PT Bank Negara Indonesia (Persero) Tbk (ISX:BBNI) Interest Expense: Rp-31,307,704 Mil (TTM As of Jun. 2026)

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ISX:BBNI PT Bank Negara Indonesia (Persero) Tbk ISX:BBNI
75 GF Score
Price Rp3,820.00
GF Value Rp5,142.28
Valuation Modestly Undervalued
! 5 Warning Signs
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What is PT Bank Negara Indonesia (Persero) Tbk Interest Expense?

PT Bank Negara Indonesia (Persero) Tbk ISX:BBNI -1.29% 75 Interest Expense is Rp-31,307,704 Mil as of Jun. 2026. GuruFocus rates ISX:BBNI with a GF Score™ of 75/100 and a GF Value™ of Rp5,142.28 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PT Bank Negara Indonesia (Persero) Tbk's interest expense for the three months ended in Jun. 2026 was Rp -8,372,334 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was Rp-31,307,704 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PT Bank Negara Indonesia (Persero) Tbk's Operating Income for the three months ended in Jun. 2026 was Rp Mil. PT Bank Negara Indonesia (Persero) Tbk's Interest Expense for the three months ended in Jun. 2026 was Rp Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Bank Negara Indonesia (Persero) Tbk Interest Expense Historical Data

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The historical data trend for PT Bank Negara Indonesia (Persero) Tbk's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Negara Indonesia (Persero) Tbk Interest Expense Chart

PT Bank Negara Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11,720,943.00 -13,337,989.00 -20,196,023.00 -26,102,905.00 -29,060,959.00

PT Bank Negara Indonesia (Persero) Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7,219,527.00 -7,815,483.00 -7,147,335.00 -7,972,552.00 -8,372,334.00
ISX:BBNI
75GF Score
PT Bank Negara Indonesia (Persero) Tbk ISX:BBNI
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Negara Indonesia (Persero) Tbk Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-31,307,704 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of Rp-31,307,704 Mil mean?
PT Bank Negara Indonesia (Persero) Tbk (ISX:BBNI) has a Interest Expense of Rp-31,307,704 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors.
Is PT Bank Negara Indonesia (Persero) Tbk's Interest Expense too high?
PT Bank Negara Indonesia (Persero) Tbk's current Interest Expense is Rp-31,307,704 Mil. Overall, PT Bank Negara Indonesia (Persero) Tbk has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Negara Indonesia (Persero) Tbk's Interest Expense compare to competitors?
PT Bank Negara Indonesia (Persero) Tbk's Interest Expense of Rp-31,307,704 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. PT Bank Negara Indonesia (Persero) Tbk's current Interest Expense is Rp-31,307,704 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Negara Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk (ISX:BBNI) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp5,142.28, compared to a current price of Rp3,820.00 — trading 25.7% below its estimated fair value. The current Interest Expense is Rp-31,307,704 Mil. PT Bank Negara Indonesia (Persero) Tbk's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For PT Bank Negara Indonesia (Persero) Tbk (ISX:BBNI), the current Interest Expense is Rp-31,307,704 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Negara Indonesia (Persero) Tbk (ISX:BBNI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of Rp3,820.00 is trading 25.7% below its estimated GF Value™ of Rp5,142.28. GuruFocus considers PT Bank Negara Indonesia (Persero) Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BBNI:

  • Interest Expense: Rp-31,307,704 Mil
  • GF Value™: Rp5,142.28 vs. price of Rp3,820.00 (25.7% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the ISX:BBNI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Negara Indonesia (Persero) Tbk Business Description

Other Exchanges PTBRY:USABKE1:Germany
Address Jalan Jenderal Sudirman Kavling 1, Gedung Grha BNI, Jakarta Pusat, Jakarta, IDN, 10220
PT Bank Negara Indonesia (Persero) Tbk is an Indonesian state-owned bank, with the government holding just over half of the bank's outstanding shares. Its main banking activities include deposit-taking, providing credit, issuing debt instruments, money transfer services, secondary market services, wholesale banking, custody banking, capital investment, and other services. Its segments include Wholesale & International Banking, Institutional Banking, Enterprises & Commercial Banking, Retail Banking and Treasury. The company generates the majority of its revenue from the Wholesale & International Banking segment which includes loans, customer deposits, and other transactions belonging to corporate customers, both BUMN and private business entities.
75GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp3,820.00
Price
Rp5,142.28
GF Value