E N SHOHAM BUSINESS (XTAE:SHOM) Interest Coverage: N/A (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:SHOM E N SHOHAM BUSINESS Ltd XTAE:SHOM
85 GF Score
Price ₪7.79
GF Value ₪8.93
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is E N SHOHAM BUSINESS Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. E N SHOHAM BUSINESS's Operating Income for the three months ended in Mar. 2026 was ₪13.4 Mil. E N SHOHAM BUSINESS's Interest Expense for the three months ended in Mar. 2026 was ₪0.0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for E N SHOHAM BUSINESS's Interest Coverage or its related term are showing as below:


XTAE:SHOM's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 52.24
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


E N SHOHAM BUSINESS  (XTAE:SHOM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


E N SHOHAM BUSINESS Interest Coverage Related Terms


E N SHOHAM BUSINESS Interest Coverage Historical Data

* Premium members only.

The historical data trend for E N SHOHAM BUSINESS's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

E N SHOHAM BUSINESS Interest Coverage Chart

E N SHOHAM BUSINESS Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 4.16 5.02 6.92 6.65 3.73

E N SHOHAM BUSINESS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

XTAE:SHOM vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, E N SHOHAM BUSINESS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E N SHOHAM BUSINESS Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, E N SHOHAM BUSINESS's Interest Coverage distribution charts can be found below:

* The bar in red indicates where E N SHOHAM BUSINESS's Interest Coverage falls into.


XTAE:SHOM
85GF Score
E N SHOHAM BUSINESS Ltd XTAE:SHOM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

E N SHOHAM BUSINESS Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

E N SHOHAM BUSINESS's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, E N SHOHAM BUSINESS's Interest Expense was ₪-28.1 Mil. Its Operating Income was ₪104.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪286.1 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*104.772/-28.119
=3.73

E N SHOHAM BUSINESS's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, E N SHOHAM BUSINESS's Interest Expense was ₪0.0 Mil. Its Operating Income was ₪13.4 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪286.6 Mil.

GuruFocus does not calculate E N SHOHAM BUSINESS's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is E N SHOHAM BUSINESS (XTAE:SHOM) Overvalued in 2026?

Based on GuruFocus' analysis, E N SHOHAM BUSINESS stock appears to be undervalued. The current stock price of ₪7.79 is trading 12.8% below its estimated GF Value™ of ₪8.93. GuruFocus considers E N SHOHAM BUSINESS to be Modestly Undervalued.

Key valuation signals for XTAE:SHOM:

  • Interest Coverage: N/A
  • GF Value™: ₪8.93 vs. price of ₪7.79 (12.8% below fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the XTAE:SHOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E N SHOHAM BUSINESS Business Description

Address Hayin 4, Zichron Yaakov, ISR, 3095011
E N SHOHAM BUSINESS Ltd is a Company engaged in providing credit to businesses, for working capital needs, mainly through the trade in third-party deferred relays.
85GF Score

Get the complete analysis for XTAE:SHOM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪7.79
Price
₪8.93
GF Value