Ford Motor Co (XSWX:F) Interest Coverage: 6.58 (As of Mar. 2026) — 60% Above Median


XSWX:F Ford Motor Co XSWX:F
69 GF Score
Price CHF11.40
GF Value CHF9.86
! 8 Warning Signs
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What is Ford Motor Co Interest Coverage?

Ford Motor Co XSWX:F 69 Interest Coverage is 6.58 as of Mar. 2026, which is 60% above its 10-year median of 4.12. GuruFocus rates XSWX:F with a GF Score™ of 69/100 and a GF Value™ of CHF9.86. The stock has 8 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Ford Motor Co ranks worse than 93808.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Ford Motor Co's Operating Income for the three months ended in Mar. 2026 was CHF1,834 Mil. Ford Motor Co's Interest Expense for the three months ended in Mar. 2026 was CHF-279 Mil. Ford Motor Co's interest coverage for the quarter that ended in Mar. 2026 was 6.58. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Ford Motor Co's Interest Coverage or its related term are showing as below:


XSWX:F's Interest Coverage is not ranked *
in the Vehicles & Parts industry.
Industry Median: 8.295
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Ford Motor Co  (XSWX:F) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Ford Motor Co Interest Coverage Related Terms


Ford Motor Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Ford Motor Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Ford Motor Co Interest Coverage Chart

Ford Motor Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.51 4.90 4.14 4.59 0.00

Ford Motor Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 1.72 4.75 0.00 6.58

XSWX:F vs GM, RIVN, XPEV: Interest Coverage Comparison

For the Auto Manufacturers subindustry, Ford Motor Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ford Motor Co Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Ford Motor Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Ford Motor Co's Interest Coverage falls into.


XSWX:F
69GF Score
Ford Motor Co XSWX:F
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Ford Motor Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Ford Motor Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Ford Motor Co's Interest Expense was CHF-1,062 Mil. Its Operating Income was CHF-7,307 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF85,961 Mil.

Ford Motor Co did not have earnings to cover the interest expense.

Ford Motor Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Ford Motor Co's Interest Expense was CHF-279 Mil. Its Operating Income was CHF1,834 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF85,149 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1833.622/-278.704
=6.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.58 mean?
Ford Motor Co (XSWX:F) has a Interest Coverage of 6.58 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ford Motor Co and its competitors. This is 60% above median its historical median of 4.12. According to the industry distribution chart, Ford Motor Co ranks #999999 out of 1066 companies in the Vehicles & Parts industry.
Is Ford Motor Co's Interest Coverage too high?
Ford Motor Co's current Interest Coverage of 6.58 is 60% above median its 10-year median of 4.12. The Vehicles & Parts industry median Interest Coverage is 8.30. Ford Motor Co's value of 6.58 is 20.7% below this industry median. Based on the distribution chart, Ford Motor Co ranks #999999 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Ford Motor Co has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Ford Motor Co's Interest Coverage compare to GM and RIVN?
According to the Vehicles & Parts industry distribution chart, Ford Motor Co ranks #999999 out of 1066 companies for Interest Coverage. This places Ford Motor Co in the lower half of its industry. The industry median Interest Coverage is 8.30. Ford Motor Co's value of 6.58 is 20.7% below this benchmark. While the company's 10-year median is 4.12 vs. the industry median of 8.30, Ford Motor Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ford Motor Co's current Interest Coverage of 6.58 is 20.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ford Motor Co and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ford Motor Co's current Interest Coverage is 6.58, which is 60% above median its own 10-year median of 4.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ford Motor Co stock overvalued right now?
Ford Motor Co (XSWX:F) has a current Interest Coverage of 6.58. The stock's GF Value™ is CHF9.86, compared to a current price of CHF11.40 — trading 15.6% above its estimated fair value. The current Interest Coverage is 6.58, which is 60% above median its 10-year median of 4.12 and 20.7% below the Vehicles & Parts industry median of 8.30. Ford Motor Co's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ford Motor Co (XSWX:F), the current Interest Coverage is 6.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ford Motor Co (XSWX:F) Overvalued in 2026?

Based on GuruFocus' analysis, Ford Motor Co stock appears to be overvalued. The current stock price of CHF11.40 is trading 15.6% above its estimated GF Value™ of CHF9.86.

Key valuation signals for XSWX:F:

  • Interest Coverage: 6.58 (60% above median its 10-year median of 4.12)
  • GF Value™: CHF9.86 vs. price of CHF11.40 (15.6% above fair value)
  • GF Score™: 69/100 with 8 warning signs
  • Industry Position: 20.7% below the Vehicles & Parts median (#999999 of 1066)

No single metric tells the full story. See the XSWX:F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ford Motor Co Business Description

Address One American Road, Dearborn, MI, USA, 48126
Ford Motor Co. manufactures automobiles under its Ford and Lincoln brands. In March 2022, the company announced that it will run its combustion engine business, Ford Blue, and its BEV business, Ford Model e, as separate businesses but still all under Ford Motor. The company has over 13% market share in the United States, about 10% share in the UK, and just over 1% share in China including Taiwan and unconsolidated affiliates. Sales in the US made up about 65% of 2025 total company revenue. Ford has about 169,000 employees, including about 56,300 UAW employees, and is based in Dearborn, Michigan.
69GF Score

Get the complete analysis for XSWX:F

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF11.40
Price
CHF9.86
GF Value