Ghana Oil CoXGHA:GOIL 77 Interest Coverage is 1.67 as of Dec. 2025, which is 65% below its 10-year median of 4.74. GuruFocus rates XGHA:GOIL with a GF Score™ of 77/100 and a GF Value™ of GHS1.51 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 731 Oil & Gas companies, Ghana Oil Co ranks worse than 85.09% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ghana Oil Co's
Operating Income
for the
six
months ended in Dec. 2025 was GHS190 Mil. Ghana Oil Co's Interest Expense for the
six
months ended in Dec. 2025 was GHS-114 Mil.
Ghana Oil Co's interest coverage for the quarter that ended in Dec. 2025 was 1.67.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ghana Oil Co's Interest Coverage or its related term are showing as below:
XGHA:GOIL'
s Interest Coverage Range Over the Past 10 Years
Min: 1.31 Med: 4.74 Max: 21.28
Current: 1.67
XGHA:GOIL's Interest Coverage is ranked worse than 85.09% of 731
companies
in the Oil & Gas industry
Industry Median: 5.89
vs XGHA:GOIL: 1.67
Ghana Oil Co (XGHA:GOIL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ghana Oil Co Interest Coverage Related Terms
Ghana Oil Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ghana Oil Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XGHA:GOIL vs VLO, MPC, PSX: Interest Coverage Comparison
For the Oil & Gas Refining & Marketing subindustry, Ghana Oil Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ghana Oil Co Interest Coverage vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, Ghana Oil Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ghana Oil Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ghana Oil Co (XGHA:GOIL) has a Interest Coverage of 1.67 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ghana Oil Co and its competitors. This is 65% below median its historical median of 4.74. Over the past decade, Ghana Oil Co's Interest Coverage has ranged from 1.31 to 21.28. According to the industry distribution chart, Ghana Oil Co ranks #622 out of 731 companies in the Oil & Gas industry, placing it in the top 85.1%.
Is Ghana Oil Co's Interest Coverage too high?
Ghana Oil Co's current Interest Coverage of 1.67 is 65% below median its 10-year median of 4.74. Over the past 10 years, this metric has ranged from a low of 1.31 to a high of 21.28. The Oil & Gas industry median Interest Coverage is 5.89. Ghana Oil Co's value of 1.67 is 71.6% below this industry median. Based on the distribution chart, Ghana Oil Co ranks #622 out of 731 companies in the Oil & Gas industry, which is in the bottom quartile relative to peers. Overall, Ghana Oil Co has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ghana Oil Co's Interest Coverage compare to VLO and MPC?
According to the Oil & Gas industry distribution chart, Ghana Oil Co ranks #622 out of 731 companies for Interest Coverage. This places Ghana Oil Co in the lower half of its industry. The industry median Interest Coverage is 5.89. Ghana Oil Co's value of 1.67 is 71.6% below this benchmark. Historically, Ghana Oil Co's own Interest Coverage has ranged from 1.31 to 21.28 over the past decade. While the company's 10-year median is 4.74 vs. the industry median of 5.89, Ghana Oil Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Oil & Gas company?
The median Interest Coverage among Oil & Gas companies is 5.89, based on 731 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ghana Oil Co's current Interest Coverage of 1.67 is 71.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ghana Oil Co and its competitors. For the Oil & Gas industry, the median Interest Coverage is 5.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ghana Oil Co's current Interest Coverage is 1.67, which is 65% below median its own 10-year median of 4.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ghana Oil Co stock overvalued right now?
Based on GuruFocus' analysis, Ghana Oil Co (XGHA:GOIL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.51, compared to a current price of GHS7.50 — trading 396.7% above its estimated fair value. The current Interest Coverage is 1.67, which is 65% below median its 10-year median of 4.74 and 71.6% below the Oil & Gas industry median of 5.89. Ghana Oil Co's overall GF Score™ is 77/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ghana Oil Co (XGHA:GOIL), the current Interest Coverage is 1.67 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ghana Oil Co (XGHA:GOIL) Overvalued in 2026?
Based on GuruFocus' analysis, Ghana Oil Co stock appears to be overvalued.
The current stock price of GHS7.50 is trading 396.7% above its estimated GF Value™ of GHS1.51.
GuruFocus considers Ghana Oil Co to be Significantly Overvalued.
Key valuation signals for XGHA:GOIL:
Interest Coverage: 1.67 (65% below median its 10-year median of 4.74)
GF Value™: GHS1.51 vs. price of GHS7.50 (396.7% above fair value)
Industry Position: 71.6% below the Oil & Gas median (#622 of 731)
No single metric tells the full story. See the XGHA:GOIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ghana Oil Co Ltd (GOIL) is engaged in the marketing and distribution of petroleum products. Its objective is to market petroleum and related products, particularly fuels, liquefied petroleum gas (LPG), lubricants, bitumen, and specialty products in Ghana. The company is engaged in the business of marketing quality petroleum and other energy products and services in all its branches in a healthy, safe, environmentally friendly, and socially responsible manner.
77GF Score
Get the complete analysis for XGHA:GOIL
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XGHA:GOIL has been successfully added to your 
