ALRS (Alerus Financial) Gross Loan: $4,061.0 Mil (As of Jun. 2026)

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ALRS Alerus Financial Corp ALRS
53 GF Score
Price $33.22
GF Value $23.45
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Alerus Financial Gross Loan?

Alerus Financial ALRS -1.60% 53 Gross Loan is $4,061.0 Mil as of Jun. 2026. GuruFocus rates ALRS with a GF Score™ of 53/100 and a GF Value™ of $23.45 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Alerus Financial's Gross Loan for the quarter that ended in Jun. 2026 was $4,061.0 Mil.

Alerus Financial's quarterly Gross Loan declined from Dec. 2025 ($4,070.0 Mil) to Mar. 2026 ($4,057.1 Mil) but then increased from Mar. 2026 ($4,057.1 Mil) to Jun. 2026 ($4,061.0 Mil).

Alerus Financial's annual Gross Loan increased from Dec. 2023 ($2,771.1 Mil) to Dec. 2024 ($4,009.1 Mil) and increased from Dec. 2024 ($4,009.1 Mil) to Dec. 2025 ($4,070.0 Mil).

Alerus Financial Gross Loan Related Terms

Alerus Financial Gross Loan Historical Data

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The historical data trend for Alerus Financial's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alerus Financial Gross Loan Chart

Alerus Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,804.51 2,453.48 2,771.08 4,009.05 4,069.96

Alerus Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,113.24 4,119.83 4,069.96 4,057.09 4,060.96
ALRS
53GF Score
Alerus Financial Corp ALRS
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Alerus Financial Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $4,061.0 Mil mean?
Alerus Financial (ALRS) has a Gross Loan of $4,061.0 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Alerus Financial and its competitors.
Is Alerus Financial's Gross Loan too high?
Alerus Financial's current Gross Loan is $4,061.0 Mil. Overall, Alerus Financial has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alerus Financial's Gross Loan compare to SPFI and ORRF?
Alerus Financial's Gross Loan of $4,061.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Alerus Financial and its competitors. Alerus Financial's current Gross Loan is $4,061.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alerus Financial stock overvalued right now?
Based on GuruFocus' analysis, Alerus Financial (ALRS) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.45, compared to a current price of $33.22 — trading 41.7% above its estimated fair value. The current Gross Loan is $4,061.0 Mil. Alerus Financial's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Alerus Financial (ALRS), the current Gross Loan is $4,061.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alerus Financial (ALRS) Overvalued in 2026?

Based on GuruFocus' analysis, Alerus Financial stock appears to be overvalued. The current stock price of $33.22 is trading 41.7% above its estimated GF Value™ of $23.45. GuruFocus considers Alerus Financial to be Significantly Overvalued.

Key valuation signals for ALRS:

  • Gross Loan: $4,061.0 Mil
  • GF Value™: $23.45 vs. price of $33.22 (41.7% above fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the ALRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alerus Financial Business Description

Other Exchanges 5QD:Germany
Address 401 Demers Avenue, Grand Forks, ND, USA, 58201
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
53GF Score

Get the complete analysis for ALRS

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.22
Price
$23.45
GF Value