Exxon MobilXSWX:XOM -0.04%68 Interest Coverage is 18.13 as of Mar. 2026, which is 37% below its 10-year median of 28.88. GuruFocus rates XSWX:XOM with a GF Score™ of 68/100 and a GF Value™ of CHF93.00. The stock has 1 warning sign investors should review. Among 728 Oil & Gas companies, Exxon Mobil ranks better than 80.08% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Exxon Mobil's
Operating Income
for the
three
months ended in Mar. 2026 was CHF4,210 Mil. Exxon Mobil's Interest Expense for the
three
months ended in Mar. 2026 was CHF-232 Mil.
Exxon Mobil's interest coverage for the quarter that ended in Mar. 2026 was 18.13.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Exxon Mobil's Interest Coverage or its related term are showing as below:
XSWX:XOM'
s Interest Coverage Range Over the Past 10 Years
Min: 6.12 Med: 28.88 Max: 80.24
Current: 42.48
XSWX:XOM's Interest Coverage is ranked better than 80.08% of 728
companies
in the Oil & Gas industry
Industry Median: 5.84
vs XSWX:XOM: 42.48
Exxon Mobil (XSWX:XOM) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Exxon Mobil Interest Coverage Related Terms
Exxon Mobil Interest Coverage Historical Data
* Premium members only.
The historical data trend for Exxon Mobil's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:XOM vs CVX, NFG, DEC: Interest Coverage Comparison
For the Oil & Gas Integrated subindustry, Exxon Mobil's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exxon Mobil Interest Coverage vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, Exxon Mobil's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Exxon Mobil's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Exxon Mobil (XSWX:XOM) has a Interest Coverage of 18.13 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Exxon Mobil and its competitors. This is 37% below median its historical median of 28.88. Over the past decade, Exxon Mobil's Interest Coverage has ranged from 6.12 to 80.24. According to the industry distribution chart, Exxon Mobil ranks #145 out of 728 companies in the Oil & Gas industry, placing it in the top 19.9%.
Is Exxon Mobil's Interest Coverage too high?
Exxon Mobil's current Interest Coverage of 18.13 is 37% below median its 10-year median of 28.88. Over the past 10 years, this metric has ranged from a low of 6.12 to a high of 80.24. The Oil & Gas industry median Interest Coverage is 5.84. Exxon Mobil's value of 18.13 is 210.4% above this industry median. Based on the distribution chart, Exxon Mobil ranks #145 out of 728 companies in the Oil & Gas industry, which is in the top quartile — a strong position relative to peers. Overall, Exxon Mobil has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Exxon Mobil's Interest Coverage compare to CVX and NFG?
According to the Oil & Gas industry distribution chart, Exxon Mobil ranks #145 out of 728 companies for Interest Coverage. This places Exxon Mobil in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.84. Exxon Mobil's value of 18.13 is 210.4% above this benchmark. Historically, Exxon Mobil's own Interest Coverage has ranged from 6.12 to 80.24 over the past decade. While the company's 10-year median is 28.88 vs. the industry median of 5.84, Exxon Mobil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Oil & Gas company?
The median Interest Coverage among Oil & Gas companies is 5.84, based on 728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exxon Mobil's current Interest Coverage of 18.13 is 210.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Exxon Mobil and its competitors. For the Oil & Gas industry, the median Interest Coverage is 5.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exxon Mobil's current Interest Coverage is 18.13, which is 37% below median its own 10-year median of 28.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exxon Mobil stock overvalued right now?
Exxon Mobil (XSWX:XOM) has a current Interest Coverage of 18.13. The stock's GF Value™ is CHF93.00, compared to a current price of CHF110.90 — trading 19.2% above its estimated fair value. The current Interest Coverage is 18.13, which is 37% below median its 10-year median of 28.88 and 210.4% above the Oil & Gas industry median of 5.84. Exxon Mobil's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Exxon Mobil (XSWX:XOM), the current Interest Coverage is 18.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Exxon Mobil (XSWX:XOM) Overvalued in 2026?
Based on GuruFocus' analysis, Exxon Mobil stock appears to be overvalued.
The current stock price of CHF110.90 is trading 19.2% above its estimated GF Value™ of CHF93.00.
Key valuation signals for XSWX:XOM:
Interest Coverage: 18.13 (37% below median its 10-year median of 28.88)
GF Value™: CHF93.00 vs. price of CHF110.90 (19.2% above fair value)
Industry Position: 210.4% above the Oil & Gas median (#145 of 728)
No single metric tells the full story. See the XSWX:XOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ExxonMobil is an integrated oil and gas company that explores for, produces, and refines oil worldwide. In 2025, it produced 3.3 million barrels of liquids and 8.4 billion cubic feet of natural gas per day. At the end of 2025, reserves were 19.3 billion barrels of oil equivalent, 69% of which were liquids. The company is one of the world's largest refiners, with a total global refining capacity of 4.1 million barrels of oil per day, and is one of the world's largest manufacturers of commodity and specialty chemicals.
68GF Score
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