ISF Group Bhd (XKLS:0390) Interest Coverage: 32.63 (As of Dec. 2024) — 128% Above Median


XKLS:0390 ISF Group Bhd XKLS:0390
18 GF Score
Price RM0.56
! 6 Warning Signs
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What is ISF Group Bhd Interest Coverage?

ISF Group Bhd XKLS:0390 -1.77% 18 Interest Coverage is 32.63 as of Dec. 2024, which is 128% above its 10-year median of 14.30. GuruFocus rates XKLS:0390 with a GF Score™ of 18/100. The stock has 6 warning signs investors should review. Among 1,353 Construction companies, ISF Group Bhd ranks better than 75.61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. ISF Group Bhd's Operating Income for the six months ended in Dec. 2024 was RM11.94 Mil. ISF Group Bhd's Interest Expense for the six months ended in Dec. 2024 was RM-0.37 Mil. ISF Group Bhd's interest coverage for the quarter that ended in Dec. 2024 was 32.63. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for ISF Group Bhd's Interest Coverage or its related term are showing as below:

XKLS:0390' s Interest Coverage Range Over the Past 10 Years
Min: 3.13   Med: 14.3   Max: 32.63
Current: 32.63


XKLS:0390's Interest Coverage is ranked better than
75.61% of 1353 companies
in the Construction industry
Industry Median: 7.81 vs XKLS:0390: 32.63

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


ISF Group Bhd  (XKLS:0390) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


ISF Group Bhd Interest Coverage Related Terms


ISF Group Bhd Interest Coverage Historical Data

* Premium members only.

The historical data trend for ISF Group Bhd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ISF Group Bhd Interest Coverage Chart

ISF Group Bhd Annual Data
Trend Dec22 Dec23 Dec24
Interest Coverage
3.13 14.30 32.63

ISF Group Bhd Semi-Annual Data
Dec22 Dec23 Dec24
Interest Coverage 3.13 14.30 32.63

XKLS:0390 vs PWR, FIX, EME: Interest Coverage Comparison

For the Engineering & Construction subindustry, ISF Group Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ISF Group Bhd Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, ISF Group Bhd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ISF Group Bhd's Interest Coverage falls into.


XKLS:0390
18GF Score
ISF Group Bhd XKLS:0390
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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ISF Group Bhd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ISF Group Bhd's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, ISF Group Bhd's Interest Expense was RM-0.37 Mil. Its Operating Income was RM11.94 Mil. And its Long-Term Debt & Capital Lease Obligation was RM2.96 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*11.942/-0.366
=32.63

ISF Group Bhd's Interest Coverage for the quarter that ended in Dec. 2024 is calculated as

Here, for the six months ended in Dec. 2024, ISF Group Bhd's Interest Expense was RM-0.37 Mil. Its Operating Income was RM11.94 Mil. And its Long-Term Debt & Capital Lease Obligation was RM2.96 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2024 )/Interest Expense (Q: Dec. 2024 )
=-1*11.942/-0.366
=32.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 32.63 mean?
ISF Group Bhd (XKLS:0390) has a Interest Coverage of 32.63 as of Dec. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ISF Group Bhd and its competitors. This is 128% above median its historical median of 14.30. Over the past decade, ISF Group Bhd's Interest Coverage has ranged from 3.13 to 32.63. According to the industry distribution chart, ISF Group Bhd ranks #330 out of 1353 companies in the Construction industry, placing it in the top 24.4%.
Is ISF Group Bhd's Interest Coverage too high?
ISF Group Bhd's current Interest Coverage of 32.63 is 128% above median its 10-year median of 14.30. Over the past 10 years, this metric has ranged from a low of 3.13 to a high of 32.63. The Construction industry median Interest Coverage is 7.81. ISF Group Bhd's value of 32.63 is 317.8% above this industry median. Based on the distribution chart, ISF Group Bhd ranks #330 out of 1353 companies in the Construction industry, which is in the top quartile — a strong position relative to peers. Overall, ISF Group Bhd has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does ISF Group Bhd's Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, ISF Group Bhd ranks #330 out of 1353 companies for Interest Coverage. This places ISF Group Bhd in the top 24% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.81. ISF Group Bhd's value of 32.63 is 317.8% above this benchmark. Historically, ISF Group Bhd's own Interest Coverage has ranged from 3.13 to 32.63 over the past decade. While the company's 10-year median is 14.30 vs. the industry median of 7.81, ISF Group Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.81, based on 1,353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ISF Group Bhd's current Interest Coverage of 32.63 is 317.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ISF Group Bhd and its competitors. For the Construction industry, the median Interest Coverage is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISF Group Bhd's current Interest Coverage is 32.63, which is 128% above median its own 10-year median of 14.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISF Group Bhd stock overvalued right now?
ISF Group Bhd (XKLS:0390) has a current Interest Coverage of 32.63. The current Interest Coverage is 32.63, which is 128% above median its 10-year median of 14.30 and 317.8% above the Construction industry median of 7.81. ISF Group Bhd's overall GF Score™ is 18/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ISF Group Bhd (XKLS:0390), the current Interest Coverage is 32.63 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ISF Group Bhd Business Description

Address Jalan Parit Mesjid, 763, Taman Anggerik, Pontian, JHR, MYS, 82000
ISF Group Bhd is an investment holding company. The company, along with its subsidiaries, is principally involved in the business of supply and installation of piping systems for end-user premises as well as piping for water supply and sewer infrastructure and maintenance and repair of piping systems. The majority of the company's revenue is derived from the supply and installation of piping systems for end-user premises. Geographically, it derives the maximum revenue from Malaysia.
18GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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