YORW (The York Water Co) Interest Coverage: 2.34 (As of Mar. 2026) — 47% Below Median


YORW The York Water Co YORW
71 GF Score
Price $30.60
GF Value $38.86
Valuation Modestly Undervalued
! 7 Warning Signs
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What is The York Water Co Interest Coverage?

The York Water Co YORW +0.56% 71 Interest Coverage is 2.34 as of Mar. 2026, which is 47% below its 10-year median of 4.39. GuruFocus rates YORW with a GF Score™ of 71/100 and a GF Value™ of $38.86 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 449 Utilities - Regulated companies, The York Water Co ranks worse than 63.47% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. The York Water Co's Operating Income for the three months ended in Mar. 2026 was $6.35 Mil. The York Water Co's Interest Expense for the three months ended in Mar. 2026 was $-2.72 Mil. The York Water Co's interest coverage for the quarter that ended in Mar. 2026 was 2.34. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for The York Water Co's Interest Coverage or its related term are showing as below:

YORW' s Interest Coverage Range Over the Past 10 Years
Min: 2.63   Med: 4.39   Max: 5.19
Current: 2.63


YORW's Interest Coverage is ranked worse than
63.47% of 449 companies
in the Utilities - Regulated industry
Industry Median: 3.78 vs YORW: 2.63

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


The York Water Co  (NAS:YORW) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


The York Water Co Interest Coverage Related Terms


The York Water Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for The York Water Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The York Water Co Interest Coverage Chart

The York Water Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.75 4.79 4.19 3.15 2.70

The York Water Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.60 2.81 3.03 2.37 2.34

YORW vs CWCO, CDZI, ARTNA: Interest Coverage Comparison

For the Utilities - Regulated Water subindustry, The York Water Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The York Water Co Interest Coverage vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, The York Water Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where The York Water Co's Interest Coverage falls into.


YORW
71GF Score
The York Water Co YORW
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The York Water Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The York Water Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, The York Water Co's Interest Expense was $-10.26 Mil. Its Operating Income was $27.71 Mil. And its Long-Term Debt & Capital Lease Obligation was $221.90 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*27.705/-10.262
=2.70

The York Water Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, The York Water Co's Interest Expense was $-2.72 Mil. Its Operating Income was $6.35 Mil. And its Long-Term Debt & Capital Lease Obligation was $227.06 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*6.353/-2.715
=2.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.34 mean?
The York Water Co (YORW) has a Interest Coverage of 2.34 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The York Water Co and its competitors. This is 47% below median its historical median of 4.39. Over the past decade, The York Water Co's Interest Coverage has ranged from 2.63 to 5.19. According to the industry distribution chart, The York Water Co ranks #285 out of 449 companies in the Utilities - Regulated industry, placing it in the top 63.5%.
Is The York Water Co's Interest Coverage too high?
The York Water Co's current Interest Coverage of 2.34 is 47% below median its 10-year median of 4.39. Over the past 10 years, this metric has ranged from a low of 2.63 to a high of 5.19. The Utilities - Regulated industry median Interest Coverage is 3.78. The York Water Co's value of 2.34 is 38.1% below this industry median. Based on the distribution chart, The York Water Co ranks #285 out of 449 companies in the Utilities - Regulated industry, which is below the industry midpoint. Overall, The York Water Co has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The York Water Co's Interest Coverage compare to CWCO and CDZI?
According to the Utilities - Regulated industry distribution chart, The York Water Co ranks #285 out of 449 companies for Interest Coverage. This places The York Water Co in the lower half of its industry. The industry median Interest Coverage is 3.78. The York Water Co's value of 2.34 is 38.1% below this benchmark. Historically, The York Water Co's own Interest Coverage has ranged from 2.63 to 5.19 over the past decade. While the company's 10-year median is 4.39 vs. the industry median of 3.78, The York Water Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Utilities - Regulated company?
The median Interest Coverage among Utilities - Regulated companies is 3.78, based on 449 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The York Water Co's current Interest Coverage of 2.34 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The York Water Co and its competitors. For the Utilities - Regulated industry, the median Interest Coverage is 3.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The York Water Co's current Interest Coverage is 2.34, which is 47% below median its own 10-year median of 4.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The York Water Co stock overvalued right now?
Based on GuruFocus' analysis, The York Water Co (YORW) is currently considered Modestly Undervalued. The stock's GF Value™ is $38.86, compared to a current price of $30.60 — trading 21.3% below its estimated fair value. The current Interest Coverage is 2.34, which is 47% below median its 10-year median of 4.39 and 38.1% below the Utilities - Regulated industry median of 3.78. The York Water Co's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The York Water Co (YORW), the current Interest Coverage is 2.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The York Water Co (YORW) Overvalued in 2026?

Based on GuruFocus' analysis, The York Water Co stock appears to be undervalued. The current stock price of $30.60 is trading 21.3% below its estimated GF Value™ of $38.86. GuruFocus considers The York Water Co to be Modestly Undervalued.

Key valuation signals for YORW:

  • Interest Coverage: 2.34 (47% below median its 10-year median of 4.39)
  • GF Value™: $38.86 vs. price of $30.60 (21.3% below fair value)
  • GF Score™: 71/100 with 7 warning signs
  • Industry Position: 38.1% below the Utilities - Regulated median (#285 of 449)

No single metric tells the full story. See the YORW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The York Water Co Business Description

Other Exchanges YWA:Germany
Address 130 East Market Streetq, York, PA, USA, 17401
The York Water Co is the investor-owned water utility in the United States. The primary business of the company is to impound, purify to meet or exceed safe drinking water standards and distribute water. The company also owns and operates three wastewater collection systems and twelve wastewater collection and treatment systems. The company operates within its franchised water and wastewater territory, which covers portions of municipalities within four counties in south-central Pennsylvania. It provides services to diversified, manufacturing such items as fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergent, barbells, and motorcycles.
71GF Score

Get the complete analysis for YORW

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.60
Price
$38.86
GF Value