Unilever Pakistan Foods (KAR:UPFL) Interest Expense: ₨-20 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:UPFL Unilever Pakistan Foods Ltd KAR:UPFL
94 GF Score
Price ₨25,229.00
GF Value ₨29,219.30
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Unilever Pakistan Foods Interest Expense?

Unilever Pakistan Foods KAR:UPFL -1.16% 94 Interest Expense is ₨-20 Mil as of Mar. 2026. GuruFocus rates KAR:UPFL with a GF Score™ of 94/100 and a GF Value™ of ₨29,219.30 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Unilever Pakistan Foods's interest expense for the three months ended in Mar. 2026 was ₨ -31 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-20 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Unilever Pakistan Foods's Operating Income for the three months ended in Mar. 2026 was ₨ 3,329 Mil. Unilever Pakistan Foods's Interest Expense for the three months ended in Mar. 2026 was ₨ -31 Mil. Unilever Pakistan Foods's Interest Coverage for the quarter that ended in Mar. 2026 was 106.06. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Unilever Pakistan Foods  (KAR:UPFL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Unilever Pakistan Foods's Interest Expense for the three months ended in Mar. 2026 was ₨-31 Mil. Its Operating Income for the three months ended in Mar. 2026 was ₨3,329 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was ₨421 Mil.

Unilever Pakistan Foods's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*3329.477/-31.391
=106.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Unilever Pakistan Foods Ltd has enough cash to cover all of its debt. Its financial situation is stable.


Unilever Pakistan Foods Interest Expense Historical Data

* Premium members only.

The historical data trend for Unilever Pakistan Foods's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unilever Pakistan Foods Interest Expense Chart

Unilever Pakistan Foods Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.81 -14.25 -23.85 -22.99 -21.34

Unilever Pakistan Foods Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -32.41 -32.63 -14.46 58.14 -31.39
KAR:UPFL
94GF Score
Unilever Pakistan Foods Ltd KAR:UPFL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Unilever Pakistan Foods Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-20 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₨-20 Mil mean?
Unilever Pakistan Foods (KAR:UPFL) has a Interest Expense of ₨-20 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Unilever Pakistan Foods and its competitors.
Is Unilever Pakistan Foods' Interest Expense too high?
Unilever Pakistan Foods' current Interest Expense is ₨-20 Mil. Overall, Unilever Pakistan Foods has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Unilever Pakistan Foods' Interest Expense compare to KHC and GIS?
Unilever Pakistan Foods' Interest Expense of ₨-20 Mil can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Consumer Packaged Goods company?
A good Interest Expense depends on the Consumer Packaged Goods industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Unilever Pakistan Foods and its competitors. Unilever Pakistan Foods's current Interest Expense is ₨-20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unilever Pakistan Foods stock overvalued right now?
Based on GuruFocus' analysis, Unilever Pakistan Foods (KAR:UPFL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨29,219.30, compared to a current price of ₨25,229.00 — trading 13.7% below its estimated fair value. The current Interest Expense is ₨-20 Mil. Unilever Pakistan Foods' overall GF Score™ is 94/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Unilever Pakistan Foods (KAR:UPFL), the current Interest Expense is ₨-20 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unilever Pakistan Foods (KAR:UPFL) Overvalued in 2026?

Based on GuruFocus' analysis, Unilever Pakistan Foods stock appears to be undervalued. The current stock price of ₨25,229.00 is trading 13.7% below its estimated GF Value™ of ₨29,219.30. GuruFocus considers Unilever Pakistan Foods to be Modestly Undervalued.

Key valuation signals for KAR:UPFL:

  • Interest Expense: ₨-20 Mil
  • GF Value™: ₨29,219.30 vs. price of ₨25,229.00 (13.7% below fair value)
  • GF Score™: 94/100 with 5 warning signs

No single metric tells the full story. See the KAR:UPFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unilever Pakistan Foods Business Description

Address Fatima Jinnah Road, Avari Plaza, Karachi, SD, PAK, 75530
Unilever Pakistan Foods Ltd is a Pakistan-based company engaged in the manufacturing and selling of consumer and commercial food products. It sells the products under the brand names of Rafhan, Knorr, Hellmanns, Energile, Glaxose-D, and Food Solutions. It also includes brands such as Comfort, Dove, Lifebuoy, Pepsodent, Lux, Domex, Ponds, and other brands.
94GF Score

Get the complete analysis for KAR:UPFL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨25,229.00
Price
₨29,219.30
GF Value