Paycom Software (HAM:0PY) Interest Expense: €-6 Mil (TTM As of Mar. 2026)

What is Paycom Software Interest Expense?

Paycom Software HAM:0PY +2.57% 71 Interest Expense is €-6 Mil as of Mar. 2026. GuruFocus rates HAM:0PY with a GF Score™ of 71/100 and a GF Value™ of €217.18 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Paycom Software's interest expense for the three months ended in Mar. 2026 was € -3 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-6 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Paycom Software's Operating Income for the three months ended in Mar. 2026 was € 182 Mil. Paycom Software's Interest Expense for the three months ended in Mar. 2026 was € -3 Mil. Paycom Software's Interest Coverage for the quarter that ended in Mar. 2026 was 52.52. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Paycom Software (HAM:0PY) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Paycom Software's Interest Expense for the three months ended in Mar. 2026 was €-3 Mil. Its Operating Income for the three months ended in Mar. 2026 was €182 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was €636 Mil.

Paycom Software's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage	=	-1	*	Operating Income (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	181.736	/	-3.46
	=	52.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Paycom Software Interest Expense Historical Data

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The historical data trend for Paycom Software's Interest Expense can be seen below:

Paycom Software Interest Expense Chart

Paycom Software Annual Data

Trend

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Interest Expense

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0.00

-2.36

-1.74

-3.25

-2.90

Paycom Software Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-0.74	-0.69	-0.94	-0.60	-3.46

71GF Score

Paycom Software Inc HAM:0PY

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Paycom Software Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-6 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of €-6 Mil mean?

Paycom Software (HAM:0PY) has a Interest Expense of €-6 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Paycom Software and its competitors.

Is Paycom Software's Interest Expense too high?

Paycom Software's current Interest Expense is €-6 Mil. Overall, Paycom Software has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Paycom Software's Interest Expense compare to ESTC and CVLT?

Paycom Software's Interest Expense of €-6 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Software company?

A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Paycom Software and its competitors. Paycom Software's current Interest Expense is €-6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Paycom Software stock overvalued right now?

Based on GuruFocus' analysis, Paycom Software (HAM:0PY) is currently considered Significantly Undervalued. The stock's GF Value™ is €217.18, compared to a current price of €125.65 — trading 42.1% below its estimated fair value. The current Interest Expense is €-6 Mil. Paycom Software's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Paycom Software (HAM:0PY), the current Interest Expense is €-6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paycom Software (HAM:0PY) Overvalued in 2026?

Based on GuruFocus' analysis, Paycom Software stock appears to be undervalued. The current stock price of €125.65 is trading 42.1% below its estimated GF Value™ of €217.18. GuruFocus considers Paycom Software to be Significantly Undervalued.

Key valuation signals for HAM:0PY:

Interest Expense: €-6 Mil
GF Value™: €217.18 vs. price of €125.65 (42.1% below fair value)
GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the HAM:0PY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paycom Software Business Description

Industry Technology Software

Comparable Companies ESTC CVLT NAVN PCOR PCTY DUOL YOU APPF TTAN LYFT XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE

Other Exchanges PAYC:USA PAYC:Mexico 1PAYC:Italy 0KGH:UK P1YC34:Brazil

Address 7501 W. Memorial Road, Oklahoma, OK, USA, 73142

Website https://www.paycom.com

Founded in 1998, Paycom is a human capital management software-as-a-service provider addressing customer requirements surrounding payroll, talent acquisition, talent management, HR management, as well as time and labor. The company services businesses of all sizes within the United States and internationally. The company primarily generates revenue through the sale of subscriptions providing access to its HCM platform. To a lesser extent, the company also generates revenue from implementation services provided to customers as well as interest income generated from customer funds. As of fiscal 2024, the company serviced slightly over 37,500 customers and stored data on over 7 million employees.

71GF Score

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€125.65

Price

€217.18

GF Value

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