United Breweries Co (XSGO:CU-CL) Interest Coverage: 4.92 (As of Mar. 2026) — 27% Below Median


What is United Breweries Co Interest Coverage?

United Breweries Co XSGO:CU-CL 81 Interest Coverage is 4.92 as of Mar. 2026, which is 27% below its 10-year median of 6.70. GuruFocus rates XSGO:CU-CL with a GF Score™ of 81/100. The stock has 6 warning signs investors should review. Among 158 Beverages - Alcoholic companies, United Breweries Co ranks worse than 82.91% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. United Breweries Co's Operating Income for the three months ended in Mar. 2026 was $98.71 Mil. United Breweries Co's Interest Expense for the three months ended in Mar. 2026 was $-20.08 Mil. United Breweries Co's interest coverage for the quarter that ended in Mar. 2026 was 4.92. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for United Breweries Co's Interest Coverage or its related term are showing as below:

XSGO:CU-CL' s Interest Coverage Range Over the Past 10 Years
Min: 2.31   Med: 6.7   Max: 10.23
Current: 3.09


XSGO:CU-CL's Interest Coverage is ranked worse than
82.91% of 158 companies
in the Beverages - Alcoholic industry
Industry Median: 8.56 vs XSGO:CU-CL: 3.09

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


United Breweries Co  (XSGO:CU-CL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


United Breweries Co Interest Coverage Related Terms


United Breweries Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for United Breweries Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

United Breweries Co Interest Coverage Chart

United Breweries Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.69 3.00 3.25 2.31 2.64

United Breweries Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.22 0.00 1.77 5.12 4.92

XSGO:CU-CL vs BUD, STZ, TAP: Interest Coverage Comparison

For the Beverages - Brewers subindustry, United Breweries Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Breweries Co Interest Coverage vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, United Breweries Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where United Breweries Co's Interest Coverage falls into.



United Breweries Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

United Breweries Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, United Breweries Co's Interest Expense was $-87.48 Mil. Its Operating Income was $231.31 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,175.60 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*231.314/-87.475
=2.64

United Breweries Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, United Breweries Co's Interest Expense was $-20.08 Mil. Its Operating Income was $98.71 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,195.81 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*98.705/-20.082
=4.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.92 mean?
United Breweries Co (XSGO:CU-CL) has a Interest Coverage of 4.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Breweries Co and its competitors. This is 27% below median its historical median of 6.70. Over the past decade, United Breweries Co's Interest Coverage has ranged from 2.31 to 10.23. According to the industry distribution chart, United Breweries Co ranks #131 out of 158 companies in the Beverages - Alcoholic industry, placing it in the top 82.9%.
Is United Breweries Co's Interest Coverage too high?
United Breweries Co's current Interest Coverage of 4.92 is 27% below median its 10-year median of 6.70. Over the past 10 years, this metric has ranged from a low of 2.31 to a high of 10.23. The Beverages - Alcoholic industry median Interest Coverage is 8.56. United Breweries Co's value of 4.92 is 42.5% below this industry median. Based on the distribution chart, United Breweries Co ranks #131 out of 158 companies in the Beverages - Alcoholic industry, which is in the bottom quartile relative to peers. Overall, United Breweries Co has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does United Breweries Co's Interest Coverage compare to BUD and STZ?
According to the Beverages - Alcoholic industry distribution chart, United Breweries Co ranks #131 out of 158 companies for Interest Coverage. This places United Breweries Co in the lower half of its industry. The industry median Interest Coverage is 8.56. United Breweries Co's value of 4.92 is 42.5% below this benchmark. Historically, United Breweries Co's own Interest Coverage has ranged from 2.31 to 10.23 over the past decade. While the company's 10-year median is 6.70 vs. the industry median of 8.56, United Breweries Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Beverages - Alcoholic company?
The median Interest Coverage among Beverages - Alcoholic companies is 8.56, based on 158 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Breweries Co's current Interest Coverage of 4.92 is 42.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Breweries Co and its competitors. For the Beverages - Alcoholic industry, the median Interest Coverage is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Breweries Co's current Interest Coverage is 4.92, which is 27% below median its own 10-year median of 6.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Breweries Co stock overvalued right now?
United Breweries Co (XSGO:CU-CL) has a current Interest Coverage of 4.92. The current Interest Coverage is 4.92, which is 27% below median its 10-year median of 6.70 and 42.5% below the Beverages - Alcoholic industry median of 8.56. United Breweries Co's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Breweries Co (XSGO:CU-CL), the current Interest Coverage is 4.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

United Breweries Co Business Description

Other Exchanges CCU:USACVU:GermanyCCU:Chile
Address Avenida Vitacura N 2670, Twenty-Third Floor, Santiago, CHL
United Breweries Co Inc is a multi-category beverage company with operations in Chile, Argentina, Bolivia, Colombia, Paraguay and Uruguay. The company is a player in each one of the beverage categories in which it participates in Chile, including beer, soft drinks, mineral and bottled water, juice, wine, cider and pisco, among others. The Company has three operating segment with respect to its revenues in the geographic areas of commercial activity: Chile; International business and Wine. It generates maximum revenue from Chile.