WOOF (Petco Health and Wellness Co) Interest Coverage: 0.75 (As of Apr. 2026) — Near Median

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WOOF Petco Health and Wellness Co Inc WOOF
68 GF Score
Price $2.73
GF Value $3.01
Valuation Fairly Valued
! 7 Warning Signs
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What is Petco Health and Wellness Co Interest Coverage?

Petco Health and Wellness Co WOOF 68 Interest Coverage is 0.75 as of Apr. 2026, which is 3% below its 10-year median of 0.77. GuruFocus rates WOOF with a GF Score™ of 68/100 and a GF Value™ of $3.01 (Fairly Valued). The stock has 7 warning signs investors should review. Among 839 Retail - Cyclical companies, Petco Health and Wellness Co ranks worse than 92.49% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Petco Health and Wellness Co's Operating Income for the three months ended in Apr. 2026 was $25 Mil. Petco Health and Wellness Co's Interest Expense for the three months ended in Apr. 2026 was $-33 Mil. Petco Health and Wellness Co's interest coverage for the quarter that ended in Apr. 2026 was 0.75. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Petco Health and Wellness Co's Interest Coverage or its related term are showing as below:

WOOF' s Interest Coverage Range Over the Past 10 Years
Min: 0.05   Med: 0.77   Max: 3.44
Current: 0.99


WOOF's Interest Coverage is ranked worse than
92.49% of 839 companies
in the Retail - Cyclical industry
Industry Median: 7.45 vs WOOF: 0.99

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Petco Health and Wellness Co  (NAS:WOOF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Petco Health and Wellness Co Interest Coverage Related Terms


Petco Health and Wellness Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Petco Health and Wellness Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Petco Health and Wellness Co Interest Coverage Chart

Petco Health and Wellness Co Annual Data
Trend Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Interest Coverage
Get a 7-Day Free Trial 3.44 2.22 0.28 0.05 0.92

Petco Health and Wellness Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.49 1.29 0.89 1.01 0.75

WOOF vs HZO, BWMX, ARKO: Interest Coverage Comparison

For the Specialty Retail subindustry, Petco Health and Wellness Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Petco Health and Wellness Co Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Petco Health and Wellness Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Petco Health and Wellness Co's Interest Coverage falls into.


WOOF
68GF Score
Petco Health and Wellness Co Inc WOOF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Petco Health and Wellness Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Petco Health and Wellness Co's Interest Coverage for the fiscal year that ended in Jan. 2026 is calculated as

Here, for the fiscal year that ended in Jan. 2026, Petco Health and Wellness Co's Interest Expense was $-131 Mil. Its Operating Income was $120 Mil. And its Long-Term Debt & Capital Lease Obligation was $2,541 Mil.

Interest Coverage=-1* Operating Income (A: Jan. 2026 )/Interest Expense (A: Jan. 2026 )
=-1*120.433/-131.199
=0.92

Petco Health and Wellness Co's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Petco Health and Wellness Co's Interest Expense was $-33 Mil. Its Operating Income was $25 Mil. And its Long-Term Debt & Capital Lease Obligation was $2,459 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*24.626/-32.785
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.75 mean?
Petco Health and Wellness Co (WOOF) has a Interest Coverage of 0.75 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Petco Health and Wellness Co and its competitors. This is near median its historical median of 0.77. Over the past decade, Petco Health and Wellness Co's Interest Coverage has ranged from 0.05 to 3.44. According to the industry distribution chart, Petco Health and Wellness Co ranks #776 out of 839 companies in the Retail - Cyclical industry, placing it in the top 92.5%.
Is Petco Health and Wellness Co's Interest Coverage too high?
Petco Health and Wellness Co's current Interest Coverage of 0.75 is near median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 3.44. The Retail - Cyclical industry median Interest Coverage is 7.45. Petco Health and Wellness Co's value of 0.75 is 89.9% below this industry median. Based on the distribution chart, Petco Health and Wellness Co ranks #776 out of 839 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Petco Health and Wellness Co has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Petco Health and Wellness Co's Interest Coverage compare to HZO and BWMX?
According to the Retail - Cyclical industry distribution chart, Petco Health and Wellness Co ranks #776 out of 839 companies for Interest Coverage. This places Petco Health and Wellness Co in the lower half of its industry. The industry median Interest Coverage is 7.45. Petco Health and Wellness Co's value of 0.75 is 89.9% below this benchmark. Historically, Petco Health and Wellness Co's own Interest Coverage has ranged from 0.05 to 3.44 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 7.45, Petco Health and Wellness Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 839 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Petco Health and Wellness Co's current Interest Coverage of 0.75 is 89.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Petco Health and Wellness Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Petco Health and Wellness Co's current Interest Coverage is 0.75, which is near median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Petco Health and Wellness Co stock overvalued right now?
Based on GuruFocus' analysis, Petco Health and Wellness Co (WOOF) is currently considered Fairly Valued. The stock's GF Value™ is $3.01, compared to a current price of $2.73 — trading 9.3% below its estimated fair value. The current Interest Coverage is 0.75, which is near median its 10-year median of 0.77 and 89.9% below the Retail - Cyclical industry median of 7.45. Petco Health and Wellness Co's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Petco Health and Wellness Co (WOOF), the current Interest Coverage is 0.75 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Petco Health and Wellness Co (WOOF) Overvalued in 2026?

Based on GuruFocus' analysis, Petco Health and Wellness Co stock appears to be undervalued. The current stock price of $2.73 is trading 9.3% below its estimated GF Value™ of $3.01. GuruFocus considers Petco Health and Wellness Co to be Fairly Valued.

Key valuation signals for WOOF:

  • Interest Coverage: 0.75 (near median its 10-year median of 0.77)
  • GF Value™: $3.01 vs. price of $2.73 (9.3% below fair value)
  • GF Score™: 68/100 with 7 warning signs
  • Industry Position: 89.9% below the Retail - Cyclical median (#776 of 839)

No single metric tells the full story. See the WOOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Petco Health and Wellness Co Business Description

Other Exchanges WOOF:Mexico7G9:Germany
Address 10850 Via Frontera, San Diego, CA, USA, 92127
Petco Health and Wellness Co Inc is a pet specialty retailer focused on improving the lives of pets, pet parents, and its own partners with pet care centers in approximately 50 states, the District of Columbia and Puerto Rico. The Company also offers an expanded range of consumables, supplies, and services through its website and mobile app.
68GF Score

Get the complete analysis for WOOF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.73
Price
$3.01
GF Value