BFS (Saul Centers) LT-Debt-to-Total-Asset: 0.68 (As of Mar. 2026)

What is Saul Centers LT-Debt-to-Total-Asset?

Saul Centers BFS +0.82% 77 LT-Debt-to-Total-Asset is 0.68 as of Mar. 2026. GuruFocus rates BFS with a GF Score™ of 77/100 and a GF Value™ of $41.81 (Modestly Undervalued). The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Saul Centers's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.68.

Saul Centers's long-term debt to total assets ratio increased from Mar. 2025 (0.63) to Mar. 2026 (0.68). It may suggest that Saul Centers is progressively becoming more dependent on debt to grow their business.

Saul Centers (NYSE:BFS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Saul Centers LT-Debt-to-Total-Asset Related Terms

Saul Centers LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Saul Centers's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saul Centers LT-Debt-to-Total-Asset Chart

Saul Centers Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.60

0.58

0.56

0.63

0.67

Saul Centers Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.63	0.64	0.65	0.67	0.68

77GF Score

Saul Centers Inc BFS

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Saul Centers LT-Debt-to-Total-Asset Calculation

Saul Centers's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	1457.124	/	2162.678
	=	0.67

Saul Centers's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	1459.574	/	2156.852
	=	0.68

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.68 mean?

Saul Centers (BFS) has a LT-Debt-to-Total-Asset of 0.68 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Saul Centers and its competitors.

Is Saul Centers' LT-Debt-to-Total-Asset too high?

Saul Centers' current LT-Debt-to-Total-Asset is 0.68. Overall, Saul Centers has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Saul Centers' LT-Debt-to-Total-Asset compare to WSR and ALX?

Saul Centers' LT-Debt-to-Total-Asset of 0.68 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a REITs company?

A good LT-Debt-to-Total-Asset depends on the REITs industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Saul Centers and its competitors. Saul Centers's current LT-Debt-to-Total-Asset is 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Saul Centers stock overvalued right now?

Based on GuruFocus' analysis, Saul Centers (BFS) is currently considered Modestly Undervalued. The stock's GF Value™ is $41.81, compared to a current price of $37.07 — trading 11.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.68. Saul Centers' overall GF Score™ is 77/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Saul Centers (BFS), the current LT-Debt-to-Total-Asset is 0.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saul Centers (BFS) Overvalued in 2026?

Based on GuruFocus' analysis, Saul Centers stock appears to be undervalued. The current stock price of $37.07 is trading 11.3% below its estimated GF Value™ of $41.81. GuruFocus considers Saul Centers to be Modestly Undervalued.

Key valuation signals for BFS:

LT-Debt-to-Total-Asset: 0.68
GF Value™: $41.81 vs. price of $37.07 (11.3% below fair value)
GF Score™: 77/100 with 9 warning signs

No single metric tells the full story. See the BFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Saul Centers Business Description

Industry Real Estate REITs

Comparable Companies WSR ALX PINE SITC CBL WHLR GTY NTST IVT FCPT SPG O XPAR:URW KIM ASX:SCG REG SGX:C38U HKSE:00823 XPAR:LI FRT

Other Exchanges BFSpE.PFD:USA BFSpD.PFD:USA

Address 7501 Wisconsin Avenue, Suite 1500 East, Bethesda, MD, USA, 20814-6522

Website https://www.saulcenters.com

Saul Centers Inc is a self-managed real estate investment trust which invests in, operates and develops retail and commercial properties. The company's portfolio includes community and neighbourhood shopping centres, office properties, and mixed-use properties. Properties are located in the Washington, D.C. and Batlimore metropolitan areas. Saul Centers operates through two business segments: Shopping Centers segment, which contribute the maximum portion of total revenue; and mixed-use properties.Mixed-Use Properties segment include office, retail and multi-family residential use.

77GF Score

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$37.07

Price

$41.81

GF Value

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