Laan & Spar Bank AS (LTS:0F26) Interest Expense: kr-290 Mil (TTM As of Mar. 2026)

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LTS:0F26 Laan & Spar Bank AS LTS:0F26
42 GF Score
Price kr1,375.00
GF Value kr859.29
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Laan & Spar Bank AS Interest Expense?

Laan & Spar Bank AS LTS:0F26 42 Interest Expense is kr-290 Mil as of Mar. 2026. GuruFocus rates LTS:0F26 with a GF Score™ of 42/100 and a GF Value™ of kr859.29 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Laan & Spar Bank AS's interest expense for the three months ended in Mar. 2026 was kr -70 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was kr-290 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Laan & Spar Bank AS's Operating Income for the three months ended in Mar. 2026 was kr Mil. Laan & Spar Bank AS's Interest Expense for the three months ended in Mar. 2026 was kr Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Laan & Spar Bank AS Interest Expense Historical Data

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The historical data trend for Laan & Spar Bank AS's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laan & Spar Bank AS Interest Expense Chart

Laan & Spar Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -29.74 -55.18 -337.35 -505.39 -319.03

Laan & Spar Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -99.16 -79.58 -69.23 -71.06 -69.95
LTS:0F26
42GF Score
Laan & Spar Bank AS LTS:0F26
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Laan & Spar Bank AS Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-290 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of kr-290 Mil mean?
Laan & Spar Bank AS (LTS:0F26) has a Interest Expense of kr-290 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Laan & Spar Bank AS and its competitors.
Is Laan & Spar Bank AS's Interest Expense too high?
Laan & Spar Bank AS's current Interest Expense is kr-290 Mil. Overall, Laan & Spar Bank AS has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laan & Spar Bank AS's Interest Expense compare to competitors?
Laan & Spar Bank AS's Interest Expense of kr-290 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Laan & Spar Bank AS and its competitors. Laan & Spar Bank AS's current Interest Expense is kr-290 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laan & Spar Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Laan & Spar Bank AS (LTS:0F26) is currently considered Significantly Overvalued. The stock's GF Value™ is kr859.29, compared to a current price of kr1,375.00 — trading 60% above its estimated fair value. The current Interest Expense is kr-290 Mil. Laan & Spar Bank AS's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Laan & Spar Bank AS (LTS:0F26), the current Interest Expense is kr-290 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laan & Spar Bank AS (LTS:0F26) Overvalued in 2026?

Based on GuruFocus' analysis, Laan & Spar Bank AS stock appears to be overvalued. The current stock price of kr1,375.00 is trading 60% above its estimated GF Value™ of kr859.29. GuruFocus considers Laan & Spar Bank AS to be Significantly Overvalued.

Key valuation signals for LTS:0F26:

  • Interest Expense: kr-290 Mil
  • GF Value™: kr859.29 vs. price of kr1,375.00 (60% above fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the LTS:0F26 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Laan & Spar Bank AS Business Description

Other Exchanges LASP:Denmark
Address Hojbro Plads 9-11, Copenhagen, DNK, 1200
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
42GF Score

Get the complete analysis for LTS:0F26

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1,375.00
Price
kr859.29
GF Value