CNB (CNBW) Liabilities-to-Assets : 0.90 (As of Mar. 2012)

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What is CNB Liabilities-to-Assets?

CNB CNBW Liabilities-to-Assets is 0.90 as of Mar. 2012.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. CNB's Total Liabilities for the quarter that ended in Mar. 2012 was $840.78 Mil. CNB's Total Assets for the quarter that ended in Mar. 2012 was $930.17 Mil. Therefore, CNB's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2012 was 0.90.

CNB  (OTCPK:CNBW) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.

CNB Liabilities-to-Assets Related Terms

CNB Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for CNB's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNB Liabilities-to-Assets Chart

CNB Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11
Liabilities-to-Assets
0.91 0.90 0.91 0.91 0.90

CNB Quarterly Data
Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.90 0.91 0.90 0.90

CNBW vs LFGP: Liabilities-to-Assets Comparison

For the Banks - Regional subindustry, CNB's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CNB Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, CNB's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where CNB's Liabilities-to-Assets falls into.


CNB Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

CNB's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2011 is calculated as:

Liabilities-to-Assets (A: Dec. 2011 )=Total Liabilities/Total Assets
=824.414/913.82
=0.90

CNB's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2012 is calculated as

Liabilities-to-Assets (Q: Mar. 2012 )=Total Liabilities/Total Assets
=840.776/930.166
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.90 mean?
CNB (CNBW) has a Liabilities-to-Assets of 0.90 as of Mar. 2012. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on CNB and its competitors.
Is CNB's Liabilities-to-Assets too high?
CNB's current Liabilities-to-Assets is 0.90.
How does CNB's Liabilities-to-Assets compare to LFGP?
CNB's Liabilities-to-Assets of 0.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on CNB and its competitors. CNB's current Liabilities-to-Assets is 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB stock overvalued right now?
CNB (CNBW) has a current Liabilities-to-Assets of 0.90. The current Liabilities-to-Assets is 0.90. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For CNB (CNBW), the current Liabilities-to-Assets is 0.90 as of Mar. 2012. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CNB Business Description

Address 2601 Main Street, P.O. Box 320, Conway, SC, USA, 29528
CNB Corp is an independent community bank engaged in the general commercial banking business. Some of the services provided include checking accounts, money market deposit accounts, IRA accounts, Health Savings Accounts, savings and time deposits of various types, and loans to individuals for personal use, home mortgages, home improvement, automobiles, real estate, agricultural purposes, and business needs. The majority of the Bank's customers are individuals and small to medium-sized businesses.