Bosqar dd (ZAG:BSQR) Interest Coverage: 1.17 (As of Sep. 2025) — 55% Below Median

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ZAG:BSQR Bosqar dd ZAG:BSQR
87 GF Score
Price €29.20
GF Value €39.46
Valuation Modestly Undervalued
! 12 Warning Signs
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What is Bosqar dd Interest Coverage?

Bosqar dd ZAG:BSQR +0.69% 87 Interest Coverage is 1.17 as of Sep. 2025, which is 55% below its 10-year median of 2.60. GuruFocus rates ZAG:BSQR with a GF Score™ of 87/100 and a GF Value™ of €39.46 (Modestly Undervalued). The stock has 12 warning signs investors should review. Among 484 Asset Management companies, Bosqar dd ranks worse than 93.39% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bosqar dd's Operating Income for the three months ended in Sep. 2025 was €8.5 Mil. Bosqar dd's Interest Expense for the three months ended in Sep. 2025 was €-7.3 Mil. Bosqar dd's interest coverage for the quarter that ended in Sep. 2025 was 1.17. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Bosqar dd's Interest Coverage or its related term are showing as below:

ZAG:BSQR' s Interest Coverage Range Over the Past 10 Years
Min: 0.68   Med: 2.6   Max: 6.07
Current: 0.88


ZAG:BSQR's Interest Coverage is ranked worse than
93.39% of 484 companies
in the Asset Management industry
Industry Median: 45.62 vs ZAG:BSQR: 0.88

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bosqar dd  (ZAG:BSQR) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bosqar dd Interest Coverage Related Terms


Bosqar dd Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bosqar dd's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bosqar dd Interest Coverage Chart

Bosqar dd Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial 3.24 5.01 1.96 1.01 0.68

Bosqar dd Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.38 0.96 0.42 0.72 1.17

ZAG:BSQR vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Bosqar dd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bosqar dd Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Bosqar dd's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bosqar dd's Interest Coverage falls into.


ZAG:BSQR
87GF Score
Bosqar dd ZAG:BSQR
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bosqar dd Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bosqar dd's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Bosqar dd's Interest Expense was €-11.1 Mil. Its Operating Income was €7.5 Mil. And its Long-Term Debt & Capital Lease Obligation was €142.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*7.478/-11.075
=0.68

Bosqar dd's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the three months ended in Sep. 2025, Bosqar dd's Interest Expense was €-7.3 Mil. Its Operating Income was €8.5 Mil. And its Long-Term Debt & Capital Lease Obligation was €325.9 Mil.

Interest Coverage=-1* Operating Income (Q: Sep. 2025 )/Interest Expense (Q: Sep. 2025 )
=-1*8.515/-7.262
=1.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.17 mean?
Bosqar dd (ZAG:BSQR) has a Interest Coverage of 1.17 as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bosqar dd and its competitors. This is 55% below median its historical median of 2.60. Over the past decade, Bosqar dd's Interest Coverage has ranged from 0.68 to 6.07. According to the industry distribution chart, Bosqar dd ranks #452 out of 484 companies in the Asset Management industry, placing it in the top 93.4%.
Is Bosqar dd's Interest Coverage too high?
Bosqar dd's current Interest Coverage of 1.17 is 55% below median its 10-year median of 2.60. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 6.07. The Asset Management industry median Interest Coverage is 45.62. Bosqar dd's value of 1.17 is 97.4% below this industry median. Based on the distribution chart, Bosqar dd ranks #452 out of 484 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Bosqar dd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bosqar dd's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Bosqar dd ranks #452 out of 484 companies for Interest Coverage. This places Bosqar dd in the lower half of its industry. The industry median Interest Coverage is 45.62. Bosqar dd's value of 1.17 is 97.4% below this benchmark. Historically, Bosqar dd's own Interest Coverage has ranged from 0.68 to 6.07 over the past decade. While the company's 10-year median is 2.60 vs. the industry median of 45.62, Bosqar dd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.62, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bosqar dd's current Interest Coverage of 1.17 is 97.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bosqar dd and its competitors. For the Asset Management industry, the median Interest Coverage is 45.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bosqar dd's current Interest Coverage is 1.17, which is 55% below median its own 10-year median of 2.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bosqar dd stock overvalued right now?
Based on GuruFocus' analysis, Bosqar dd (ZAG:BSQR) is currently considered Modestly Undervalued. The stock's GF Value™ is €39.46, compared to a current price of €29.20 — trading 26% below its estimated fair value. The current Interest Coverage is 1.17, which is 55% below median its 10-year median of 2.60 and 97.4% below the Asset Management industry median of 45.62. Bosqar dd's overall GF Score™ is 87/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bosqar dd (ZAG:BSQR), the current Interest Coverage is 1.17 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bosqar dd (ZAG:BSQR) Overvalued in 2026?

Based on GuruFocus' analysis, Bosqar dd stock appears to be undervalued. The current stock price of €29.20 is trading 26% below its estimated GF Value™ of €39.46. GuruFocus considers Bosqar dd to be Modestly Undervalued.

Key valuation signals for ZAG:BSQR:

  • Interest Coverage: 1.17 (55% below median its 10-year median of 2.60)
  • GF Value™: €39.46 vs. price of €29.20 (26% below fair value)
  • GF Score™: 87/100 with 12 warning signs
  • Industry Position: 97.4% below the Asset Management median (#452 of 484)

No single metric tells the full story. See the ZAG:BSQR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bosqar dd Business Description

Address Ulica grada Vukovara 23, Zagreb, HRV, 10000
Bosqar dd is a builder and perpetual capital provider company that operates under four business verticals which include Business Process and Technology Outsourcing (BPTO), HR, eCommerce and Food.
87GF Score

Get the complete analysis for ZAG:BSQR

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.20
Price
€39.46
GF Value