Posbank Co (XKRX:105760) Effective Interest Rate on Debt % : 3.26% (As of Mar. 2025)

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What is Posbank Co Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Posbank Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was ₩258 Mil. Posbank Co's average total debt for the quarter that ended in Mar. 2025 was ₩7,920 Mil. Therefore, Posbank Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 3.26%.

Posbank Co Effective Interest Rate on Debt % Historical Data

The historical data trend for Posbank Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Posbank Co Effective Interest Rate on Debt % Chart

Posbank Co Annual Data

Trend

Dec20

Dec21

Dec22

Dec23

Dec24

Effective Interest Rate on Debt %

4.95

3.15

2.85

3.15

5.83

Posbank Co Quarterly Data
	Dec20	Dec21	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25
Effective Interest Rate on Debt %	Get a 7-Day Free Trial								4.15	7.09	4.01	3.98	3.26

Competitive Comparison of Posbank Co's Effective Interest Rate on Debt %

For the Computer Hardware subindustry, Posbank Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Posbank Co's Effective Interest Rate on Debt % Distribution in the Hardware Industry

For the Hardware industry and Technology sector, Posbank Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Posbank Co's Effective Interest Rate on Debt % falls into.

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Posbank Co Effective Interest Rate on Debt % Calculation

Posbank Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2023 )	+	Total Debt (A: Dec. 2024 ))	/ count )
=	-1 * -634.827	/	( (15593.006	+	6185.24)	/ 2 )
=	-1 * -634.827	/	10889.123
=	5.83 %

where

	Total Debt (A: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3121.393	+	12471.613
=	15593.006

	Total Debt (A: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	65.286	+	6119.954
=	6185.24

Posbank Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Dec. 2024 )	+	Total Debt (Q: Mar. 2025 ))	/ count )
=	-1 * -258.268	/	( (6185.24	+	9654.644)	/ 2 )
=	-1 * -258.268	/	7919.942
=	3.26 %

where

	Total Debt (Q: Dec. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	65.286	+	6119.954
=	6185.24

	Total Debt (Q: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	94.008	+	9560.636
=	9654.644

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Posbank Co (XKRX:105760) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Posbank Co Effective Interest Rate on Debt % Related Terms

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Posbank Co Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Hardware » Posbank Co Ltd (XKRX:105760) » Definitions » Effective Interest Rate on Debt %

Comparable Companies

Traded in Other Exchanges

N/A

Address

108 Gasan Digital 2-ro, Geumcheon-gu, Seoul, KOR

Website

https://www.posbank.com

Posbank Co Ltd is a company involved in manufacturing ,developing of interactive KIOSKs in the form of PC-based POS and touch screen-equipped information or unmanned ordering machines that are used by installing a POS program on a PC with a card reader, barcode reader, and receipt printer. The POS devices developed, manufactured, and sold by our company are used in the retail market for global franchises such as McDonald's, Subway, movie theaters, and exhibition halls that require product ordering and payment, and in the hospitality market such as small and medium-sized restaurants and cafes.

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