Malam-Team Holdings (XTAE:MLTH) Interest Coverage: 2.97 (As of Mar. 2026) — 16% Below Median


XTAE:MLTH Malam-Team Holdings Ltd XTAE:MLTH
63 GF Score
Price ₪121.90
GF Value ₪183.63
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Malam-Team Holdings Interest Coverage?

Malam-Team Holdings XTAE:MLTH -0.25% 63 Interest Coverage is 2.97 as of Mar. 2026, which is 16% below its 10-year median of 3.53. GuruFocus rates XTAE:MLTH with a GF Score™ of 63/100 and a GF Value™ of ₪183.63 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,706 Software companies, Malam-Team Holdings ranks worse than 83.12% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Malam-Team Holdings's Operating Income for the three months ended in Mar. 2026 was ₪60 Mil. Malam-Team Holdings's Interest Expense for the three months ended in Mar. 2026 was ₪-20 Mil. Malam-Team Holdings's interest coverage for the quarter that ended in Mar. 2026 was 2.97. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Malam-Team Holdings's Interest Coverage or its related term are showing as below:

XTAE:MLTH' s Interest Coverage Range Over the Past 10 Years
Min: 2.45   Med: 3.53   Max: 12.12
Current: 3.65


XTAE:MLTH's Interest Coverage is ranked worse than
83.12% of 1706 companies
in the Software industry
Industry Median: 24.75 vs XTAE:MLTH: 3.65

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Malam-Team Holdings  (XTAE:MLTH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Malam-Team Holdings Interest Coverage Related Terms


Malam-Team Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Malam-Team Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Malam-Team Holdings Interest Coverage Chart

Malam-Team Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.12 5.45 2.45 3.44 3.80

Malam-Team Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.36 2.17 3.19 0.00 2.97

XTAE:MLTH vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Malam-Team Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malam-Team Holdings Interest Coverage vs Software Industry

For the Software industry and Technology sector, Malam-Team Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Malam-Team Holdings's Interest Coverage falls into.


XTAE:MLTH
63GF Score
Malam-Team Holdings Ltd XTAE:MLTH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Malam-Team Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Malam-Team Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Malam-Team Holdings's Interest Expense was ₪-57 Mil. Its Operating Income was ₪218 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪477 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*217.642/-57.216
=3.80

Malam-Team Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Malam-Team Holdings's Interest Expense was ₪-20 Mil. Its Operating Income was ₪60 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪431 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*59.763/-20.131
=2.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.97 mean?
Malam-Team Holdings (XTAE:MLTH) has a Interest Coverage of 2.97 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Malam-Team Holdings and its competitors. This is 16% below median its historical median of 3.53. Over the past decade, Malam-Team Holdings' Interest Coverage has ranged from 2.45 to 12.12. According to the industry distribution chart, Malam-Team Holdings ranks #1418 out of 1706 companies in the Software industry, placing it in the top 83.1%.
Is Malam-Team Holdings' Interest Coverage too high?
Malam-Team Holdings' current Interest Coverage of 2.97 is 16% below median its 10-year median of 3.53. Over the past 10 years, this metric has ranged from a low of 2.45 to a high of 12.12. The Software industry median Interest Coverage is 24.75. Malam-Team Holdings' value of 2.97 is 88% below this industry median. Based on the distribution chart, Malam-Team Holdings ranks #1418 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Malam-Team Holdings has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Malam-Team Holdings' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Malam-Team Holdings ranks #1418 out of 1706 companies for Interest Coverage. This places Malam-Team Holdings in the lower half of its industry. The industry median Interest Coverage is 24.75. Malam-Team Holdings' value of 2.97 is 88% below this benchmark. Historically, Malam-Team Holdings' own Interest Coverage has ranged from 2.45 to 12.12 over the past decade. While the company's 10-year median is 3.53 vs. the industry median of 24.75, Malam-Team Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malam-Team Holdings's current Interest Coverage of 2.97 is 88% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Malam-Team Holdings and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malam-Team Holdings's current Interest Coverage is 2.97, which is 16% below median its own 10-year median of 3.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malam-Team Holdings stock overvalued right now?
Based on GuruFocus' analysis, Malam-Team Holdings (XTAE:MLTH) is currently considered Significantly Undervalued. The stock's GF Value™ is ₪183.63, compared to a current price of ₪121.90 — trading 33.6% below its estimated fair value. The current Interest Coverage is 2.97, which is 16% below median its 10-year median of 3.53 and 88% below the Software industry median of 24.75. Malam-Team Holdings' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Malam-Team Holdings (XTAE:MLTH), the current Interest Coverage is 2.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malam-Team Holdings (XTAE:MLTH) Overvalued in 2026?

Based on GuruFocus' analysis, Malam-Team Holdings stock appears to be undervalued. The current stock price of ₪121.90 is trading 33.6% below its estimated GF Value™ of ₪183.63. GuruFocus considers Malam-Team Holdings to be Significantly Undervalued.

Key valuation signals for XTAE:MLTH:

  • Interest Coverage: 2.97 (16% below median its 10-year median of 3.53)
  • GF Value™: ₪183.63 vs. price of ₪121.90 (33.6% below fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 88% below the Software median (#1418 of 1706)

No single metric tells the full story. See the XTAE:MLTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malam-Team Holdings Business Description

Address Avshalom Gissin Street 53, Petah Tikva, ISR
Malam-Team Holdings Ltd is an IT services group in Israel, that provides a comprehensive range of computer services in the field of information technology. It is known for maintaining quality standards, customer service, and professionalism at an international level. The group combines innovation and decades of experience in setting up, implementing and integrating information systems. The company offers distinctive integrated solutions for all types of hardware, software, database and communications platforms each of its business units specializes in a distinctive area.
63GF Score

Get the complete analysis for XTAE:MLTH

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪121.90
Price
₪183.63
GF Value