ALRS (Alerus Financial) GF Value : $20.41 (As of Mar. 26, 2025)

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What is Alerus Financial GF Value?

As of today (2025-03-26), Alerus Financial's share price is $18.42. Alerus Financial's GF Value is $20.41. Therefore, Alerus Financial's Price-to-GF-Value for today is 0.90. Based on the relationship between the current stock price and the GF Value, GuruFocus believes Alerus Financial is Modestly Undervalued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

Alerus Financial (NAS:ALRS) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

Alerus Financial's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	18.42	/	20.41
	=	0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alerus Financial GF Value Related Terms

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Alerus Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Alerus Financial Corp (NAS:ALRS) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

401 Demers Avenue, Grand Forks, ND, USA, 58201

Website

https://www.alerus.com

Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and Mortgage. It provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services as well as wealth management services, including financial & estate planning, trust, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.

Executives

Katie A Lorenson	officer: Executive Vice President/ CFO	401 DEMERS AVENUE, GRAND FORKS ND 58201
Kari Koob	officer: Director of Accounting	401 DEMERS AVENUE, GRAND FORKS ND 58201
Alan Villalon	officer: Chief Financial Officer	401 DEMERS AVENUE, GRAND FORKS ND 58201
Galen G Vetter	director	500 EAST GRANT STREET, #2011, MINNEAPOLIS MN 55404
Janet O Estep	director	6060 COVENTRY DRIVE, ELKHORN NE 68022
Jerrod Hanson	officer: Chief Accounting Officer	401 DEMERS AVENUE, GRAND FORKS ND 58201
Jon Hendry	officer: Chief Technology Officer & EVP	401 DEMERS AVENUE, GRAND FORKS ND 58201
Missy Keney	officer: Chief Engagement Officer & EVP	401 DEMERS AVENUE, GRAND FORKS ND 58201
Jim Collins	officer: EVP, CBO & CRO	401 DEMERS AVENUE, GRAND FORKS ND 58201
Jill Schurtz	director	401 DEMERS AVENUE, GRAND FORKS ND 58201
Mary Zimmer	director	401 DEMERS AVENUE, GRAND FORKS ND 58201
Ryan Goldberg	officer: Chief Revenue Officer	401 DEMERS AVENUE, GRAND FORKS ND 58201
Michael S Mathews	director	3680 VICTORIA STREET NORTH, SHOREVIEW MN 55126
Kris Compton	officer: Executive Vice President/ CSO	401 DEMERS AVENUE, GRAND FORKS ND 58201
Ann Mcconn	officer: Executive Vice President/ CBO	401 DEMERS AVENUE, GRAND FORKS ND 58201