Ramada Investimentos e Industria (XLIS:RAM) Return-on-Tangible-Equity: 6.90% (As of Dec. 2025) — 49% Below Median


XLIS:RAM Ramada Investimentos e Industria SA XLIS:RAM
53 GF Score
Price €6.70
GF Value €6.86
Valuation Fairly Valued
! 3 Warning Signs
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What is Ramada Investimentos e Industria Return-on-Tangible-Equity?

Ramada Investimentos e Industria XLIS:RAM 53 Return-on-Tangible-Equity is 6.90% as of Dec. 2025, which is 49% below its 10-year median of 13.42. GuruFocus rates XLIS:RAM with a GF Score™ of 53/100 and a GF Value™ of €6.86 (Fairly Valued). The stock has 3 warning signs investors should review. Among 616 Steel companies, Ramada Investimentos e Industria ranks better than 66.4% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Ramada Investimentos e Industria's annualized net income for the quarter that ended in Dec. 2025 was €7.38 Mil. Ramada Investimentos e Industria's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €107.03 Mil. Therefore, Ramada Investimentos e Industria's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 6.90%.

The historical rank and industry rank for Ramada Investimentos e Industria's Return-on-Tangible-Equity or its related term are showing as below:

XLIS:RAM' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 5.56   Med: 13.42   Max: 51.21
Current: 7.51

During the past 13 years, Ramada Investimentos e Industria's highest Return-on-Tangible-Equity was 51.21%. The lowest was 5.56%. And the median was 13.42%.

XLIS:RAM's Return-on-Tangible-Equity is ranked better than
66.4% of 616 companies
in the Steel industry
Industry Median: 3.93 vs XLIS:RAM: 7.51

Ramada Investimentos e Industria  (XLIS:RAM) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Ramada Investimentos e Industria Return-on-Tangible-Equity Related Terms


Ramada Investimentos e Industria Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Ramada Investimentos e Industria's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ramada Investimentos e Industria Return-on-Tangible-Equity Chart

Ramada Investimentos e Industria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.64 15.20 8.08 23.87 8.11

Ramada Investimentos e Industria Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.51 1.03 16.92 6.90 6.24

XLIS:RAM vs NUE, STLD, RS: Return-on-Tangible-Equity Comparison

For the Steel subindustry, Ramada Investimentos e Industria's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ramada Investimentos e Industria Return-on-Tangible-Equity vs Steel Industry

For the Steel industry and Basic Materials sector, Ramada Investimentos e Industria's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Ramada Investimentos e Industria's Return-on-Tangible-Equity falls into.


XLIS:RAM
53GF Score
Ramada Investimentos e Industria SA XLIS:RAM
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ramada Investimentos e Industria Return-on-Tangible-Equity Calculation

Ramada Investimentos e Industria's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=8.814/( (117.733+99.623 )/ 2 )
=8.814/108.678
=8.11 %

Ramada Investimentos e Industria's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=7.384/( (114.444+99.623)/ 2 )
=7.384/107.0335
=6.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 6.90% mean?
Ramada Investimentos e Industria (XLIS:RAM) has a Return-on-Tangible-Equity of 6.90% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ramada Investimentos e Industria and its competitors. This is 49% below median its historical median of 13.42. Over the past decade, Ramada Investimentos e Industria's Return-on-Tangible-Equity has ranged from 5.56 to 51.21. According to the industry distribution chart, Ramada Investimentos e Industria ranks #207 out of 616 companies in the Steel industry, placing it in the top 33.6%.
Is Ramada Investimentos e Industria's Return-on-Tangible-Equity too high?
Ramada Investimentos e Industria's current Return-on-Tangible-Equity of 6.90% is 49% below median its 10-year median of 13.42. Over the past 10 years, this metric has ranged from a low of 5.56 to a high of 51.21. The Steel industry median Return-on-Tangible-Equity is 3.93. Ramada Investimentos e Industria's value of 6.90% is 75.6% above this industry median. Based on the distribution chart, Ramada Investimentos e Industria ranks #207 out of 616 companies in the Steel industry, which is above the industry midpoint. Overall, Ramada Investimentos e Industria has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ramada Investimentos e Industria's Return-on-Tangible-Equity compare to NUE and STLD?
According to the Steel industry distribution chart, Ramada Investimentos e Industria ranks #207 out of 616 companies for Return-on-Tangible-Equity. This puts Ramada Investimentos e Industria in the upper half of its industry. The industry median Return-on-Tangible-Equity is 3.93. Ramada Investimentos e Industria's value of 6.90% is 75.6% above this benchmark. Historically, Ramada Investimentos e Industria's own Return-on-Tangible-Equity has ranged from 5.56 to 51.21 over the past decade. While the company's 10-year median is 13.42 vs. the industry median of 3.93, Ramada Investimentos e Industria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Steel company?
The median Return-on-Tangible-Equity among Steel companies is 3.93, based on 616 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramada Investimentos e Industria's current Return-on-Tangible-Equity of 6.90% is 75.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ramada Investimentos e Industria and its competitors. For the Steel industry, the median Return-on-Tangible-Equity is 3.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramada Investimentos e Industria's current Return-on-Tangible-Equity is 6.90%, which is 49% below median its own 10-year median of 13.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramada Investimentos e Industria stock overvalued right now?
Based on GuruFocus' analysis, Ramada Investimentos e Industria (XLIS:RAM) is currently considered Fairly Valued. The stock's GF Value™ is €6.86, compared to a current price of €6.70 — trading 2.3% below its estimated fair value. The current Return-on-Tangible-Equity is 6.90%, which is 49% below median its 10-year median of 13.42 and 75.6% above the Steel industry median of 3.93. Ramada Investimentos e Industria's overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Ramada Investimentos e Industria (XLIS:RAM), the current Return-on-Tangible-Equity is 6.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ramada Investimentos e Industria (XLIS:RAM) Overvalued in 2026?

Based on GuruFocus' analysis, Ramada Investimentos e Industria stock appears to be undervalued. The current stock price of €6.70 is trading 2.3% below its estimated GF Value™ of €6.86. GuruFocus considers Ramada Investimentos e Industria to be Fairly Valued.

Key valuation signals for XLIS:RAM:

  • Return-on-Tangible-Equity: 6.90% (49% below median its 10-year median of 13.42)
  • GF Value™: €6.86 vs. price of €6.70 (2.3% below fair value)
  • GF Score™: 53/100 with 3 warning signs
  • Industry Position: 75.6% above the Steel median (#207 of 616)

No single metric tells the full story. See the XLIS:RAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ramada Investimentos e Industria Business Description

Other Exchanges 0JOP:UKY4E:Germany
Address Rua Manuel Pinto de Azevedo, No. 818, Porto, PRT, 4100-320
Ramada Investimentos e Industria SA manufactures steel products. It operates in two different business segments, namely, the Industry Segment, which includes the special steel and drawing mill activities, as well as the activity related to the management of the Group's financial holdings in which the Group is a minority shareholder; and the Real Estate Segment, devoted to managing real estate assets, among which is an area of forested land. The company generates the majority of its revenue from the Industry segment.
53GF Score

Get the complete analysis for XLIS:RAM

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.70
Price
€6.86
GF Value