Ramada Investimentos e Industria (XLIS:RAM) Interest Coverage: 89.52 (As of Dec. 2025) — 759% Above Median


XLIS:RAM Ramada Investimentos e Industria SA XLIS:RAM
52 GF Score
Price €6.70
GF Value €6.86
Valuation Fairly Valued
! 4 Warning Signs
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What is Ramada Investimentos e Industria Interest Coverage?

Ramada Investimentos e Industria XLIS:RAM -3.46% 52 Interest Coverage is 89.52 as of Dec. 2025, which is 759% above its 10-year median of 10.42. GuruFocus rates XLIS:RAM with a GF Score™ of 52/100 and a GF Value™ of €6.86 (Fairly Valued). The stock has 4 warning signs investors should review. Among 459 Steel companies, Ramada Investimentos e Industria ranks better than 91.94% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ramada Investimentos e Industria's Operating Income for the three months ended in Dec. 2025 was €2.06 Mil. Ramada Investimentos e Industria's Interest Expense for the three months ended in Dec. 2025 was €-0.02 Mil. Ramada Investimentos e Industria's interest coverage for the quarter that ended in Dec. 2025 was 89.52. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Ramada Investimentos e Industria SA has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Ramada Investimentos e Industria's Interest Coverage or its related term are showing as below:

XLIS:RAM' s Interest Coverage Range Over the Past 10 Years
Min: 4.02   Med: 10.42   Max: 198.63
Current: 198.63


XLIS:RAM's Interest Coverage is ranked better than
91.94% of 459 companies
in the Steel industry
Industry Median: 4.48 vs XLIS:RAM: 198.63

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ramada Investimentos e Industria  (XLIS:RAM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ramada Investimentos e Industria Interest Coverage Related Terms


Ramada Investimentos e Industria Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ramada Investimentos e Industria's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ramada Investimentos e Industria Interest Coverage Chart

Ramada Investimentos e Industria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.81 25.43 4.02 5.46 130.42

Ramada Investimentos e Industria Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 87.04 849.33 120.31 89.52 986.50

XLIS:RAM vs NUE, STLD, RS: Interest Coverage Comparison

For the Steel subindustry, Ramada Investimentos e Industria's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ramada Investimentos e Industria Interest Coverage vs Steel Industry

For the Steel industry and Basic Materials sector, Ramada Investimentos e Industria's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ramada Investimentos e Industria's Interest Coverage falls into.


XLIS:RAM
52GF Score
Ramada Investimentos e Industria SA XLIS:RAM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ramada Investimentos e Industria Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ramada Investimentos e Industria's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ramada Investimentos e Industria's Interest Expense was €-0.06 Mil. Its Operating Income was €8.35 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.04 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*8.347/-0.064
=130.42

Ramada Investimentos e Industria's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Ramada Investimentos e Industria's Interest Expense was €-0.02 Mil. Its Operating Income was €2.06 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.04 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*2.059/-0.023
=89.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 89.52 mean?
Ramada Investimentos e Industria (XLIS:RAM) has a Interest Coverage of 89.52 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramada Investimentos e Industria and its competitors. This is 759% above median its historical median of 10.42. Over the past decade, Ramada Investimentos e Industria's Interest Coverage has ranged from 4.02 to 198.63. According to the industry distribution chart, Ramada Investimentos e Industria ranks #37 out of 459 companies in the Steel industry, placing it in the top 8.1%.
Is Ramada Investimentos e Industria's Interest Coverage too high?
Ramada Investimentos e Industria's current Interest Coverage of 89.52 is 759% above median its 10-year median of 10.42. Over the past 10 years, this metric has ranged from a low of 4.02 to a high of 198.63. The Steel industry median Interest Coverage is 4.48. Ramada Investimentos e Industria's value of 89.52 is 1898.2% above this industry median. Based on the distribution chart, Ramada Investimentos e Industria ranks #37 out of 459 companies in the Steel industry, which is in the top quartile — a strong position relative to peers. Overall, Ramada Investimentos e Industria has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ramada Investimentos e Industria's Interest Coverage compare to NUE and STLD?
According to the Steel industry distribution chart, Ramada Investimentos e Industria ranks #37 out of 459 companies for Interest Coverage. This places Ramada Investimentos e Industria in the top 8% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.48. Ramada Investimentos e Industria's value of 89.52 is 1898.2% above this benchmark. Historically, Ramada Investimentos e Industria's own Interest Coverage has ranged from 4.02 to 198.63 over the past decade. While the company's 10-year median is 10.42 vs. the industry median of 4.48, Ramada Investimentos e Industria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Steel company?
The median Interest Coverage among Steel companies is 4.48, based on 459 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramada Investimentos e Industria's current Interest Coverage of 89.52 is 1898.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramada Investimentos e Industria and its competitors. For the Steel industry, the median Interest Coverage is 4.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramada Investimentos e Industria's current Interest Coverage is 89.52, which is 759% above median its own 10-year median of 10.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramada Investimentos e Industria stock overvalued right now?
Based on GuruFocus' analysis, Ramada Investimentos e Industria (XLIS:RAM) is currently considered Fairly Valued. The stock's GF Value™ is €6.86, compared to a current price of €6.70 — trading 2.3% below its estimated fair value. The current Interest Coverage is 89.52, which is 759% above median its 10-year median of 10.42 and 1898.2% above the Steel industry median of 4.48. Ramada Investimentos e Industria's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ramada Investimentos e Industria (XLIS:RAM), the current Interest Coverage is 89.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ramada Investimentos e Industria (XLIS:RAM) Overvalued in 2026?

Based on GuruFocus' analysis, Ramada Investimentos e Industria stock appears to be undervalued. The current stock price of €6.70 is trading 2.3% below its estimated GF Value™ of €6.86. GuruFocus considers Ramada Investimentos e Industria to be Fairly Valued.

Key valuation signals for XLIS:RAM:

  • Interest Coverage: 89.52 (759% above median its 10-year median of 10.42)
  • GF Value™: €6.86 vs. price of €6.70 (2.3% below fair value)
  • GF Score™: 52/100 with 4 warning signs
  • Industry Position: 1898.2% above the Steel median (#37 of 459)

No single metric tells the full story. See the XLIS:RAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ramada Investimentos e Industria Business Description

Other Exchanges 0JOP:UKY4E:Germany
Address Rua Manuel Pinto de Azevedo, No. 818, Porto, PRT, 4100-320
Ramada Investimentos e Industria SA manufactures steel products. It operates in two different business segments, namely, the Industry Segment, which includes the special steel and drawing mill activities, as well as the activity related to the management of the Group's financial holdings in which the Group is a minority shareholder; and the Real Estate Segment, devoted to managing real estate assets, among which is an area of forested land. The company generates the majority of its revenue from the Industry segment.
52GF Score

Get the complete analysis for XLIS:RAM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.70
Price
€6.86
GF Value