System D (TSE:3804) Interest Expense: 円-2 Mil (TTM As of Apr. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3804 System D Inc TSE:3804
75 GF Score
Price 円447.00
GF Value 円552.23
Valuation Modestly Undervalued
! 3 Warning Signs
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What is System D Interest Expense?

System D TSE:3804 +2.05% 75 Interest Expense is 円-2 Mil as of Apr. 2026. GuruFocus rates TSE:3804 with a GF Score™ of 75/100 and a GF Value™ of 円552.23 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. System D's interest expense for the six months ended in Apr. 2026 was 円 -1 Mil. Its interest expense for the trailing twelve months (TTM) ended in Apr. 2026 was 円-2 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. System D's Operating Income for the six months ended in Apr. 2026 was 円 652 Mil. System D's Interest Expense for the six months ended in Apr. 2026 was 円 -1 Mil. System D's Interest Coverage for the quarter that ended in Apr. 2026 was 883.60. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

System D  (TSE:3804) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

System D's Interest Expense for the six months ended in Apr. 2026 was 円-1 Mil. Its Operating Income for the six months ended in Apr. 2026 was 円652 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Apr. 2026 was 円13 Mil.

System D's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*652.094/-0.738
=883.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. System D Inc has enough cash to cover all of its debt. Its financial situation is stable.

System D Interest Expense Historical Data

* Premium members only.

The historical data trend for System D's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

System D Interest Expense Chart

System D Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.62 -0.98 -2.02 -1.78 -1.86

System D Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.86 -0.93 -0.97 -0.88 -0.74
TSE:3804
75GF Score
System D Inc TSE:3804
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

System D Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was 円-2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of 円-2 Mil mean?
System D (TSE:3804) has a Interest Expense of 円-2 Mil as of Apr. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on System D and its competitors.
Is System D's Interest Expense too high?
System D's current Interest Expense is 円-2 Mil. Overall, System D has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does System D's Interest Expense compare to UBER and SHOP?
System D's Interest Expense of 円-2 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on System D and its competitors. System D's current Interest Expense is 円-2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is System D stock overvalued right now?
Based on GuruFocus' analysis, System D (TSE:3804) is currently considered Modestly Undervalued. The stock's GF Value™ is 円552.23, compared to a current price of 円447.00 — trading 19.1% below its estimated fair value. The current Interest Expense is 円-2 Mil. System D's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For System D (TSE:3804), the current Interest Expense is 円-2 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is System D (TSE:3804) Overvalued in 2026?

Based on GuruFocus' analysis, System D stock appears to be undervalued. The current stock price of 円447.00 is trading 19.1% below its estimated GF Value™ of 円552.23. GuruFocus considers System D to be Modestly Undervalued.

Key valuation signals for TSE:3804:

  • Interest Expense: 円-2 Mil
  • GF Value™: 円552.23 vs. price of 円447.00 (19.1% below fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the TSE:3804 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

System D Business Description

Address 603 Karasuma-dori Sanjo Agarubanocho, Nakagyo Ward, Kyoto, JPN, 604-8172
System D Inc creates industry-specialized package software. The software development serves the schools, fitness clubs, distributors and other institutions. Its products and services include: Campus Plan, School Engine, PPP, Public Property Management System, Common Financial Accounting System, Smart Hello/Hello EX, Smart Hello Ticket/Hello Fun, Regulations Management System, and Contract creation and management system.
75GF Score

Get the complete analysis for TSE:3804

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円447.00
Price
円552.23
GF Value