Ciagest - Sigi (XLIS:MLCIA) Interest Coverage: 3.02 (As of Dec. 2025) — 23% Above Median


What is Ciagest - Sigi Interest Coverage?

Ciagest - Sigi XLIS:MLCIA Interest Coverage is 3.02 as of Dec. 2025, which is 23% above its 10-year median of 2.46. Among 696 REITs companies, Ciagest - Sigi ranks worse than 143678.02% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ciagest - Sigi's Operating Income for the six months ended in Dec. 2025 was €3.98 Mil. Ciagest - Sigi's Interest Expense for the six months ended in Dec. 2025 was €-1.32 Mil. Ciagest - Sigi's interest coverage for the quarter that ended in Dec. 2025 was 3.02. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Ciagest - Sigi's Interest Coverage or its related term are showing as below:


XLIS:MLCIA's Interest Coverage is not ranked *
in the REITs industry.
Industry Median: 3.115
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ciagest - Sigi  (XLIS:MLCIA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ciagest - Sigi Interest Coverage Related Terms


Ciagest - Sigi Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ciagest - Sigi's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ciagest - Sigi Interest Coverage Chart

Ciagest - Sigi Annual Data
Trend Dec24 Dec25
Interest Coverage
1.89 3.02

Ciagest - Sigi Semi-Annual Data
Dec24 Dec25
Interest Coverage 1.89 3.02

XLIS:MLCIA vs : Interest Coverage Comparison

For the REIT - Office subindustry, Ciagest - Sigi's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ciagest - Sigi Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, Ciagest - Sigi's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ciagest - Sigi's Interest Coverage falls into.



Ciagest - Sigi Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ciagest - Sigi's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ciagest - Sigi's Interest Expense was €-1.32 Mil. Its Operating Income was €3.98 Mil. And its Long-Term Debt & Capital Lease Obligation was €20.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*3.982/-1.318
=3.02

Ciagest - Sigi's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Ciagest - Sigi's Interest Expense was €-1.32 Mil. Its Operating Income was €3.98 Mil. And its Long-Term Debt & Capital Lease Obligation was €20.00 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*3.982/-1.318
=3.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.02 mean?
Ciagest - Sigi (XLIS:MLCIA) has a Interest Coverage of 3.02 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ciagest - Sigi and its competitors. This is 23% above median its historical median of 2.46. Over the past decade, Ciagest - Sigi's Interest Coverage has ranged from 1.89 to 3.02. According to the industry distribution chart, Ciagest - Sigi ranks #999999 out of 696 companies in the REITs industry.
Is Ciagest - Sigi's Interest Coverage too high?
Ciagest - Sigi's current Interest Coverage of 3.02 is 23% above median its 10-year median of 2.46. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 3.02. The REITs industry median Interest Coverage is 3.12. Ciagest - Sigi's value of 3.02 is 3% below this industry median. Based on the distribution chart, Ciagest - Sigi ranks #999999 out of 696 companies in the REITs industry, which is in the bottom quartile relative to peers.
How does Ciagest - Sigi's Interest Coverage compare to ?
According to the REITs industry distribution chart, Ciagest - Sigi ranks #999999 out of 696 companies for Interest Coverage. This places Ciagest - Sigi in the lower half of its industry. The industry median Interest Coverage is 3.12. Ciagest - Sigi's value of 3.02 is 3% below this benchmark. Historically, Ciagest - Sigi's own Interest Coverage has ranged from 1.89 to 3.02 over the past decade. While the company's 10-year median is 2.46 vs. the industry median of 3.12, Ciagest - Sigi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.12, based on 696 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ciagest - Sigi's current Interest Coverage of 3.02 is 3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ciagest - Sigi and its competitors. For the REITs industry, the median Interest Coverage is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ciagest - Sigi's current Interest Coverage is 3.02, which is 23% above median its own 10-year median of 2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ciagest - Sigi stock overvalued right now?
Ciagest - Sigi (XLIS:MLCIA) has a current Interest Coverage of 3.02. The current Interest Coverage is 3.02, which is 23% above median its 10-year median of 2.46 and 3% below the REITs industry median of 3.12. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ciagest - Sigi (XLIS:MLCIA), the current Interest Coverage is 3.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ciagest - Sigi Business Description

Industry Real EstateREITs
Comparable Companies
Address R. de Santos Pousada, No. 300, Esc. 723po, Porto, PRT, 4000-478
Ciagest - Sigi SA is a portuguese real estate investment and management company. The company focuses on acquiring, leasing and operating income-generating properties.