Dongguan Rural Commercial Bank Co (HKSE:09889) Interest Expense: HK$-12,230 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:09889 Dongguan Rural Commercial Bank Co Ltd HKSE:09889
65 GF Score
Price HK$3.24
GF Value HK$4.48
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Dongguan Rural Commercial Bank Co Interest Expense?

Dongguan Rural Commercial Bank Co HKSE:09889 -0.46% 65 Interest Expense is HK$-12,230 Mil as of Dec. 2025. GuruFocus rates HKSE:09889 with a GF Score™ of 65/100 and a GF Value™ of HK$4.48 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Dongguan Rural Commercial Bank Co's interest expense for the six months ended in Dec. 2025 was HK$ -5,959 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was HK$-12,230 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Dongguan Rural Commercial Bank Co's Operating Income for the six months ended in Dec. 2025 was HK$ Mil. Dongguan Rural Commercial Bank Co's Interest Expense for the six months ended in Dec. 2025 was HK$ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Dongguan Rural Commercial Bank Co Interest Expense Historical Data

* Premium members only.

The historical data trend for Dongguan Rural Commercial Bank Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dongguan Rural Commercial Bank Co Interest Expense Chart

Dongguan Rural Commercial Bank Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -13,988.93 -13,229.63 -13,683.44 -13,610.45 -12,296.79

Dongguan Rural Commercial Bank Co Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6,965.48 -6,955.91 -6,711.86 -6,270.41 -5,959.46
HKSE:09889
65GF Score
Dongguan Rural Commercial Bank Co Ltd HKSE:09889
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dongguan Rural Commercial Bank Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was HK$-12,230 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of HK$-12,230 Mil mean?
Dongguan Rural Commercial Bank Co (HKSE:09889) has a Interest Expense of HK$-12,230 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Dongguan Rural Commercial Bank Co and its competitors.
Is Dongguan Rural Commercial Bank Co's Interest Expense too high?
Dongguan Rural Commercial Bank Co's current Interest Expense is HK$-12,230 Mil. Overall, Dongguan Rural Commercial Bank Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dongguan Rural Commercial Bank Co's Interest Expense compare to competitors?
Dongguan Rural Commercial Bank Co's Interest Expense of HK$-12,230 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Dongguan Rural Commercial Bank Co and its competitors. Dongguan Rural Commercial Bank Co's current Interest Expense is HK$-12,230 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dongguan Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Dongguan Rural Commercial Bank Co (HKSE:09889) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$4.48, compared to a current price of HK$3.24 — trading 27.8% below its estimated fair value. The current Interest Expense is HK$-12,230 Mil. Dongguan Rural Commercial Bank Co's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Dongguan Rural Commercial Bank Co (HKSE:09889), the current Interest Expense is HK$-12,230 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dongguan Rural Commercial Bank Co (HKSE:09889) Overvalued in 2026?

Based on GuruFocus' analysis, Dongguan Rural Commercial Bank Co stock appears to be undervalued. The current stock price of HK$3.24 is trading 27.8% below its estimated GF Value™ of HK$4.48. GuruFocus considers Dongguan Rural Commercial Bank Co to be Modestly Undervalued.

Key valuation signals for HKSE:09889:

  • Interest Expense: HK$-12,230 Mil
  • GF Value™: HK$4.48 vs. price of HK$3.24 (27.8% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the HKSE:09889 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dongguan Rural Commercial Bank Co Business Description

Address No.2, Hongfu East Road, Guangdong Province, Dongcheng District, Dongguan, CHN, 523123
Dongguan Rural Commercial Bank Co Ltd is engaged in providing financial services in China. It operates in four segments: Corporate banking, which covers financial products and services to corporate customers, governments, and financial institutions; Personal banking business segment covers financial products and services to individual customers; Treasury segment covers the Group's money market transactions, repurchase transactions, debt instrument investments, wealth management products, and precious metals; and Others covers the remaining businesses of the Group that cannot be directly attributed to the above segments.
65GF Score

Get the complete analysis for HKSE:09889

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$3.24
Price
HK$4.48
GF Value