Topps Tiles (CHIX:TPTL) Liabilities-to-Assets : 0.98 (As of Mar. 2026)

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CHIX:TPTL Topps Tiles PLC CHIX:TPTL
48 GF Score
Price £0.35
GF Value £0.45
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Topps Tiles Liabilities-to-Assets?

Topps Tiles CHIX:TPTL +0.85% 48 Liabilities-to-Assets is 0.98 as of Mar. 2026. GuruFocus rates CHIX:TPTL with a GF Score™ of 48/100 and a GF Value™ of £0.45 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Topps Tiles's Total Liabilities for the quarter that ended in Mar. 2026 was £181.1 Mil. Topps Tiles's Total Assets for the quarter that ended in Mar. 2026 was £184.8 Mil. Therefore, Topps Tiles's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.98.


Topps Tiles  (CHIX:TPTl) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Topps Tiles Liabilities-to-Assets Related Terms


Topps Tiles Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Topps Tiles's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Topps Tiles Liabilities-to-Assets Chart

Topps Tiles Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.87 0.84 0.85 0.97 0.96

Topps Tiles Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.97 0.98 0.96 0.98

CHIX:TPTL vs HD, LOW, FND: Liabilities-to-Assets Comparison

For the Home Improvement Retail subindustry, Topps Tiles's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Topps Tiles Liabilities-to-Assets vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Topps Tiles's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Topps Tiles's Liabilities-to-Assets falls into.


CHIX:TPTL
48GF Score
Topps Tiles PLC CHIX:TPTL
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Topps Tiles Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Topps Tiles's Liabilities-to-Assets Ratio for the fiscal year that ended in Sep. 2025 is calculated as:

Liabilities-to-Assets (A: Sep. 2025 )=Total Liabilities/Total Assets
=180.166/187.893
=0.96

Topps Tiles's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=181.064/184.802
=0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.98 mean?
Topps Tiles (CHIX:TPTL) has a Liabilities-to-Assets of 0.98 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Topps Tiles and its competitors.
Is Topps Tiles' Liabilities-to-Assets too high?
Topps Tiles' current Liabilities-to-Assets is 0.98. Overall, Topps Tiles has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Topps Tiles' Liabilities-to-Assets compare to HD and LOW?
Topps Tiles' Liabilities-to-Assets of 0.98 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Retail - Cyclical company?
A good Liabilities-to-Assets depends on the Retail - Cyclical industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Topps Tiles and its competitors. Topps Tiles's current Liabilities-to-Assets is 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Topps Tiles stock overvalued right now?
Based on GuruFocus' analysis, Topps Tiles (CHIX:TPTL) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.45, compared to a current price of £0.35 — trading 21.8% below its estimated fair value. The current Liabilities-to-Assets is 0.98. Topps Tiles' overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Topps Tiles (CHIX:TPTL), the current Liabilities-to-Assets is 0.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Topps Tiles (CHIX:TPTL) Overvalued in 2026?

Based on GuruFocus' analysis, Topps Tiles stock appears to be undervalued. The current stock price of £0.35 is trading 21.8% below its estimated GF Value™ of £0.45. GuruFocus considers Topps Tiles to be Modestly Undervalued.

Key valuation signals for CHIX:TPTL:

  • Liabilities-to-Assets: 0.98
  • GF Value™: £0.45 vs. price of £0.35 (21.8% below fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the CHIX:TPTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Topps Tiles Business Description

Other Exchanges TPT:UK
Address Thorpe Way, Grove Park, Enderby, Leicestershire, GBR, LE19 1SU
Topps Tiles PLC is a tile and flooring retailer in the UK. The company focuses on selling ceramic and porcelain tiles, natural stone, and related products for homes and businesses. It offers products such as bathroom tiles, kitchen tiles, floor tiles, wall tiles, mosaic tiles, natural stone, and other tools and essentials. The company operates in the UK, the EU, and the rest of the world, and generates the majority of its revenue from sales in the UK.
48GF Score

Get the complete analysis for CHIX:TPTL

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.35
Price
£0.45
GF Value