Topps TilesCHIX:TPTL 50 Days Payable is 123.89 as of Mar. 2026, which is 66% above its 10-year median of 74.59. GuruFocus rates CHIX:TPTL with a GF Score™ of 50/100 and a GF Value™ of £0.45 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,102 Retail - Cyclical companies, Topps Tiles ranks better than 84.39% on this metric.
The historical rank and industry rank for Topps Tiles's Days Payable or its related term are showing as below:
CHIX:TPTl'
s Days Payable Range Over the Past 10 Years
Min: 54.46 Med: 74.59 Max: 130.93
Current: 130.93
During the past 13 years, Topps Tiles's highest Days Payable was 130.93. The lowest was 54.46. And the median was 74.59.
CHIX:TPTl's Days Payable is ranked better than 84.39% of 1102
companies
in the Retail - Cyclical industry
Industry Median: 51.215
vs CHIX:TPTl: 130.93
Topps Tiles's Days Payable
increased
from Mar. 2025 (116.23) to Mar. 2026 (123.89).
It may suggest that Topps Tilesdelayed paying its suppliers.
Topps Tiles Days Payable Related Terms
Topps Tiles Days Payable Historical Data
* Premium members only.
The historical data trend for Topps Tiles's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:TPTL vs HD, LOW, FND: Days Payable Comparison
For the Home Improvement Retail subindustry, Topps Tiles's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Topps Tiles Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Topps Tiles's Days Payable distribution charts can be found below:
* The bar in red indicates where Topps Tiles's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Topps Tiles's Days Payable for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Topps Tiles (CHIX:TPTL) has a Days Payable of 123.89 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Topps Tiles and its competitors. This is 66% above median its historical median of 74.59. Over the past decade, Topps Tiles' Days Payable has ranged from 54.46 to 130.93. According to the industry distribution chart, Topps Tiles ranks #172 out of 1102 companies in the Retail - Cyclical industry, placing it in the top 15.6%.
Is Topps Tiles' Days Payable too high?
Topps Tiles' current Days Payable of 123.89 is 66% above median its 10-year median of 74.59. Over the past 10 years, this metric has ranged from a low of 54.46 to a high of 130.93. The Retail - Cyclical industry median Days Payable is 51.22. Topps Tiles' value of 123.89 is 141.9% above this industry median. Based on the distribution chart, Topps Tiles ranks #172 out of 1102 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Topps Tiles has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Topps Tiles' Days Payable compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Topps Tiles ranks #172 out of 1102 companies for Days Payable. This places Topps Tiles in the top 16% of its industry — outperforming the majority of peers. The industry median Days Payable is 51.22. Topps Tiles' value of 123.89 is 141.9% above this benchmark. Historically, Topps Tiles' own Days Payable has ranged from 54.46 to 130.93 over the past decade. While the company's 10-year median is 74.59 vs. the industry median of 51.22, Topps Tiles has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.22, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Topps Tiles's current Days Payable of 123.89 is 141.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Topps Tiles and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Topps Tiles's current Days Payable is 123.89, which is 66% above median its own 10-year median of 74.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Topps Tiles stock overvalued right now?
Based on GuruFocus' analysis, Topps Tiles (CHIX:TPTL) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.45, compared to a current price of £0.34 — trading 24% below its estimated fair value. The current Days Payable is 123.89, which is 66% above median its 10-year median of 74.59 and 141.9% above the Retail - Cyclical industry median of 51.22. Topps Tiles' overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Topps Tiles (CHIX:TPTL), the current Days Payable is 123.89 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Topps Tiles (CHIX:TPTL) Overvalued in 2026?
Based on GuruFocus' analysis, Topps Tiles stock appears to be undervalued.
The current stock price of £0.34 is trading 24% below its estimated GF Value™ of £0.45.
GuruFocus considers Topps Tiles to be Modestly Undervalued.
Key valuation signals for CHIX:TPTL:
Days Payable: 123.89 (66% above median its 10-year median of 74.59)
GF Value™: £0.45 vs. price of £0.34 (24% below fair value)
Industry Position: 141.9% above the Retail - Cyclical median (#172 of 1102)
No single metric tells the full story. See the CHIX:TPTL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Topps Tiles PLC is a tile and flooring retailer in the UK. The company focuses on selling ceramic and porcelain tiles, natural stone, and related products for homes and businesses. It offers products such as bathroom tiles, kitchen tiles, floor tiles, wall tiles, mosaic tiles, natural stone, and other tools and essentials. The company operates in the UK, the EU, and the rest of the world, and generates the majority of its revenue from sales in the UK.
50GF Score
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