Sancy Bhd (XKLS:03057) Interest Coverage: 24.03 (As of Mar. 2026) — 88% Below Median


XKLS:03057 Sancy Bhd XKLS:03057
53 GF Score
Price RM0.32
GF Value RM0.33
Valuation Fairly Valued
! 3 Warning Signs
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What is Sancy Bhd Interest Coverage?

Sancy Bhd XKLS:03057 53 Interest Coverage is 24.03 as of Mar. 2026, which is 88% below its 10-year median of 199.75. GuruFocus rates XKLS:03057 with a GF Score™ of 53/100 and a GF Value™ of RM0.33 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,705 Software companies, Sancy Bhd ranks better than 70.56% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sancy Bhd's Operating Income for the six months ended in Mar. 2026 was RM0.96 Mil. Sancy Bhd's Interest Expense for the six months ended in Mar. 2026 was RM-0.04 Mil. Sancy Bhd's interest coverage for the quarter that ended in Mar. 2026 was 24.03. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Sancy Bhd's Interest Coverage or its related term are showing as below:

XKLS:03057' s Interest Coverage Range Over the Past 10 Years
Min: 125.12   Med: 199.75   Max: No Debt
Current: 125.12


XKLS:03057's Interest Coverage is ranked better than
70.56% of 1705 companies
in the Software industry
Industry Median: 24.78 vs XKLS:03057: 125.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sancy Bhd  (XKLS:03057) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sancy Bhd Interest Coverage Related Terms


Sancy Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sancy Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sancy Bhd Interest Coverage Chart

Sancy Bhd Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 157.00 0.00 242.50 142.73 130.28

Sancy Bhd Semi-Annual Data
Mar20 Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 185.29 76.20 228.50 1,473.00 24.03

XKLS:03057 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Sancy Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sancy Bhd Interest Coverage vs Software Industry

For the Software industry and Technology sector, Sancy Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sancy Bhd's Interest Coverage falls into.


XKLS:03057
53GF Score
Sancy Bhd XKLS:03057
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sancy Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sancy Bhd's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Sancy Bhd's Interest Expense was RM-0.04 Mil. Its Operating Income was RM5.60 Mil. And its Long-Term Debt & Capital Lease Obligation was RM0.62 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*5.602/-0.043
=130.28

Sancy Bhd's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Sancy Bhd's Interest Expense was RM-0.04 Mil. Its Operating Income was RM0.96 Mil. And its Long-Term Debt & Capital Lease Obligation was RM0.62 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.961/-0.04
=24.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 24.03 mean?
Sancy Bhd (XKLS:03057) has a Interest Coverage of 24.03 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sancy Bhd and its competitors. This is 88% below median its historical median of 199.75. Over the past decade, Sancy Bhd's Interest Coverage has ranged from 125.12 to 10,000.00. According to the industry distribution chart, Sancy Bhd ranks #502 out of 1705 companies in the Software industry, placing it in the top 29.4%.
Is Sancy Bhd's Interest Coverage too high?
Sancy Bhd's current Interest Coverage of 24.03 is 88% below median its 10-year median of 199.75. Over the past 10 years, this metric has ranged from a low of 125.12 to a high of 10,000.00. The Software industry median Interest Coverage is 24.78. Sancy Bhd's value of 24.03 is 3% below this industry median. Based on the distribution chart, Sancy Bhd ranks #502 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, Sancy Bhd has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sancy Bhd's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Sancy Bhd ranks #502 out of 1705 companies for Interest Coverage. This puts Sancy Bhd in the upper half of its industry. The industry median Interest Coverage is 24.78. Sancy Bhd's value of 24.03 is 3% below this benchmark. Historically, Sancy Bhd's own Interest Coverage has ranged from 125.12 to 10,000.00 over the past decade. While the company's 10-year median is 199.75 vs. the industry median of 24.78, Sancy Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancy Bhd's current Interest Coverage of 24.03 is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sancy Bhd and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancy Bhd's current Interest Coverage is 24.03, which is 88% below median its own 10-year median of 199.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancy Bhd stock overvalued right now?
Based on GuruFocus' analysis, Sancy Bhd (XKLS:03057) is currently considered Fairly Valued. The stock's GF Value™ is RM0.33, compared to a current price of RM0.32 — trading 3% below its estimated fair value. The current Interest Coverage is 24.03, which is 88% below median its 10-year median of 199.75 and 3% below the Software industry median of 24.78. Sancy Bhd's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sancy Bhd (XKLS:03057), the current Interest Coverage is 24.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sancy Bhd (XKLS:03057) Overvalued in 2026?

Based on GuruFocus' analysis, Sancy Bhd stock appears to be undervalued. The current stock price of RM0.32 is trading 3% below its estimated GF Value™ of RM0.33. GuruFocus considers Sancy Bhd to be Fairly Valued.

Key valuation signals for XKLS:03057:

  • Interest Coverage: 24.03 (88% below median its 10-year median of 199.75)
  • GF Value™: RM0.33 vs. price of RM0.32 (3% below fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 3% below the Software median (#502 of 1705)

No single metric tells the full story. See the XKLS:03057 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sancy Bhd Business Description

Address Jalan Wan Kadir 3, A-2-10, TTDI Plaza, Taman Tun Dr. Ismail, Wilayah Persekutuan, Kuala Lumpur, MYS, 60000
Sancy Bhd focuses on improving efficiency and value for healthcare service providers through digitalization. It is principally engaged in the business of investment holding and provision of digital healthcare solutions, other non-clinical information management systems, and related services. The group predominantly operates in one geographical area, which is Malaysia.
53GF Score

Get the complete analysis for XKLS:03057

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.32
Price
RM0.33
GF Value