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Ahliea Insurance GroupXPAE:AIG 21 Interest Coverage is 9.07 as of Mar. 2026, which is 88% above its 10-year median of 4.82. GuruFocus rates XPAE:AIG with a GF Score™ of 21/100 and a GF Value™ of $0.20 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 349 Insurance companies, Ahliea Insurance Group ranks worse than 92.84% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Ahliea Insurance Group's
EBIT
for the
three
months ended in Mar. 2026 was $0.49 Mil. Ahliea Insurance Group's Interest Expense for the
three
months ended in Mar. 2026 was $-0.05 Mil.
Ahliea Insurance Group's interest coverage for the quarter that ended in Mar. 2026 was 9.07.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Ahliea Insurance Group interest coverage is 1.73, which is low.
The historical rank and industry rank for Ahliea Insurance Group's Interest Coverage or its related term are showing as below:
XPAE:AIG'
s Interest Coverage Range Over the Past 10 Years
Min: 1.73 Med: 4.82 Max: 13.32
Current: 1.73
XPAE:AIG's Interest Coverage is ranked worse than 92.84% of 349
companies
in the Insurance industry
Industry Median: 16
vs XPAE:AIG: 1.73
Ahliea Insurance Group (XPAE:AIG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ahliea Insurance Group Interest Coverage Related Terms
Ahliea Insurance Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ahliea Insurance Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XPAE:AIG vs CB, PGR, TRV: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Ahliea Insurance Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ahliea Insurance Group Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Ahliea Insurance Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ahliea Insurance Group's Interest Coverage falls into.
Ahliea Insurance Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ahliea Insurance Group (XPAE:AIG) has a Interest Coverage of 9.07 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ahliea Insurance Group and its competitors. This is 88% above median its historical median of 4.82. Over the past decade, Ahliea Insurance Group's Interest Coverage has ranged from 1.73 to 13.32. According to the industry distribution chart, Ahliea Insurance Group ranks #324 out of 349 companies in the Insurance industry, placing it in the top 92.8%.
Is Ahliea Insurance Group's Interest Coverage too high?
Ahliea Insurance Group's current Interest Coverage of 9.07 is 88% above median its 10-year median of 4.82. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 13.32. The Insurance industry median Interest Coverage is 16.00. Ahliea Insurance Group's value of 9.07 is 43.3% below this industry median. Based on the distribution chart, Ahliea Insurance Group ranks #324 out of 349 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ahliea Insurance Group has a GF Score™ of 21/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ahliea Insurance Group's Interest Coverage compare to CB and PGR?
According to the Insurance industry distribution chart, Ahliea Insurance Group ranks #324 out of 349 companies for Interest Coverage. This places Ahliea Insurance Group in the lower half of its industry. The industry median Interest Coverage is 16.00. Ahliea Insurance Group's value of 9.07 is 43.3% below this benchmark. Historically, Ahliea Insurance Group's own Interest Coverage has ranged from 1.73 to 13.32 over the past decade. While the company's 10-year median is 4.82 vs. the industry median of 16.00, Ahliea Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.00, based on 349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ahliea Insurance Group's current Interest Coverage of 9.07 is 43.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ahliea Insurance Group and its competitors. For the Insurance industry, the median Interest Coverage is 16.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ahliea Insurance Group's current Interest Coverage is 9.07, which is 88% above median its own 10-year median of 4.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ahliea Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Ahliea Insurance Group (XPAE:AIG) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.20, compared to a current price of $0.14 — trading 30% below its estimated fair value. The current Interest Coverage is 9.07, which is 88% above median its 10-year median of 4.82 and 43.3% below the Insurance industry median of 16.00. Ahliea Insurance Group's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ahliea Insurance Group (XPAE:AIG), the current Interest Coverage is 9.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ahliea Insurance Group (XPAE:AIG) Overvalued in 2026?
Based on GuruFocus' analysis, Ahliea Insurance Group stock appears to be undervalued.
The current stock price of $0.14 is trading 30% below its estimated GF Value™ of $0.20.
GuruFocus considers Ahliea Insurance Group to be Significantly Undervalued.
Key valuation signals for XPAE:AIG:
Interest Coverage: 9.07 (88% above median its 10-year median of 4.82)
GF Value™: $0.20 vs. price of $0.14 (30% below fair value)
Industry Position: 43.3% below the Insurance median (#324 of 349)
No single metric tells the full story. See the XPAE:AIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ahliea Insurance Group is an insurance and reinsurance business company. It offers Vehicle insurance, properties Insurance, Engineering Insurance, Transport insurance, Accident insurance, Liability insurance, Workers insurance, and Tabou insurance. Private insurance, and General accident insurance. It is organized into eight business segments motor, general accidents, engineering accidents, workers, fire and theft, Healthy, Social Responsibility, and marine, and the majority of the revenue comes from the Motor segment.
21GF Score
Get the complete analysis for XPAE:AIG
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