YORW (The York Water Co) Financial Strength: 4 (As of Jun. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

YORW The York Water Co YORW
78 GF Score
Price $34.13
GF Value $36.33
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is The York Water Co Financial Strength?

The York Water Co YORW +0.15% 78 Financial Strength is 4 as of Jun. 2026, which is at its 10-year median of 4.00. GuruFocus rates YORW with a GF Score™ of 78/100 and a GF Value™ of $36.33 (Fairly Valued). The stock has 7 warning signs investors should review.

The York Water Co has the Financial Strength Rank of 4.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

The York Water Co's Interest Coverage for the quarter that ended in Jun. 2026 was 4.30. The York Water Co's debt to revenue ratio for the quarter that ended in Jun. 2026 was 2.02. As of today, The York Water Co's Altman Z-Score is 1.29.


The York Water Co  (NAS:YORW) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

The York Water Co has the Financial Strength Rank of 4.


The York Water Co Financial Strength Related Terms


YORW vs CWCO, ARTNA, CDZI: Financial Strength Comparison

For the Utilities - Regulated Water subindustry, The York Water Co's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The York Water Co Financial Strength vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, The York Water Co's Financial Strength distribution charts can be found below:

* The bar in red indicates where The York Water Co's Financial Strength falls into.


YORW
78GF Score
The York Water Co YORW
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The York Water Co Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

The York Water Co's Interest Expense for the months ended in Jun. 2026 was $-2.28 Mil. Its Operating Income for the months ended in Jun. 2026 was $9.81 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $189.36 Mil.

The York Water Co's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*9.808/-2.282
=4.30

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

The York Water Co's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.34 + 189.364) / 94.06
=2.02

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

The York Water Co has a Z-score of 1.29, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.29 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 4 mean?
The York Water Co (YORW) has a Financial Strength of 4 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on The York Water Co and its competitors. This is near median its historical median of 4.00. Over the past decade, The York Water Co's Financial Strength has ranged from 4.00 to 5.00.
Is The York Water Co's Financial Strength too high?
The York Water Co's current Financial Strength of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 5.00. Overall, The York Water Co has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The York Water Co's Financial Strength compare to CWCO and ARTNA?
The York Water Co's Financial Strength of 4 can be compared against companies in the Utilities - Regulated industry. Historically, The York Water Co's own Financial Strength has ranged from 4.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Utilities - Regulated company?
A good Financial Strength depends on the Utilities - Regulated industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on The York Water Co and its competitors. The York Water Co's current Financial Strength is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The York Water Co stock overvalued right now?
Based on GuruFocus' analysis, The York Water Co (YORW) is currently considered Fairly Valued. The stock's GF Value™ is $36.33, compared to a current price of $34.13 — trading 6.1% below its estimated fair value. The current Financial Strength is 4, which is near median its 10-year median of 4.00. The York Water Co's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For The York Water Co (YORW), the current Financial Strength is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The York Water Co (YORW) Overvalued in 2026?

Based on GuruFocus' analysis, The York Water Co stock appears to be undervalued. The current stock price of $34.13 is trading 6.1% below its estimated GF Value™ of $36.33. GuruFocus considers The York Water Co to be Fairly Valued.

Key valuation signals for YORW:

  • Financial Strength: 4 (near median its 10-year median of 4.00)
  • GF Value™: $36.33 vs. price of $34.13 (6.1% below fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the YORW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The York Water Co Business Description

Other Exchanges YWA:Germany
Address 130 East Market Streetq, York, PA, USA, 17401
The York Water Co is the investor-owned water utility in the United States. The primary business of the company is to impound, purify to meet or exceed safe drinking water standards and distribute water. The company also owns and operates three wastewater collection systems and twelve wastewater collection and treatment systems. The company operates within its franchised water and wastewater territory, which covers portions of municipalities within four counties in south-central Pennsylvania. It provides services to diversified, manufacturing such items as fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergent, barbells, and motorcycles.
78GF Score

Get the complete analysis for YORW

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.13
Price
$36.33
GF Value