REF Holdings (HKSE:01631) Interest Expense: HK$-1.14 Mil (TTM As of Jun. 2026)

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HKSE:01631 REF Holdings Ltd HKSE:01631
50 GF Score
Price HK$1.31
GF Value HK$0.25
Valuation Significantly Overvalued
! 5 Warning Signs
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What is REF Holdings Interest Expense?

REF Holdings HKSE:01631 +0.38% 50 Interest Expense is HK$-1.14 Mil as of Jun. 2026. GuruFocus rates HKSE:01631 with a GF Score™ of 50/100 and a GF Value™ of HK$0.25 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. REF Holdings's interest expense for the six months ended in Jun. 2026 was HK$ -0.49 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was HK$-1.14 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. REF Holdings's Operating Income for the six months ended in Jun. 2026 was HK$ 3.36 Mil. REF Holdings's Interest Expense for the six months ended in Jun. 2026 was HK$ -0.49 Mil. REF Holdings's Interest Coverage for the quarter that ended in Jun. 2026 was 6.81. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

REF Holdings  (HKSE:01631) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

REF Holdings's Interest Expense for the six months ended in Jun. 2026 was HK$-0.49 Mil. Its Operating Income for the six months ended in Jun. 2026 was HK$3.36 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Jun. 2026 was HK$1.41 Mil.

REF Holdings's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*3.359/-0.493
=6.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

REF Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for REF Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

REF Holdings Interest Expense Chart

REF Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.84 -1.06 -0.59 -1.62 -1.47

REF Holdings Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.63 -0.99 -0.82 -0.65 -0.49
HKSE:01631
50GF Score
REF Holdings Ltd HKSE:01631
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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REF Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was HK$-1.14 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of HK$-1.14 Mil mean?
REF Holdings (HKSE:01631) has a Interest Expense of HK$-1.14 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on REF Holdings and its competitors.
Is REF Holdings' Interest Expense too high?
REF Holdings' current Interest Expense is HK$-1.14 Mil. Overall, REF Holdings has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does REF Holdings' Interest Expense compare to CTAS and CPRT?
REF Holdings' Interest Expense of HK$-1.14 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Business Services company?
A good Interest Expense depends on the Business Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on REF Holdings and its competitors. REF Holdings's current Interest Expense is HK$-1.14 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is REF Holdings stock overvalued right now?
Based on GuruFocus' analysis, REF Holdings (HKSE:01631) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.25, compared to a current price of HK$1.31 — trading 422% above its estimated fair value. The current Interest Expense is HK$-1.14 Mil. REF Holdings' overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For REF Holdings (HKSE:01631), the current Interest Expense is HK$-1.14 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is REF Holdings (HKSE:01631) Overvalued in 2026?

Based on GuruFocus' analysis, REF Holdings stock appears to be overvalued. The current stock price of HK$1.31 is trading 422% above its estimated GF Value™ of HK$0.25. GuruFocus considers REF Holdings to be Significantly Overvalued.

Key valuation signals for HKSE:01631:

  • Interest Expense: HK$-1.14 Mil
  • GF Value™: HK$0.25 vs. price of HK$1.31 (422% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the HKSE:01631 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

REF Holdings Business Description

Address 99 Queen’s Road Central, Units 5906 - 5912, 59th Floor, The Center, Hong Kong, HKG
REF Holdings Ltd provides financial printing, which comprises cover printing of listing documents, financial reports, compliance documents, and other documents. The convenient financial printing services include typesetting, proofreading, translation, design, printing, web submission, media placement, and distribution. The services of the group can be categorized into printing, translation, and media placement. The company generates revenue from the provision of financial printing services and investment holdings.
50GF Score

Get the complete analysis for HKSE:01631

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.31
Price
HK$0.25
GF Value