF Value zł97.85
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Sygnity Interest Coverage?

Sygnity WAR:SGN -0.55% 88 Interest Coverage is 123.98 as of Mar. 2026, which is 2472% above its 10-year median of 4.82. GuruFocus rates WAR:SGN with a GF Score™ of 88/100 and a GF Value™ of zł97.85 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,719 Software companies, Sygnity ranks better than 68.18% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sygnity's Operating Income for the three months ended in Mar. 2026 was zł22.8 Mil. Sygnity's Interest Expense for the three months ended in Mar. 2026 was zł-0.2 Mil. Sygnity's interest coverage for the quarter that ended in Mar. 2026 was 123.98. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Sygnity SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Sygnity's Interest Coverage or its related term are showing as below:

WAR:SGN' s Interest Coverage Range Over the Past 10 Years
Min: 0.82   Med: 4.82   Max: 103.39
Current: 103.39


WAR:SGN's Interest Coverage is ranked better than
68.18% of 1719 companies
in the Software industry
Industry Median: 24.67 vs WAR:SGN: 103.39

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sygnity  (WAR:SGN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sygnity Interest Coverage Related Terms


Sygnity Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sygnity's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sygnity Interest Coverage Chart

Sygnity Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.62 5.20 7.28 4.99 33.93

Sygnity Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.67 92.06 94.59 107.99 123.98

WAR:SGN vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Sygnity's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sygnity Interest Coverage vs Software Industry

For the Software industry and Technology sector, Sygnity's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sygnity's Interest Coverage falls into.


WAR:SGN
88GF Score
Sygnity SA WAR:SGN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sygnity Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sygnity's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Sygnity's Interest Expense was zł-1.9 Mil. Its Operating Income was zł63.1 Mil. And its Long-Term Debt & Capital Lease Obligation was zł5.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*63.115/-1.86
=33.93

Sygnity's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Sygnity's Interest Expense was zł-0.2 Mil. Its Operating Income was zł22.8 Mil. And its Long-Term Debt & Capital Lease Obligation was zł5.8 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*22.812/-0.184
=123.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 123.98 mean?
Sygnity (WAR:SGN) has a Interest Coverage of 123.98 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sygnity and its competitors. This is 2472% above median its historical median of 4.82. Over the past decade, Sygnity's Interest Coverage has ranged from 0.82 to 103.39. According to the industry distribution chart, Sygnity ranks #547 out of 1719 companies in the Software industry, placing it in the top 31.8%.
Is Sygnity's Interest Coverage too high?
Sygnity's current Interest Coverage of 123.98 is 2472% above median its 10-year median of 4.82. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 103.39. The Software industry median Interest Coverage is 24.67. Sygnity's value of 123.98 is 402.6% above this industry median. Based on the distribution chart, Sygnity ranks #547 out of 1719 companies in the Software industry, which is above the industry midpoint. Overall, Sygnity has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sygnity's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Sygnity ranks #547 out of 1719 companies for Interest Coverage. This puts Sygnity in the upper half of its industry. The industry median Interest Coverage is 24.67. Sygnity's value of 123.98 is 402.6% above this benchmark. Historically, Sygnity's own Interest Coverage has ranged from 0.82 to 103.39 over the past decade. While the company's 10-year median is 4.82 vs. the industry median of 24.67, Sygnity has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sygnity's current Interest Coverage of 123.98 is 402.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sygnity and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sygnity's current Interest Coverage is 123.98, which is 2472% above median its own 10-year median of 4.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sygnity stock overvalued right now?
Based on GuruFocus' analysis, Sygnity (WAR:SGN) is currently considered Modestly Undervalued. The stock's GF Value™ is zł97.85, compared to a current price of zł72.60 — trading 25.8% below its estimated fair value. The current Interest Coverage is 123.98, which is 2472% above median its 10-year median of 4.82 and 402.6% above the Software industry median of 24.67. Sygnity's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sygnity (WAR:SGN), the current Interest Coverage is 123.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sygnity (WAR:SGN) Overvalued in 2026?

Based on GuruFocus' analysis, Sygnity stock appears to be undervalued. The current stock price of zł72.60 is trading 25.8% below its estimated GF Value™ of zł97.85. GuruFocus considers Sygnity to be Modestly Undervalued.

Key valuation signals for WAR:SGN:

  • Interest Coverage: 123.98 (2472% above median its 10-year median of 4.82)
  • GF Value™: zł97.85 vs. price of zł72.60 (25.8% below fair value)
  • GF Score™: 88/100 with 1 warning sign
  • Industry Position: 402.6% above the Software median (#547 of 1719)

No single metric tells the full story. See the WAR:SGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sygnity Business Description

Other Exchanges CPN:Germany
Address ul. Postepu 17B, Warszawa, POL, 02-676
Sygnity SA is an IT consulting company. The company serves banking; capital markets; energy; utility; retail and other industries. It generates revenue from Licences and software; Implementation services and Maintenance services.
88GF Score

Get the complete analysis for WAR:SGN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł72.60
Price
zł97.85
GF Value