Business Description
Ledyard Financial Group Inc
NAICS : 522110
SIC : 6022
ISIN : US5233381012
Description
Ledyard Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail and commercial banking and wealth advisory services through office locations in New Hampshire and Vermont. The Group operates in two segments: Banking and Wealth Advisory Services. Maximum revenue is generated from the Banking segment, which principally consists of lending to commercial and consumer customers, as well as deposit gathering activities. Wealth Advisory Services segment includes, as its principal business lines, financial planning services, investment management services, personal tax services, trustee services, and estate planning.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Equity-to-Asset | 0.06 | |||||
Debt-to-Equity | 1.91 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.63 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.2 | |||||
3-Year EPS without NRI Growth Rate | -5.5 | |||||
3-Year FCF Growth Rate | 11.5 | |||||
3-Year Book Growth Rate | 4.7 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 99.89 | |||||
9-Day RSI | 99.26 | |||||
14-Day RSI | 97.98 | |||||
3-1 Month Momentum % | 4.52 | |||||
6-1 Month Momentum % | 12.94 | |||||
12-1 Month Momentum % | 30.48 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.78 | |||||
Dividend Payout Ratio | 0.42 | |||||
Forward Dividend Yield % | 3.78 | |||||
5-Year Yield-on-Cost % | 4.15 | |||||
3-Year Average Share Buyback Ratio | -1.1 | |||||
Shareholder Yield % | -46.66 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 14.36 | |||||
FCF Margin % | 17.09 | |||||
OCF Margin % | 19.88 | |||||
ROE % | 11.02 | |||||
ROA % | 0.65 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.08 | |||||
PE Ratio without NRI | 11.08 | |||||
Shiller PE Ratio | 11.97 | |||||
Price-to-Owner-Earnings | 12.85 | |||||
PS Ratio | 1.59 | |||||
PB Ratio | 1.18 | |||||
Price-to-Tangible-Book | 1.18 | |||||
Price-to-Free-Cash-Flow | 9.3 | |||||
Price-to-Operating-Cash-Flow | 7.99 | |||||
EV-to-Revenue | 4.26 | |||||
EV-to-FCF | 24.91 | |||||
Price-to-GF-Value | 1.08 | |||||
Price-to-Projected-FCF | 0.67 | |||||
Price-to-Graham-Number | 0.76 | |||||
FCF Yield % | 10.48 | |||||
Forward Rate of Return (Yacktman) % | 5.27 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Ledyard Financial Group Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 47.065 | ||
| EPS (TTM) ($) | 2.01 | ||
| Beta | 0.3021 | ||
| 3-Year Sharpe Ratio | 0.3 | ||
| 3-Year Sortino Ratio | 0.51 | ||
| Volatility % | 27.13 | ||
| 14-Day RSI | 97.98 | ||
| 14-Day ATR ($) | 0.34319 | ||
| 20-Day SMA ($) | 20.191343 | ||
| 12-1 Month Momentum % | 30.48 | ||
| 52-Week Range ($) | 13.45 - 22.27 | ||
| Shares Outstanding (Mil) | 3.45 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Ledyard Financial Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Ledyard Financial Group Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 180 days | ||
| Third quarter earnings results for 2026 | 2026-11-06 | In 96 days | ||
| General meeting for 2025 | 2026-08-18 | In 16 days | ||
| USD 0.210000 Cash Dividend | 2026-08-13 | In 11 days | ||
| Second quarter earnings results for 2026 | 2026-07-24 | 20.20 (+0.00%) | ||
| USD 0.210000 Cash Dividend | 2026-05-22 | 17.02 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-05-01 | 17.04 (-0.35%) | ||
| Annual report for 2025 | 2026-03-23 | 17.00 (-0.18%) | ||
| USD 0.210000 Cash Dividend | 2026-02-20 | 16.99 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-30 | 15.01 (+0.40%) |
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Ledyard Financial Group Inc Frequently Asked Questions
What is Ledyard Financial Group Inc(LFGP)'s stock price today?
The current price of LFGP is $22.27. The 52 week high of LFGP is $22.27 and 52 week low is $13.45.
When is next earnings date of Ledyard Financial Group Inc(LFGP)?
The next earnings date of Ledyard Financial Group Inc(LFGP) is 2026-11-06 Est..
Does Ledyard Financial Group Inc(LFGP) pay dividends? If so, how much?
The Dividend Yield %  of Ledyard Financial Group Inc(LFGP) is 3.78% (As of Today), Highest Dividend Payout Ratio of Ledyard Financial Group Inc(LFGP) was 1.37. The lowest was 0.34. And the median was 0.45. The  Forward Dividend Yield % of Ledyard Financial Group Inc(LFGP) is 3.78%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:LFGP
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Ledyard Financial Group Inc
No articles.
Headlines
See More- 1
Jul 24, 2026
Ledyard Financial Group GAAP EPS of $0.52, revenue of $12.3M
Seeking Alpha • 9:50am
- 1
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