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The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Dongguan Rural Commercial Bank Co's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.00.
The historical rank and industry rank for Dongguan Rural Commercial Bank Co's Dividend Payout Ratio or its related term are showing as below:
HKSE:09889'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.39 Max: 0.44
Current: 0.44
During the past 8 years, the highest Dividend Payout Ratio of Dongguan Rural Commercial Bank Co was 0.44. The lowest was 0.33. And the median was 0.39.
HKSE:09889's Dividend Payout Ratio is ranked worse than 68.97% of 1170
companies
in the Banks industry
Industry Median: 0.32
vs HKSE:09889: 0.44
During the past 8 years, the highest Trailing Annual Dividend Yield of Dongguan Rural Commercial Bank Co was 9.17%. The lowest was 4.16%. And the median was 6.85%.
During the past 12 months, Dongguan Rural Commercial Bank Co's average Dividends Per Share Growth Rate was -1.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -4.70% per year.
During the past 8 years, the highest 3-Year average Dividends Per Share Growth Rate of Dongguan Rural Commercial Bank Co was -4.70% per year. The lowest was -4.70% per year. And the median was -4.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Dongguan Rural Commercial Bank Co (HKSE:09889) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Dongguan Rural Commercial Bank Co Dividend Payout Ratio Related Terms
Dongguan Rural Commercial Bank Co Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dongguan Rural Commercial Bank Co Dividend Payout Ratio Chart
Dongguan Rural Commercial Bank Co Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Dongguan Rural Commercial Bank Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dongguan Rural Commercial Bank Co Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Dongguan Rural Commercial Bank Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Dongguan Rural Commercial Bank Co's Dividend Payout Ratio falls into.
Dongguan Rural Commercial Bank Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dongguan Rural Commercial Bank Co (HKSE:09889) has a Dividend Payout Ratio of 0.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Dongguan Rural Commercial Bank Co and its competitors. Over the past decade, Dongguan Rural Commercial Bank Co's Dividend Payout Ratio has ranged from 0.33 to 0.44. According to the industry distribution chart, Dongguan Rural Commercial Bank Co ranks #807 out of 1170 companies in the Banks industry, placing it in the top 69%.
Is Dongguan Rural Commercial Bank Co's Dividend Payout Ratio too high?
Dongguan Rural Commercial Bank Co's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 0.44. Based on the distribution chart, Dongguan Rural Commercial Bank Co ranks #807 out of 1170 companies in the Banks industry, which is below the industry midpoint. Overall, Dongguan Rural Commercial Bank Co has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dongguan Rural Commercial Bank Co's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Dongguan Rural Commercial Bank Co ranks #807 out of 1170 companies for Dividend Payout Ratio. This places Dongguan Rural Commercial Bank Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Dongguan Rural Commercial Bank Co's own Dividend Payout Ratio has ranged from 0.33 to 0.44 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Dongguan Rural Commercial Bank Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dongguan Rural Commercial Bank Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dongguan Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Dongguan Rural Commercial Bank Co (HKSE:09889) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$4.49, compared to a current price of HK$3.32 — trading 26.1% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Dongguan Rural Commercial Bank Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Dongguan Rural Commercial Bank Co (HKSE:09889), the current Dividend Payout Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dongguan Rural Commercial Bank Co (HKSE:09889) Overvalued in 2026?
Based on GuruFocus' analysis, Dongguan Rural Commercial Bank Co stock appears to be undervalued.
The current stock price of HK$3.32 is trading 26.1% below its estimated GF Value™ of HK$4.49.
GuruFocus considers Dongguan Rural Commercial Bank Co to be Modestly Undervalued.
Key valuation signals for HKSE:09889:
Dividend Payout Ratio: 0.00
GF Value™: HK$4.49 vs. price of HK$3.32 (26.1% below fair value)
No single metric tells the full story. See the HKSE:09889 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dongguan Rural Commercial Bank Co Ltd is engaged in providing financial services in China. It operates in four segments: Corporate banking, which covers financial products and services to corporate customers, governments, and financial institutions; Personal banking business segment covers financial products and services to individual customers; Treasury segment covers the Group's money market transactions, repurchase transactions, debt instrument investments, wealth management products, and precious metals; and Others covers the remaining businesses of the Group that cannot be directly attributed to the above segments.
70GF Score
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