Grupo ElektraB de CV (XMAD:XEKT) Interest Coverage: 3.25 (As of Mar. 2026) — Near Median


XMAD:XEKT Grupo Elektra SAB de CV XMAD:XEKT
12 GF Score
Price €17.00
GF Value €62.18
! 4 Warning Signs
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What is Grupo ElektraB de CV Interest Coverage?

Grupo ElektraB de CV XMAD:XEKT 12 Interest Coverage is 3.25 as of Mar. 2026, which is 2% above its 10-year median of 3.19. GuruFocus rates XMAD:XEKT with a GF Score™ of 12/100 and a GF Value™ of €62.18. The stock has 4 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Grupo ElektraB de CV's Operating Income for the three months ended in Mar. 2026 was €201 Mil. Grupo ElektraB de CV's Interest Expense for the three months ended in Mar. 2026 was €-62 Mil. Grupo ElektraB de CV's interest coverage for the quarter that ended in Mar. 2026 was 3.25. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Grupo Elektra SAB de CV interest coverage is 2.99, which is low.

The historical rank and industry rank for Grupo ElektraB de CV's Interest Coverage or its related term are showing as below:

XMAD:XEKT' s Interest Coverage Range Over the Past 10 Years
Min: 0.46   Med: 3.19   Max: 9.7
Current: 2.99


XMAD:XEKT's Interest Coverage is not ranked
in the Diversified Financial Services industry.
Industry Median: No Debt vs XMAD:XEKT: 2.99

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Grupo ElektraB de CV  (XMAD:XEKT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Grupo ElektraB de CV Interest Coverage Related Terms


Grupo ElektraB de CV Interest Coverage Historical Data

* Premium members only.

The historical data trend for Grupo ElektraB de CV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Grupo ElektraB de CV Interest Coverage Chart

Grupo ElektraB de CV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.64 1.77 2.00 2.92 2.93

Grupo ElektraB de CV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.93 2.45 3.07 3.22 3.25

XMAD:XEKT vs FRHC, VOYA: Interest Coverage Comparison

For the Financial Conglomerates subindustry, Grupo ElektraB de CV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo ElektraB de CV Interest Coverage vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Grupo ElektraB de CV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Grupo ElektraB de CV's Interest Coverage falls into.


XMAD:XEKT
12GF Score
Grupo Elektra SAB de CV XMAD:XEKT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo ElektraB de CV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Grupo ElektraB de CV's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Grupo ElektraB de CV's Interest Expense was €-293 Mil. Its Operating Income was €858 Mil. And its Long-Term Debt & Capital Lease Obligation was €1,903 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*857.992/-293.296
=2.93

Grupo ElektraB de CV's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Grupo ElektraB de CV's Interest Expense was €-62 Mil. Its Operating Income was €201 Mil. And its Long-Term Debt & Capital Lease Obligation was €1,570 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*200.585/-61.642
=3.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.25 mean?
Grupo ElektraB de CV (XMAD:XEKT) has a Interest Coverage of 3.25 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Grupo ElektraB de CV and its competitors. This is near median its historical median of 3.19. Over the past decade, Grupo ElektraB de CV's Interest Coverage has ranged from 0.46 to 9.70.
Is Grupo ElektraB de CV's Interest Coverage too high?
Grupo ElektraB de CV's current Interest Coverage of 3.25 is near median its 10-year median of 3.19. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 9.70. The Diversified Financial Services industry median Interest Coverage is 10,000.00. Grupo ElektraB de CV's value of 3.25 is 100% below this industry median. Overall, Grupo ElektraB de CV has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Grupo ElektraB de CV's Interest Coverage compare to FRHC and VOYA?
Grupo ElektraB de CV's Interest Coverage of 3.25 can be compared against companies in the Diversified Financial Services industry. The industry median Interest Coverage is 10,000.00. Grupo ElektraB de CV's value of 3.25 is 100% below this benchmark. Historically, Grupo ElektraB de CV's own Interest Coverage has ranged from 0.46 to 9.70 over the past decade. While the company's 10-year median is 3.19 vs. the industry median of 10,000.00, Grupo ElektraB de CV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Diversified Financial Services company?
The median Interest Coverage among Diversified Financial Services companies is 10,000.00, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo ElektraB de CV's current Interest Coverage of 3.25 is 100% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Grupo ElektraB de CV and its competitors. For the Diversified Financial Services industry, the median Interest Coverage is 10,000.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo ElektraB de CV's current Interest Coverage is 3.25, which is near median its own 10-year median of 3.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo ElektraB de CV stock overvalued right now?
Grupo ElektraB de CV (XMAD:XEKT) has a current Interest Coverage of 3.25. The stock's GF Value™ is €62.18, compared to a current price of €17.00 — trading 72.7% below its estimated fair value. The current Interest Coverage is 3.25, which is near median its 10-year median of 3.19 and 100% below the Diversified Financial Services industry median of 10,000.00. Grupo ElektraB de CV's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Grupo ElektraB de CV (XMAD:XEKT), the current Interest Coverage is 3.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo ElektraB de CV (XMAD:XEKT) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo ElektraB de CV stock appears to be undervalued. The current stock price of €17.00 is trading 72.7% below its estimated GF Value™ of €62.18.

Key valuation signals for XMAD:XEKT:

  • Interest Coverage: 3.25 (near median its 10-year median of 3.19)
  • GF Value™: €62.18 vs. price of €17.00 (72.7% below fair value)
  • GF Score™: 12/100 with 4 warning signs
  • Industry Position: 100% below the Diversified Financial Services median

No single metric tells the full story. See the XMAD:XEKT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo ElektraB de CV Business Description

Address Av Ferrocarril de Rio Frio, N 419-CJ Col Fraccionamiento, Industrial del Moral, Mexico DF, MEX
Grupo Elektra SAB de CV is a Mexican specialty retailer and financial services provider. It operates in South and Central America and the United States. The firm's main customers are found at the base of the socioeconomic pyramid. The firm's operations are split into the commercial division and the financial division. The commercial division offers electronics, appliances, and furniture, among other things. The financial division includes Banco Azteca (Mexico, Guatemala, El Salvador, Honduras, Peru), Advance America (U.S.), Afore Azteca, Seguros Azteca, and Punto Casa de Bolsa.
12GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.00
Price
€62.18
GF Value