BFS (Saul Centers) Liabilities-to-Assets : 0.78 (As of Mar. 2026)


BFS Saul Centers Inc BFS
78 GF Score
Price $36.14
GF Value $42.02
Valuation Modestly Undervalued
! 9 Warning Signs
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What is Saul Centers Liabilities-to-Assets?

Saul Centers BFS +0.64% 78 Liabilities-to-Assets is 0.78 as of Mar. 2026. GuruFocus rates BFS with a GF Score™ of 78/100 and a GF Value™ of $42.02 (Modestly Undervalued). The stock has 9 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Saul Centers's Total Liabilities for the quarter that ended in Mar. 2026 was $1,683.4 Mil. Saul Centers's Total Assets for the quarter that ended in Mar. 2026 was $2,156.9 Mil. Therefore, Saul Centers's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.78.


Saul Centers  (NYSE:BFS) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Saul Centers Liabilities-to-Assets Related Terms


Saul Centers Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Saul Centers's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saul Centers Liabilities-to-Assets Chart

Saul Centers Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 0.72 0.75 0.76 0.78

Saul Centers Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.77 0.78 0.78 0.78

BFS vs WSR, ALX, PINE: Liabilities-to-Assets Comparison

For the REIT - Retail subindustry, Saul Centers's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saul Centers Liabilities-to-Assets vs REITs Industry

For the REITs industry and Real Estate sector, Saul Centers's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Saul Centers's Liabilities-to-Assets falls into.


BFS
78GF Score
Saul Centers Inc BFS
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Saul Centers Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Saul Centers's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=1685.421/2162.678
=0.78

Saul Centers's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=1683.378/2156.852
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.78 mean?
Saul Centers (BFS) has a Liabilities-to-Assets of 0.78 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Saul Centers and its competitors.
Is Saul Centers' Liabilities-to-Assets too high?
Saul Centers' current Liabilities-to-Assets is 0.78. Overall, Saul Centers has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saul Centers' Liabilities-to-Assets compare to WSR and ALX?
Saul Centers' Liabilities-to-Assets of 0.78 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a REITs company?
A good Liabilities-to-Assets depends on the REITs industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Saul Centers and its competitors. Saul Centers's current Liabilities-to-Assets is 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saul Centers stock overvalued right now?
Based on GuruFocus' analysis, Saul Centers (BFS) is currently considered Modestly Undervalued. The stock's GF Value™ is $42.02, compared to a current price of $36.14 — trading 14% below its estimated fair value. The current Liabilities-to-Assets is 0.78. Saul Centers' overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Saul Centers (BFS), the current Liabilities-to-Assets is 0.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saul Centers (BFS) Overvalued in 2026?

Based on GuruFocus' analysis, Saul Centers stock appears to be undervalued. The current stock price of $36.14 is trading 14% below its estimated GF Value™ of $42.02. GuruFocus considers Saul Centers to be Modestly Undervalued.

Key valuation signals for BFS:

  • Liabilities-to-Assets: 0.78
  • GF Value™: $42.02 vs. price of $36.14 (14% below fair value)
  • GF Score™: 78/100 with 9 warning signs

No single metric tells the full story. See the BFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saul Centers Business Description

Industry Real EstateREITs
Other Exchanges BFSpE.PFD:USABFSpD.PFD:USA
Address 7501 Wisconsin Avenue, Suite 1500 East, Bethesda, MD, USA, 20814-6522
Saul Centers Inc is a self-managed real estate investment trust which invests in, operates and develops retail and commercial properties. The company's portfolio includes community and neighbourhood shopping centres, office properties, and mixed-use properties. Properties are located in the Washington, D.C. and Batlimore metropolitan areas. Saul Centers operates through two business segments: Shopping Centers segment, which contribute the maximum portion of total revenue; and mixed-use properties.Mixed-Use Properties segment include office, retail and multi-family residential use.
78GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.14
Price
$42.02
GF Value