Aplus Asset Advisor Co (XKRX:244920) Interest Coverage: 16.70 (As of Jun. 2026) — 48% Above Median

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XKRX:244920 Aplus Asset Advisor Co Ltd XKRX:244920
84 GF Score
Price ₩13,360.00
GF Value ₩8,308.53
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Aplus Asset Advisor Co Interest Coverage?

Aplus Asset Advisor Co XKRX:244920 +3.81% 84 Interest Coverage is 16.70 as of Jun. 2026, which is 48% above its 10-year median of 11.30. GuruFocus rates XKRX:244920 with a GF Score™ of 84/100 and a GF Value™ of ₩8,308.53 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 348 Insurance companies, Aplus Asset Advisor Co ranks worse than 50.29% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Aplus Asset Advisor Co's EBIT for the three months ended in Jun. 2026 was ₩12,285 Mil. Aplus Asset Advisor Co's Interest Expense for the three months ended in Jun. 2026 was ₩-736 Mil. Aplus Asset Advisor Co's interest coverage for the quarter that ended in Jun. 2026 was 16.70. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Aplus Asset Advisor Co's Interest Coverage or its related term are showing as below:

XKRX:244920' s Interest Coverage Range Over the Past 10 Years
Min: 5.6   Med: 11.3   Max: 49.33
Current: 15.34


XKRX:244920's Interest Coverage is ranked worse than
50.29% of 348 companies
in the Insurance industry
Industry Median: 15.43 vs XKRX:244920: 15.34

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Aplus Asset Advisor Co  (XKRX:244920) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Aplus Asset Advisor Co Interest Coverage Related Terms


Aplus Asset Advisor Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Aplus Asset Advisor Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Aplus Asset Advisor Co Interest Coverage Chart

Aplus Asset Advisor Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 16.21 49.33 9.19 5.60 10.34

Aplus Asset Advisor Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.66 10.09 10.85 24.39 16.70

XKRX:244920 vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, Aplus Asset Advisor Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Aplus Asset Advisor Co Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Aplus Asset Advisor Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Aplus Asset Advisor Co's Interest Coverage falls into.


XKRX:244920
84GF Score
Aplus Asset Advisor Co Ltd XKRX:244920
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Aplus Asset Advisor Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Aplus Asset Advisor Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Aplus Asset Advisor Co's Interest Expense was ₩-3,076 Mil. Its EBIT was ₩31,797 Mil. And its Long-Term Debt & Capital Lease Obligation was ₩19,948 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*31796.977/-3075.764
=10.34

Aplus Asset Advisor Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Aplus Asset Advisor Co's Interest Expense was ₩-736 Mil. Its EBIT was ₩12,285 Mil. And its Long-Term Debt & Capital Lease Obligation was ₩19,178 Mil.

Interest Coverage=-1* EBIT (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*12284.683/-735.704
=16.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 16.70 mean?
Aplus Asset Advisor Co (XKRX:244920) has a Interest Coverage of 16.70 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aplus Asset Advisor Co and its competitors. This is 48% above median its historical median of 11.30. Over the past decade, Aplus Asset Advisor Co's Interest Coverage has ranged from 5.60 to 49.33. According to the industry distribution chart, Aplus Asset Advisor Co ranks #175 out of 348 companies in the Insurance industry, placing it in the top 50.3%.
Is Aplus Asset Advisor Co's Interest Coverage too high?
Aplus Asset Advisor Co's current Interest Coverage of 16.70 is 48% above median its 10-year median of 11.30. Over the past 10 years, this metric has ranged from a low of 5.60 to a high of 49.33. The Insurance industry median Interest Coverage is 15.43. Aplus Asset Advisor Co's value of 16.70 is 8.2% above this industry median. Based on the distribution chart, Aplus Asset Advisor Co ranks #175 out of 348 companies in the Insurance industry, which is below the industry midpoint. Overall, Aplus Asset Advisor Co has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aplus Asset Advisor Co's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aplus Asset Advisor Co ranks #175 out of 348 companies for Interest Coverage. This places Aplus Asset Advisor Co in the lower half of its industry. The industry median Interest Coverage is 15.43. Aplus Asset Advisor Co's value of 16.70 is 8.2% above this benchmark. Historically, Aplus Asset Advisor Co's own Interest Coverage has ranged from 5.60 to 49.33 over the past decade. While the company's 10-year median is 11.30 vs. the industry median of 15.43, Aplus Asset Advisor Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.43, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aplus Asset Advisor Co's current Interest Coverage of 16.70 is 8.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aplus Asset Advisor Co and its competitors. For the Insurance industry, the median Interest Coverage is 15.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aplus Asset Advisor Co's current Interest Coverage is 16.70, which is 48% above median its own 10-year median of 11.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aplus Asset Advisor Co stock overvalued right now?
Based on GuruFocus' analysis, Aplus Asset Advisor Co (XKRX:244920) is currently considered Significantly Overvalued. The stock's GF Value™ is ₩8,308.53, compared to a current price of ₩13,360.00 — trading 60.8% above its estimated fair value. The current Interest Coverage is 16.70, which is 48% above median its 10-year median of 11.30 and 8.2% above the Insurance industry median of 15.43. Aplus Asset Advisor Co's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Aplus Asset Advisor Co (XKRX:244920), the current Interest Coverage is 16.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aplus Asset Advisor Co (XKRX:244920) Overvalued in 2026?

Based on GuruFocus' analysis, Aplus Asset Advisor Co stock appears to be overvalued. The current stock price of ₩13,360.00 is trading 60.8% above its estimated GF Value™ of ₩8,308.53. GuruFocus considers Aplus Asset Advisor Co to be Significantly Overvalued.

Key valuation signals for XKRX:244920:

  • Interest Coverage: 16.70 (48% above median its 10-year median of 11.30)
  • GF Value™: ₩8,308.53 vs. price of ₩13,360.00 (60.8% above fair value)
  • GF Score™: 84/100 with 2 warning signs
  • Industry Position: 8.2% above the Insurance median (#175 of 348)

No single metric tells the full story. See the XKRX:244920 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aplus Asset Advisor Co Business Description

Address 1328-3, Seocho-dong, Seocho-gu, A+ Asset Tower, 369, Gangnam-daero, Seoul, KOR, 06621
Aplus Asset Advisor Co Ltd provides financial services. The company provides insurance products and services, insurance advisory services, funeral services, goods insurance services, and other related services.
84GF Score

Get the complete analysis for XKRX:244920

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₩13,360.00
Price
₩8,308.53
GF Value