What is Alerus Financial Intrinsic Value: Projected FCF?
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-04-26), Alerus Financial's Intrinsic Value: Projected FCF is $36.71. The stock price of Alerus Financial is $20.45. Therefore, Alerus Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.6.
The historical rank and industry rank for Alerus Financial's Intrinsic Value: Projected FCF or its related term are showing as below:
ALRS'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.56 Med: 0.76 Max: 1.19
Current: 0.56
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Alerus Financial was 1.19. The lowest was 0.56. And the median was 0.76.
ALRS's Price-to-Projected-FCF is ranked worse than 66.12% of 1216
companies
in the Banks industry
Industry Median: 0.435
vs ALRS: 0.56
Alerus Financial Intrinsic Value: Projected FCF Historical Data
The historical data trend for Alerus Financial's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Alerus Financial's Intrinsic Value: Projected FCF
For the Banks - Regional subindustry, Alerus Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alerus Financial's Price-to-Projected-FCF Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Alerus Financial's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Alerus Financial's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Alerus Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
20.45
/
36.705048237084
=
0.56
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alerus Financial Intrinsic Value: Projected FCF Related Terms
Thank you for viewing the detailed overview of Alerus Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Alerus Financial (Alerus Financial) Business Description
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and Mortgage. It provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services as well as wealth management services, including financial & estate planning, trust, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
ALRS has been successfully added to your 