Posbank Co (XKRX:105760) Interest Coverage: 26.24 (As of Jun. 2026) — 142% Above Median

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XKRX:105760 Posbank Co Ltd XKRX:105760
61 GF Score
Price ₩5,200.00
GF Value ₩8,380.54
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Posbank Co Interest Coverage?

Posbank Co XKRX:105760 -2.26% 61 Interest Coverage is 26.24 as of Jun. 2026, which is 142% above its 10-year median of 10.84. GuruFocus rates XKRX:105760 with a GF Score™ of 61/100 and a GF Value™ of ₩8,380.54 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,672 Hardware companies, Posbank Co ranks better than 50.48% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Posbank Co's Operating Income for the three months ended in Jun. 2026 was ₩6,320 Mil. Posbank Co's Interest Expense for the three months ended in Jun. 2026 was ₩-241 Mil. Posbank Co's interest coverage for the quarter that ended in Jun. 2026 was 26.24. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Posbank Co's Interest Coverage or its related term are showing as below:

XKRX:105760' s Interest Coverage Range Over the Past 10 Years
Min: 0.01   Med: 10.84   Max: 17.96
Current: 15.48


XKRX:105760's Interest Coverage is ranked better than
50.48% of 1672 companies
in the Hardware industry
Industry Median: 15.23 vs XKRX:105760: 15.48

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Posbank Co  (XKRX:105760) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Posbank Co Interest Coverage Related Terms


Posbank Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Posbank Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Posbank Co Interest Coverage Chart

Posbank Co Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 14.92 17.96 13.58 4.70 8.09

Posbank Co Quarterly Data
Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.19 0.00 13.35 18.73 26.24

XKRX:105760 vs DELL, ANET, SNDK: Interest Coverage Comparison

For the Computer Hardware subindustry, Posbank Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Posbank Co Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, Posbank Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Posbank Co's Interest Coverage falls into.


XKRX:105760
61GF Score
Posbank Co Ltd XKRX:105760
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Posbank Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Posbank Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Posbank Co's Interest Expense was ₩-418 Mil. Its Operating Income was ₩3,384 Mil. And its Long-Term Debt & Capital Lease Obligation was ₩235 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*3383.512/-418.263
=8.09

Posbank Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Posbank Co's Interest Expense was ₩-241 Mil. Its Operating Income was ₩6,320 Mil. And its Long-Term Debt & Capital Lease Obligation was ₩915 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*6319.737/-240.864
=26.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 26.24 mean?
Posbank Co (XKRX:105760) has a Interest Coverage of 26.24 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Posbank Co and its competitors. This is 142% above median its historical median of 10.84. Over the past decade, Posbank Co's Interest Coverage has ranged from 0.01 to 17.96. According to the industry distribution chart, Posbank Co ranks #828 out of 1672 companies in the Hardware industry, placing it in the top 49.5%.
Is Posbank Co's Interest Coverage too high?
Posbank Co's current Interest Coverage of 26.24 is 142% above median its 10-year median of 10.84. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 17.96. The Hardware industry median Interest Coverage is 15.23. Posbank Co's value of 26.24 is 72.3% above this industry median. Based on the distribution chart, Posbank Co ranks #828 out of 1672 companies in the Hardware industry, which is above the industry midpoint. Overall, Posbank Co has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Posbank Co's Interest Coverage compare to DELL and ANET?
According to the Hardware industry distribution chart, Posbank Co ranks #828 out of 1672 companies for Interest Coverage. This puts Posbank Co in the upper half of its industry. The industry median Interest Coverage is 15.23. Posbank Co's value of 26.24 is 72.3% above this benchmark. Historically, Posbank Co's own Interest Coverage has ranged from 0.01 to 17.96 over the past decade. While the company's 10-year median is 10.84 vs. the industry median of 15.23, Posbank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 15.23, based on 1,672 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Posbank Co's current Interest Coverage of 26.24 is 72.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Posbank Co and its competitors. For the Hardware industry, the median Interest Coverage is 15.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Posbank Co's current Interest Coverage is 26.24, which is 142% above median its own 10-year median of 10.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Posbank Co stock overvalued right now?
Based on GuruFocus' analysis, Posbank Co (XKRX:105760) is currently considered Significantly Undervalued. The stock's GF Value™ is ₩8,380.54, compared to a current price of ₩5,200.00 — trading 38% below its estimated fair value. The current Interest Coverage is 26.24, which is 142% above median its 10-year median of 10.84 and 72.3% above the Hardware industry median of 15.23. Posbank Co's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Posbank Co (XKRX:105760), the current Interest Coverage is 26.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Posbank Co (XKRX:105760) Overvalued in 2026?

Based on GuruFocus' analysis, Posbank Co stock appears to be undervalued. The current stock price of ₩5,200.00 is trading 38% below its estimated GF Value™ of ₩8,380.54. GuruFocus considers Posbank Co to be Significantly Undervalued.

Key valuation signals for XKRX:105760:

  • Interest Coverage: 26.24 (142% above median its 10-year median of 10.84)
  • GF Value™: ₩8,380.54 vs. price of ₩5,200.00 (38% below fair value)
  • GF Score™: 61/100 with 2 warning signs
  • Industry Position: 72.3% above the Hardware median (#828 of 1672)

No single metric tells the full story. See the XKRX:105760 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Posbank Co Business Description

Address 108 Gasan Digital 2-ro, Geumcheon-gu, Seoul, KOR
Posbank Co Ltd is a company involved in manufacturing ,developing of interactive KIOSKs in the form of PC-based POS and touch screen-equipped information or unmanned ordering machines that are used by installing a POS program on a PC with a card reader, barcode reader, and receipt printer. The POS devices developed, manufactured, and sold by our company are used in the retail market for global franchises such as McDonald's, Subway, movie theaters, and exhibition halls that require product ordering and payment, and in the hospitality market such as small and medium-sized restaurants and cafes.
61GF Score

Get the complete analysis for XKRX:105760

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩5,200.00
Price
₩8,380.54
GF Value