Floor & Decor HoldingsFND +10.37%82 Interest Coverage is 16.46 as of Mar. 2026, which is 27% below its 10-year median of 22.43. GuruFocus rates FND with a GF Score™ of 82/100 and a GF Value™ of $99.81 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 826 Retail - Cyclical companies, Floor & Decor Holdings ranks better than 70.58% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Floor & Decor Holdings's
Operating Income
for the
three
months ended in Mar. 2026 was $52 Mil. Floor & Decor Holdings's Interest Expense for the
three
months ended in Mar. 2026 was $-3 Mil.
Floor & Decor Holdings's interest coverage for the quarter that ended in Mar. 2026 was 16.46.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Floor & Decor Holdings's Interest Coverage or its related term are showing as below:
FND'
s Interest Coverage Range Over the Past 10 Years
Min: 7.29 Med: 22.43 Max: 75.84
Current: 19.55
FND's Interest Coverage is ranked better than 70.58% of 826
companies
in the Retail - Cyclical industry
Industry Median: 7.85
vs FND: 19.55
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Floor & Decor Holdings Interest Coverage Related Terms
Floor & Decor Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Floor & Decor Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FND vs HVT, TTSH, LIVE: Interest Coverage Comparison
For the Home Improvement Retail subindustry, Floor & Decor Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Floor & Decor Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Floor & Decor Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Floor & Decor Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Floor & Decor Holdings (FND) has a Interest Coverage of 16.46 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Floor & Decor Holdings and its competitors. This is 27% below median its historical median of 22.43. Over the past decade, Floor & Decor Holdings' Interest Coverage has ranged from 7.29 to 75.84. According to the industry distribution chart, Floor & Decor Holdings ranks #243 out of 826 companies in the Retail - Cyclical industry, placing it in the top 29.4%.
Is Floor & Decor Holdings' Interest Coverage too high?
Floor & Decor Holdings' current Interest Coverage of 16.46 is 27% below median its 10-year median of 22.43. Over the past 10 years, this metric has ranged from a low of 7.29 to a high of 75.84. The Retail - Cyclical industry median Interest Coverage is 7.85. Floor & Decor Holdings' value of 16.46 is 109.7% above this industry median. Based on the distribution chart, Floor & Decor Holdings ranks #243 out of 826 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Floor & Decor Holdings has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Floor & Decor Holdings' Interest Coverage compare to HVT and TTSH?
According to the Retail - Cyclical industry distribution chart, Floor & Decor Holdings ranks #243 out of 826 companies for Interest Coverage. This puts Floor & Decor Holdings in the upper half of its industry. The industry median Interest Coverage is 7.85. Floor & Decor Holdings' value of 16.46 is 109.7% above this benchmark. Historically, Floor & Decor Holdings' own Interest Coverage has ranged from 7.29 to 75.84 over the past decade. While the company's 10-year median is 22.43 vs. the industry median of 7.85, Floor & Decor Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.85, based on 826 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Floor & Decor Holdings's current Interest Coverage of 16.46 is 109.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Floor & Decor Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Floor & Decor Holdings's current Interest Coverage is 16.46, which is 27% below median its own 10-year median of 22.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Floor & Decor Holdings stock overvalued right now?
Based on GuruFocus' analysis, Floor & Decor Holdings (FND) is currently considered Significantly Undervalued. The stock's GF Value™ is $99.81, compared to a current price of $56.80 — trading 43.1% below its estimated fair value. The current Interest Coverage is 16.46, which is 27% below median its 10-year median of 22.43 and 109.7% above the Retail - Cyclical industry median of 7.85. Floor & Decor Holdings' overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Floor & Decor Holdings (FND), the current Interest Coverage is 16.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Floor & Decor Holdings (FND) Overvalued in 2026?
Based on GuruFocus' analysis, Floor & Decor Holdings stock appears to be undervalued.
The current stock price of $56.80 is trading 43.1% below its estimated GF Value™ of $99.81.
GuruFocus considers Floor & Decor Holdings to be Significantly Undervalued.
Key valuation signals for FND:
Interest Coverage: 16.46 (27% below median its 10-year median of 22.43)
GF Value™: $99.81 vs. price of $56.80 (43.1% below fair value)
Industry Position: 109.7% above the Retail - Cyclical median (#243 of 826)
No single metric tells the full story. See the FND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Floor & Decor Holdings Inc operates as a specialty retailer in the hard surface flooring market. Its stores offer a range of tile, wood, laminate, and natural stone flooring products, as well as decorative and installation accessories at everyday low prices. It appeals to a variety of customers including professional installers, commercial businesses, Do It Yourself (DIY) customers, and customers who buy the products for professional installation. Geographically, the group has a presence in the United States region and also offers its product through an e-commerce site. The company segments include retail segment and others.
82GF Score
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