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Aplus Asset Advisor Co (XKRX:244920) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Aplus Asset Advisor Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aplus Asset Advisor Co ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Aplus Asset Advisor Co's ROE % distribution charts can be found below:
* The bar in red indicates where Aplus Asset Advisor Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Aplus Asset Advisor Co (XKRX:244920) has a ROE % of 17.62% as of Jun. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Aplus Asset Advisor Co and its competitors. This is near median its historical median of 16.95. Over the past decade, Aplus Asset Advisor Co's ROE % has ranged from 1.65 to 41.26. According to the industry distribution chart, Aplus Asset Advisor Co ranks #138 out of 497 companies in the Insurance industry, placing it in the top 27.8%.
Is Aplus Asset Advisor Co's ROE % too high?
Aplus Asset Advisor Co's current ROE % of 17.62% is near median its 10-year median of 16.95. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 41.26. The Insurance industry median ROE % is 11.93. Aplus Asset Advisor Co's value of 17.62% is 47.7% above this industry median. Based on the distribution chart, Aplus Asset Advisor Co ranks #138 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Aplus Asset Advisor Co has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aplus Asset Advisor Co's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aplus Asset Advisor Co ranks #138 out of 497 companies for ROE %. This puts Aplus Asset Advisor Co in the upper half of its industry. The industry median ROE % is 11.93. Aplus Asset Advisor Co's value of 17.62% is 47.7% above this benchmark. Historically, Aplus Asset Advisor Co's own ROE % has ranged from 1.65 to 41.26 over the past decade. While the company's 10-year median is 16.95 vs. the industry median of 11.93, Aplus Asset Advisor Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.93, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aplus Asset Advisor Co's current ROE % of 17.62% is 47.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Aplus Asset Advisor Co and its competitors. For the Insurance industry, the median ROE % is 11.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aplus Asset Advisor Co's current ROE % is 17.62%, which is near median its own 10-year median of 16.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aplus Asset Advisor Co stock overvalued right now?
Based on GuruFocus' analysis, Aplus Asset Advisor Co (XKRX:244920) is currently considered Significantly Overvalued. The stock's GF Value™ is ₩8,304.33, compared to a current price of ₩13,360.00 — trading 60.9% above its estimated fair value. The current ROE % is 17.62%, which is near median its 10-year median of 16.95 and 47.7% above the Insurance industry median of 11.93. Aplus Asset Advisor Co's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Aplus Asset Advisor Co (XKRX:244920), the current ROE % is 17.62% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aplus Asset Advisor Co (XKRX:244920) Overvalued in 2026?
Based on GuruFocus' analysis, Aplus Asset Advisor Co stock appears to be overvalued.
The current stock price of ₩13,360.00 is trading 60.9% above its estimated GF Value™ of ₩8,304.33.
GuruFocus considers Aplus Asset Advisor Co to be Significantly Overvalued.
Key valuation signals for XKRX:244920:
ROE %: 17.62% (near median its 10-year median of 16.95)
GF Value™: ₩8,304.33 vs. price of ₩13,360.00 (60.9% above fair value)
Industry Position: 47.7% above the Insurance median (#138 of 497)
No single metric tells the full story. See the XKRX:244920 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aplus Asset Advisor Co Ltd provides financial services. The company provides insurance products and services, insurance advisory services, funeral services, goods insurance services, and other related services.
84GF Score
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